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Banking since COVID-19 has taken on a different form. From wearing a mask to not being able to talk with a teller, several changes have been implemented in recent months.At Michigan Legacy Credit Union, a cashless transaction requiring the help of a teller can now be handled from home, from the mall, or by the lake. They launched the virtual teller app in early July."As long as you don't need a cash transaction, you can open up a membership, you can apply for a loan or a mortgage," Teller Michael Castano said. "There's so many different member service opportunities you can have just from the comfort of your home.""Only 7 percent of our transactions are done by members in our lobby with a teller. Everything else is electronic format," CEO Carma Peters added.Peters said declining transactions in brick-and-mortar branches has fueled the credit unions to push to mobile banking, and since COVID-19, there's been a massive increase in mobile banking."We let members call us, text us, chat us, use our mobile website. Our mobile logins went up in the month of April by 50,000," Peters said.She said the plan was to equip branches with virtual tellers before launching the app. That comes next.Banking in-person has also taken on a different look. Wearing a mask during a visit prior to COVID-19 might raise suspicion. Now, it's encouraged at all credit unions.For banks that remain open, the American Banking Association has also called on all banks to adopt a face mask policy.This story was first reported by WXYZ in Detroit, Michigan. 1551

Beyoncé and her BeyGOOD foundation are partnering up with the NAACP to give small Black-owned businesses ,000 grants.The Black-Owned Small Business Impact Fund will "help strengthen small businesses and to ensure economic empowerment for Black businesses." 267

Both President Donald Trump and President-elect Joe Biden offered their support on Thursday of a 0 billion stimulus plan hatched between a bipartisan group of moderate senators earlier this week.Trump said on Thursday he would sign the bill if it passes through Congress.“I think they’re getting very close and I want it to happen,” Trump said from the Oval Office.Senate Majority Leader Mitch McConnell offered optimism that an agreement is within reach."Compromise is within reach,” he said from the Senate floor on Thursday. “We know where we agree, we can do this. Let me say it again--we can do this. And we need to do this."Senate Minority Leader Chuck Schumer seemed less certain of a potential compromise.“For some reason, in the midst of this generational crisis, Republican Leader McConnell does not seem inclined to compromise,” Schumer said. “To actually get something done. But what he wants to do is posture. To put partisan bills on the floor and say take it or leave it. The real answer here is to sit down and talk."During an interview with CNN’s Jake Tapper on Thursday, Biden said that Democrats should support the bill, even though he says the legislation does not go far enough.“That would be a good start. It’s not enough,” Biden told Tapper.Biden has promised a larger stimulus package once taking office in January. While Democrats will hold the White House and House of Representatives, it’s still unknown who will control the Senate. Georgia will have a pair of run-off elections in January. Democrats will need to win both races in order to allow Vice President-elect Kamala Harris to cast the tiebreaking vote in a 50/50 Senate. The proposal would provide 0 in additional unemployment benefits for up to 18 weeks. The legislation also would replenish funds for the Paycheck Protection Program and for small businesses to help make payroll as a number of companies are being forced to close to help combat the spread of the coronavirus. The current proposal calls for 8 billion to go toward support for small businesses.There would also be 0 billion earmarked for state and local governments, which have seen a drop in tax revenue due to the pandemic. There is in additional billion allocated toward the transportation industry, most notably for airlines, which have seen an over 50% reduction in business since March.However for Americans hoping to see a second stimulus check, this bill comes short on that aspect.Treasury Secretary Steve Mnuchin said that talks of direct payments to Americans are dead at the moment. "I would say at the moment they are, but again, that's something that can be considered down the road," Mnuchin said. 2689

BONSALL, Calif. (KGTV) — Friday marks one year since the devastating Lilac Fire tore through northern San Diego County. More than 100 families lost their homes in the fire."Everything seems different,” said Bonsall resident Marci Grihalva. “I don't know what it is, but it's almost surreal.”Staring out at the landscape, Grihalva surveys her neighborhood."I think everyone was just really surprised how fast this fire went. It was just here,” she said.Grihalva lives in the Rancho Monserate community. It’s just west of the Interstate 15 in the Bonsall area. Last year, the Lilac Fire turned her home and most of her neighborhood to ash."If I think about it, what I lost, it's almost too much,” Grihalva told 10News. “I just can't handle it. It's too hard; it's too hard.”The homes in Rancho Monserate were some of the first to go. Grihalva said she and her husband watched the destruction on television. In the end, 114 homes were destroyed, 55 more damaged, and 45 horses died.Following the fire, the County of San Diego issued a fire response report. It breaks down the sequence of events and focuses on response efforts. The report also highlights successes and offers recommendations on how to be better prepared."The county is constantly improving,” said Holly Crawford, director of the county's Office of Emergency Services. “What we do here in my office is we don't just learn lessons from our own disasters, we look at disasters that happened elsewhere.”Team 10 asked Crawford about each of the recommendations listed in the report and whether or not the county is moving forward with them. Crawford explained they’ve implemented all of them."One of the biggest things we've been engaged in since the Lilac fire is stress testing some of our major public communication and alert and warning platforms,” Crawford says.The report recommended: 1868

Between Black Friday, Cyber Monday and Thanksgiving hangovers, it's easy to forget about the most important parts of the holiday season. Luckily, Giving Tuesday has arrived to get you back on track.Celebrated the Tuesday after Thanksgiving every year, Giving Tuesday began in 2012 as a partnership between New York's 92nd Street Y and the United Nations Foundation with one stated goal: Encourage people to do good.Giving Tuesday can be whatever you want it to be: Donating to a charity, helping out a friend in need, trying to brighten a coworker's day — anything that "builds a more just and generous world."In the last eight years, the movement has exploded around the world. According to GivingTuesday.org, the event was celebrated in more than 150 countries in 2018, leading to more than 0 million raised for charity by 3.6 million people.In 2019, Giving Tuesday was spun off into its own organization, and now offers social media toolkits and other resources to nonprofits ahead of the holiday, If you'd like to participate in Giving Tuesday, click here to find a nonprofit or charity that's holding an event near you.Alex Hider is a writer for the E.W. Scripps National Desk. Follow him on Twitter @alexhider. 1227

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