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Attention homeowners: if you haven't refinanced in the past year, you may want to think about it.Mortgage rates have dipped to a new low for the 11th time this year.This time, they're at the lowest point they've been since Freddie Mac started tracking rates almost 50 years ago.The national average for a fixed 30-year mortgage is 2.8%, and 2.33% for a 15-year mortgage.That's great news for people who are already in homes and want to stay there, but it won't help most buyers.Home prices are up an average of 15% over last year, as the inventory of available homes continues to fall. 593

Atlanta Dream point guard Renee Montgomery is opting out of the 2020 WNBA season to focus on social justice reform after the death of George Floyd in Minneapolis.Montgomery tweeted her decision on Thursday."After much thought, I’ve decided to opt-out of the 2020 WNBA season. There’s work to be done off the court in so many areas in our community. Social justice reform isn’t going to happen overnight but I do feel that now is the time and Moments equal Momentum. Let's keep it going!" 495

AURORA, Colo. — The dog that was used by an Aurora, Colo. couple for sex acts was deemed not safe for adoption and was euthanized Tuesday.Jenee Shipman, manager at the Aurora Animal Shelter, wrote in a letter to the 18th Judicial District Attorney's Office that the dog, which was a male Akita mix named Bubba, was not a safe candidate for adoption or transfer based on its history and behavior in the kennel.“The dog has exhibited unpredictable behavior, and shows signs of aggression towards veterinary services staff, volunteers, community service workers and staff members that the dog is not especially familiar with (staff who clean, feed, provide enrichment and treats daily),” the letter reads.Michael Bryant, the senior public information officer with the city of Aurora, confirmed that the dog had been humanely euthanized Tuesday after the couple’s sentencing.Court documents say that the animal's abuse occurred between July 1, 2016 and March 27, 2017. In March, Janette Solano, 49, and Frederick Manzanares, 51, were charged with animal cruelty and accused of having sex with their dog in a backyard motorhome.Solano, the ex-girlfriend of Manzanares, pleaded guilty to cruelty and animal neglect on July 30, according to court documents. Per her plea agreement, her three subsequent charges to cruelty and neglect of animals were dismissed by the district attorney. Manzanares, 51, pleaded guilty to two counts of animal cruelty. According to court documents, he was sentenced on Tuesday to 180 days in jail and 24 months of probation. 1576

As survivors describe the terror-filled moments after a student opened fire at Santa Fe High School, killing 10 people, stories of heroism are coming to light.One of them is about Christian "Riley" Garcia, a student who showed remarkable courage and selflessness during the shooting.Garcia, 15, died Friday while blocking an art classroom door to keep other students safe from the gunshots, said the family's pastor, Keenan Smith."He was holding the door shut when the shooter was trying to gain access into that art room ... the shooter shot through the door, taking his (Garcia's) life," Smith told CNN. But Garcia succeeded in holding the shooter back long enough to allow other students to escape out a back exit to safety.The pastor said he was with Garcia's family Friday night when other students told officials that the teen had saved their lives."He was against the door trying to help his teacher, trying to help another student, and trying to shield the others there," Smith said."That's not what's supposed to happen to a 15-year-old's life that he has to make those decisions. But he made them without even thinking about it, because it was his heart. This is who he was as an individual."Smith who baptized Garcia, described him as a fun-loving kid who loved football and enjoyed being outdoors. He hopes Garcia's brave sacrifice will bring some comfort to his family."This doesn't ease the pain any. It doesn't stop the void that will forever be there, but it does bring a measure of peace," he said.Even though all the victims of the massacre have been identified, Garcia's family has not yet been able to see his body."They (Garcia's family) are praying and hoping that they will be able to be reunited with him and see their son," Smith said.Garcia and his family attended nearby Crosby Church, which held a memorial service Monday night for the slain teen. 1888

BAKERSFIELD, Calif. (AP) — The California Highway Patrol says an officer conducting a routine traffic stop found ,000 of stolen Disney merchandise.The CHP says a Nissan Sentra was pulled over Friday in Kern County after the driver failed to stop when approaching a school bus.The officer learned the driver's license was suspended and then discovered hundreds of pins and other merchandise allegedly stolen from Disneyland.Officials didn't immediately identify the motorist.Authorities say the CHP has contacted Disneyland security and made arrangements to return the property. 588