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Renee Baio has revealed that she has microvascular brain disease.The wife of actor Scott Baio shared the news after a follower on Twitter asked about her health."Besides having 2 meningioma brain tumors, in Oct 2017 I also learned I have Microvascular Brain Disease," she wrote.The disease impacts the small blood vessels in the brain, If left untreated, it "can contribute to mental decline, strokes, walking and balance problems, and dementia," according to Healthline. Besides having 2 meningioma brain tumors, in Oct 2017 I also learned I have Microvascular Brain Disease. @Jerseyshore06— Renee Baio (@MrsScottBaio) March 10, 2018 647

Residents and businesses near a dam in North Carolina appeared to have dodged potential disaster Wednesday after an emergency at the location was called off.Earlier, heavy rains and a landslide in the western North Carolina mountains "compromised the integrity" of Lake Tahoma dam and triggered urgent calls for mandatory evacuations.Emergency officials said the dam was "at risk of imminent failure" and the weather service extended a flash flood warning for central McDowell County until 12:30 p.m.The National Weather Service cited reports early Wednesday from McDowell County emergency management officials that "water is spilling around the sides of Lake Tahoma dam. Evacuations ongoing south of the dam."But later, McDowell County emergency officials said Lake Tahoma had been inspected and deemed safe and a mandatory evacuation was halted. "The emergency at Lake Tahoma has been canceled. The evacuation order is no longer in effect. The engineer has performed a safety inspection and determined that the evacuation order is no longer needed," according to a statement on the McDowell County 911/Emergency Management Facebook page. 1147

President Donald Trump says he has asked the SEC to study whether to stop requiring companies to report quarterly earnings.In speaking to business leaders, one told him a twice-a-year reporting system would allow companies the flexibility and cost savings companies need to "Make business (jobs) even better in the U.S." Trump tweeted Friday morning. Trump said he directed the SEC to look into a change in its requirements.Public companies must report their sales, profits and the state of the company's balance sheet every quarter. That has been required since the Securities Exchange Act of 1934, which was put in place to give more confidence and transparency to investors in the wake of the 1929 stock market crash. That act also created the SEC, which sets the regulations which govern those quarterly reports.Businesses have long complained that the reports require company executives to focus too much on the short term. Juicing numbers impresses investors, but it can force companies to miss out on long term trends. One of the reasons Tesla CEO Elon Musk wants to take his company private, he told his employees last week, was the way quarterly reports distort decisions at the company.President Barack Obama has also criticized quarterly reports.Speaking to the New York Review of Books in 2015, Obama said that he had talked to a large number of businesses executives who told him, "Because they've got quarterly reports to shareholders and if they've made a long-term investment that may pay off way down the line, or if they're paying their employees more now because they think it's going to help them retain high-quality employees, a lot of times they feel like they're going to get punished in the stock market. And so they don't do it, because the definition of being a successful business is narrowed to what your quarterly earnings reports are."Shareholders, however, use the quarterly earnings reports as a guide to the quality and health of their investments. Without quarterly financial reports, investors could be blind to important risk factors that could damage their portfolios.The president has run privately-held companies that didn't have to report results at all during most of his time in business,The European Commission, among others, only requires semi-annual financial reports of companies there, although major European companies whose stock is traded in both the United States and Europe will report on a quarterly basis in order to comply with SEC regulations.The-CNN-Wire 2519

President-elect Joe Biden’s proposal to forgive ,000 of federal student debt as COVID relief could erase loan balances for 15 million borrowers and reduce balances for millions more, according to federal data.Broad student loan forgiveness could affect 45.3 million borrowers with federal student loan debt who owe a total of .54 trillion to the government. Wiping out ,000 each — as Biden calls for — would result in up to 9 billion canceled.Seth Frotman, executive director of the Student Borrower Protection Center, says removing the student loans “albatross around their financial lives” could mean the difference for consumers who aspire to buy a house, save for retirement or start a business.“Student loan borrowers across the spectrum — old, young, urban, rural, high-balance, low-balance, Black, white — are hurting with their student loans, and that was before COVID even hit,” Frotman says.For now, Biden’s proposal is just an amount, with no details to answer questions about which loans might be canceled, whether forgiven amounts would be taxed and if borrowers would have defaulted loans removed from their credit history. It also faces huge hurdles politically.But here’s how ,000 in forgiveness could affect some categories of borrowers.For 15 million borrowers, a slate wiped cleanMore than a third of federal borrowers could see their balances fall to zero with ,000 in debt cancelation. Among those, 7.9 million owe less than ,000 in student loans and 7.4 million owe between ,000 and ,000, according to federal data.These are also the borrowers most likely to default on their loans. Over half of those who default (52%) have less than ,000 of federal undergraduate debt, according to an analysis of federal data by The Institute for College Access and Success, or TICAS.That’s because those with lower debt amounts often have not completed their schooling, so they don’t reap the benefits of a degree that leads to a better paying job. Among those who default, 49% did not complete their program of study, TICAS found.Default has severe consequences: It can sabotage credit scores and trigger collection efforts that can include seizure of tax refunds and Social Security payments.Many of these borrowers are current on their payments. For them, forgiveness could help, but it might not be much of a boon to the overall economy, says Betsy Mayotte, president and founder of The Institute of Student Loan Advisors.“If you owe ,000 and your payment is 0 — and that’s a lot of money to a lot of people — but you all of a sudden don’t have to pay 0 a month, I don’t see that 0 being put toward something that will stimulate the economy,” Mayotte says.For 19 million borrowers, some breathing roomThe typical student leaves school with around ,000 in debt, according to TICAS, an amount that can grow quickly with interest if students pause payments or go on repayment plans that allow them to make lower payments.Nearly 19 million borrowers owe between ,000 and ,000 in federal student loans, according to federal data. Without detailed execution plans from the Biden team, it’s trickier to say how these borrowers would be affected.For example, cancellation might not reduce the amount they pay each month, but it could draw their end date closer and lower the total amount they’d pay overall, due to interest. Or it might wipe out one loan completely but leave payments on others intact.For 11 million borrowers, a drop in the bucketHigher income households, as a whole, are the ones that hold the most debt.The high debt/high earner correlation makes sense because those who make more money tend to have more advanced education, according to findings from Georgetown University Center for Education and the Workforce. To get those advanced degrees, students rack up debt in the process.More than 8 million people owe the government between ,000 and 0,000 in student loans. An additional 3.2 million borrowers owe more than 0,000 on their federal loans, data show.A borrower repaying 0,000 on the standard federal 10-year plan at 5% interest would pay off the loans 15 months early if ,000 were forgiven.Forgiveness is still a big maybeThere’s also the question of how loan forgiveness could move forward: Will it be through Congress or executive action or not at all?“If anything can be done by executive action, [forgiveness] could happen very quickly,” says Robert Kelchen, associate professor of higher education at Seton Hall University. “I’m just not sure whether forgiving debt would withstand legal scrutiny.”Experts say any executive action could face lawsuits or be subject to judicial review, which would leave the fate of an order for forgiveness in the hands of the Supreme Court.“There are a lot of conservative judges, so I can imagine that many of them could be hostile to the policy,” says Wesley Whistle, senior advisor for policy and strategy, higher education at the public policy think tank New America.Mayotte said she is doubtful borrowers will see straight forgiveness since the reach of this type of pandemic relief wouldn’t be as broad as, say, providing supplemental unemployment or propping up small businesses.Forgiveness won’t happen before payments restartBiden proposed his forgiveness measure as part of COVID-related relief, but experts say there’s an even more pressing student loan concern that will come to a head before Biden starts his term — the end of the payment pause for student loan borrowers, which is set to sunset after Dec. 31.Doug Webber, associate professor of economics at Temple University, says he’s worried about the pitfalls of going “zero to 60” in one day with reinstating loan payments for a population that isn’t ready.“Once you give people a benefit, it’s always harder to take it back,” Webber says.The payment pause, known as a forbearance, has been in effect since March as part of the first coronavirus relief bill. President Donald Trump extended the relief through the end of the year, but neither the outgoing or incoming administration has committed to extending it again.While borrowers await the fate of forgiveness, they should contact their servicer to get enrolled in an income-driven repayment plan if they won’t be able to afford their payments. These plans set payments at a portion of their income and can be as low as zero if they’re unemployed.NerdWallet writer Ryan Lane contributed additional reporting to this story.More From NerdWallet10+ Student Loan Forgiveness Programs That Discharge LoansFederal Loans Are Paused Until 2021 — Should You Pay Anyway?Income-Driven Repayment: Is It Right for You?Anna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6765

Presidential physician Dr. Sean Conley released an update on President Donald Trump’s coronavirus prognosis on Thursday, stating that he has “remained stable and devoid of any indications to suggest progression of illness.”Trump was diagnosed with the coronavirus late Thursday night, just hours after traveling to New Jersey for a fundraiser. The following day, Trump was admitted to Walter Reed Medical Center as he was given an experimental antibody treatment, steroids, and other remedies to fight off the coronavirus.By Monday, Conley and Trump’s medical team signed off on releasing him to the White House.Conley said on Thursday he expects Trump to be able to resume public engagements on Saturday.“Since returning home, his physical exam remained stable and devoid of any indications to suggest progression of illness,” Conley wrote in a report. “Overall, he’s responded extremely well to treatment, without evidence on examination of adverse therapeutic effects. Saturday will be day 10 since Thursday’s diagnosis, and based on the trajectory of advanced diagnostics the team has been conducting, I fully anticipate the president’s safe return to public engagements at that time.”The CDC has a recommended minimum isolation period of 10 days for coronavirus patients, although the isolation period may take as long as 20 days depending on the severeness of the illness.While Trump has not left the White House complex since returning home on Monday, he left the residence portion of the facility on Wednesday and Thursday, working out of the Oval Office among a small group of advisers.The White House has been dealing with a cluster of coronavirus cases, now confirmed to be in the dozens, affecting aides, assistants, visitors and journalists in the White House. On Thursday, the White House Correspondents Association announced its fourth White House journalist has tested positive for the virus in the last week.Key aides, including Hope Hicks, Stephen Miller and press secretary Kayleigh McEnany, continue to recover from the virus.Trump’s medical team has come under fire for not releasing info on when exactly it was first known when Trump showed signs of infection. While it was believed that the president was being tested frequently for the coronavirus, the White House refuses to answer when Trump’s last negative coronavirus test was. 2363