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Millions of small businesses that received Paycheck Protection Program loans have been waiting for answers on how and when their loans would be forgiven. Now, the Small Business Administration has announced a plan that would forgive almost 70% of all the loans it gave out.“The new guidance that has come out from treasury department and the SBA aim to ease the process for applying for forgiveness of loans under ,000,” said Molly Day with the National Small Business Association.The new guidance forgives PPP loans that were ,000 or less, but also comes with a new rule. The rule allows businesses with no employees or businesses where the owner is the only employee, can now have most or all of their loan forgiven.Initially, most of the forgivable portion of a PPP loan was that which was used toward paying employees. The new rule also relaxes the scrutiny requirements on lenders to review documentation from small businesses proving how the money was spent.“A lot of small businesses don’t have employees, or they have one employee and that is themselves, adjusting that really makes it a lot more workable for the sole proprietors that are small businesses [and] are doing great work and deserve some assistance as well,” said Day.The forgiveness process laid out by the Small Business Administration does not have the usual red tape that comes with most government forgiveness processes. Business owners who received loans of ,000 or less have to fill out a one-page document, just released by the SBA, and have their lender process it.“I do think making the forgiveness process easier and more streamlined could help many small businesses,” added Day.With the loan debt hanging over their heads, many small businesses have been reluctant to take on additional debt or put more of their saving into their businesses. Relieving them of the loan burden could now allow them to do so and may result in saving some businesses that were on the brink.However, the SBA points out there’s no guarantee and is still pushing for continued support from Congress in the next stimulus bill. In addition, it is pushing for the SBA to extend the new guidance to loan 0,000 or less. 2195

More than 30 states are reporting increases in opioid related overdoses and those from other drugs during the pandemic, particularly involving fentanyl, according to the American Medical Association.The government has taken steps to curb deaths during the pandemic by allowing for more flexibility in prescribing medications for opioid use disorder and lifting other restrictions on pain medications.Meanwhile, the National Safety Council is calling on businesses to get ready for an increase in substance misuse in the workplace.“Employers not only have a responsibility, they have a call to arms here to make sure as they bring employees back to work, that they are directly addressing their mental health and providing them the resources that they need to be able to navigate,” said Lorraine Martin, President of the National Safety Council. “It’s just as important as the PPE and sanitization for hygiene that we will all need to have when we come back to work.”Martin recognizes mental health and substance misuse are often interconnected.Now, with the additional stress and unrest related to George Floyd’s death on top of COVID-19, people may be self-medicating even more.The National Safety Council put out resources and tools to help businesses help struggling employees, but they believe the most important thing leaders can do is talk about it.“The most mature companies are addressing this head on,” said Martin. “We know that substance misuse is a disease, not a decision, and if you can come at it with that attitude and make sure you create that safe space for your employees, that can make all the difference.”Not addressing substance misuse is a serious threat to worker safety and costs a lot of money in terms of productivity, absenteeism and workers compensation claims.On the other hand, employees that work through these issues with their employer often come out on the other side more loyal and productive. 1937

My official statement on the presidential election: pic.twitter.com/F6AoS8lfhG— Governor Phil Scott (@GovPhilScott) November 7, 2020 140

Mississippi Republican Sen. Cindy Hyde-Smith joked about going "front row" to a "public hanging" in a video posted to Twitter on Sunday morning, prompting her opponent to call her comment "reprehensible.""If he invited me to a public hanging, I'd be on the front row," the senator is heard saying in the video.Hyde-Smith faces former Democratic Rep. Mike Espy in a runoff election on November 27 for the Mississippi Senate seat. The runoff election was triggered when neither she nor Espy received more than 50% of the vote total on November 6.Hyde-Smith was appointed in April to fill the seat vacated by longtime Republican Sen. Thad Cochran, who stepped down due to health reasons. She became the first female senator to represent the state.In the video, Hyde-Smith appeared to be speaking during a campaign event about the support of a Mississippi rancher.The line drew applause and laughter from the crowd. The short video clip was met with immediate backlash online and had more than 2 million page views as of late Sunday night. 1043

Monday's incident in Toronto is just one of many recent examples of mass casualty events involving vehicles striking pedestrians. According to local police, 10 people were killed and 15 injured by a van driving on a busy sidewalk north of Toronto's Downtown. Late on Monday, officials considered the incident a deliberate act. Monday's attack was just one of many that use vehicles as a tool of choice to kill citizens. Nice, FranceOn July 14, 2016, Mohamed Lahouaiej-Bouhlel, an alleged member of the Islamic State group, was accused of driving a cargo truck into a crowd of people celebrating Bastille Day. The attack killed 86, and wounded more than 400. The vehicle reportedly traveled at more than 55 MPH for several blocks as it rammed into pedestrians. Lahouaiej-Bouhlel was shot and killed by police.BerlinIn December 2016, an accused IS terrorist Anis Amri drove a truck deliberately into a crowded Christmas Market, killing 11 and wounding 56. Amri was shot and killed by police four days after the attack. LondonIn June 2017, using a Hyundai Tucson, Khalid Masood was accused of intentional ramming dozens of pedestrians near Westminster, killing five and injuring 49. CharlottesvilleIn July 2017, during a counter-protest to the Unite the Right rally, James Alex Fields Jr. allegedly drove a car into the protesters, killing one and injuring 20. Fields was arrested and charged with second-degree murder. New YorkLast Halloween, Sayfullo Saipov, an Uzbek man with ties to IS, allegedly rammed a Home Depot rental truck into pedestrians using a busy walking and biking trail in Manhattan. The attack left eight people dead and 11 wounded.  1758