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They come and go with less frequency now: empty trains across the country as this nation's public transit system finds itself in peril, with millions of Americans changing their commute routines because of COVID-19."Transit is definitely in trouble," said Jarred Johnson, who oversees the group Transit Matters.It's not the empty trains and buses that bother Johnson so much as the proposed cuts on the horizon, as ridership nationwide has plummeted.An estimated 36 million people across the country depended on public transit before the pandemic, but they just aren't riding right now, so revenues are down dramatically.In Washington D.C., the Metro is losing nearly 0 million a month; New York City's MTA is facing billion in potential cuts and San Francisco’s light rail is more than million in the hole. Public transit lines in nearly every major city across the country are facing financial uncertainty."It’s really time for our political leaders to step up and provide the funding transit needs," Johnson added.Another big concern is that if public transit services are cut now, they won't be there for riders when the pandemic is over. Used car sales are also booming with the average price of used vehicles up more than 9 percent, leading transit advocates to worry that some riders might be gone permanently."It’s not like people are choosing to not take transit on their trips, they’re not taking trips," explained Beth Osborne, with Transportation for America.Osborne's biggest fear is that if cities and states cut public services, people won't be able to get back to work on the other side of the pandemic."I think we have to ask ourselves: do we want our economy to function or not?" Osborne said. 1730
Thousands of youth sporting events were canceled this spring due to the COVID-19 pandemic.It's tough enough that kids are missing a whole season of baseball or soccer. But now, soccer moms and dads everywhere are growing frustrated.Many paid hundreds of dollars for their kids to participate in spring soccer leagues that ended up canceled, and refunds are turning out to be elusive. Some families paid over ,000 for two children to join private clubs.One weekend of play, 0 goneJulie Hooper is the mother of a third-grader who only got to play one weekend before the season was shut down."For the spring soccer league, we paid 5," she said.When parents called the head coaches after the cancellation, they did not get what they had hoped."We asked where our money is, and they are keeping all of it and told us we get a 10% discount if we sign up for next season," she said.Hooper said she would understand had they at least continued training, but there have been no tournaments, games or practices, and the club still has the parents' money."I've heard from other teams, other clubs, that they would get money back from tournaments not played," she said.Where is the money?But many clubs are not giving refunds. News reports and Facebook complaints show soccer parents nationwide are asking where the money has gone.Some teams say they prepaid for tournaments and are having problems getting those deposits back from larger sporting organizations. Others say much of the money went to field maintenance and insurance, and those funds are gone for good.Hooper said she doesn't expect a full refund, but "to pay 5 and get so little, it just seems like we should get something back. We feel we are deserving of that because we are all going through hard times."Some soccer clubs are applying for federal pandemic assistance and using that money to refund parents because they say they simply don't have the cash in the bank to give families their money back.As always, don't waste your money.________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Twitter (@JohnMatarese)For more consumer news and money-saving advice, go to www.dontwasteyourmoney.com 2275

Title insurance: It’s another one of those mysterious fees buried inside the pile of paperwork you’ll receive at your loan closing. Who knows what it’s all about? All you’ve figured out is that lenders require a policy for their protection, and either you or the seller will have to pay for it — and then you’ll be asked if you want an owner’s title policy, too.Here’s how title insurance works, how to decide whether you need your own policy, and how much you can expect to pay. 492
There are currently only a few treatments in helping to fight COVID-19, and one is antibodies from a Coronavirus survivor. But gay men wanting to donate are being faced with hurdles.A donation ban started with a 1980s restriction in the height of the AIDS and HIV crisis when the federal government created a lifetime ban on blood donations from gay men.The rule was replaced in 2015 with a regulation that requires a year of abstinence to donate blood.In April of this year, the FDA revised the abstinence period for gay men to donate blood or plasma from 12 months to three months in the wake of the Coronavirus pandemic.Chris Sanders with the Tennessee Equality Project says this is a start but these guidelines are not created equal."My call to action would be that the Congress of the United States will hold hearings on this rule and put pressure on the FDA to make this change," said Sanders.As the American Red Cross is pushing for more COVID-19 survivors to donate their antibodies to help sick patients, Sanders says some who are willing to help are being turned away."I talked to a gay man in East Nashville today who has survived COVID-19, and I asked him if the ban weren’t in place would you consider plasma donation and he said he would," said Sanders, "There are potential donors in Tennessee who would get turned away because of this unscientific, outdated FDA rule."Gay rights advocates say if this country wants to save more lives it will review what they call outdated policies.This story was originally reported by Kelsey Gibbs at WTVF. 1565
Top USA Swimming officials are under fire for what critics say was a culture of sexual abuse that was allowed to persist for decades unchecked.A stunning new investigative report first published in the Orange County Register found that since 1997, more than 250 coaches and officials were either arrested, charged or disciplined by USA Swimming for sexual abuse or misconduct.The paper -- citing, documents, interviews with abuse survivors, former Olympians, USA Swimming officials and others -- claims that there are at least 590 victims. According to the report, the organization's top brass was aware of the problem, but did little, if anything, to stop it. 674
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