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It's no secret that this is a challenging time for many, and the insurance industry is reacting to the new world we're in as a result of COVID-19.They're implementing everything from rebates and refunds to new policies.As many aspects of life are different now, motorists are traveling less and getting in fewer accidents. Recent events have also caused an increased interest in life insurance.“More customers are considering life insurance (as) an opportunity for us to help them recover from the unexpected around COVID,” says Kristyn Cook, senior vice president of agency marketing at State Farm Insurance.Interest in life insurance is swelling across the nation and being noticed industry wide. The Insurance Information Institute helps people understand insurance and what it does.Insurance Information Institute director Janet Ruiz said COVID-19 got people thinking.“I think they’re concerned and thinking about mortality and illness in the world,” Ruiz said. “It’s always important to have life insurance but sometimes people are so busy, they’re not paying attention to these types of needs they have whereas right now they’re looking at their financial picture and thinking, ‘Hey, I should have life insurance for my family and make sure they’re taken care of if something happens to me.’”And she says they have more time to prepare for catastrophe.For State Farm, that's helping people navigate what could happen in your region."There are very real significant risks relative to wildfires in California or hurricanes in Florida, or storms in general,” Cook said. “One of the things we pride ourselves on not just helping people recover when something happens but how to help them think about risk mitigation on the front end.”Cook says State Farm's 19,000 agents across the country are talking to clients about how to protect your home. Things like taking inventory, reviewing what kind of coverage you have and what you can do to structurally to protect your home. These are things, that before COVID-19, people would push off for a later date.“People are home and they have more time sometimes to think about the what if scenarios and that intersects with our reach out by our agents to say how can we help you," Cook said.Another big change is automotive coverage. Auto insurance customers policy should check their policies and reach out to their agents. Companies are sending refunds or rebates to customers due to changing driving habits.“We call it good neighbor relief program,” Cook said. “Payment flexibility, options relative to providing relief, we announced a dividend, a return of value to customers to the tune of billion recognizing they are doing less driving and there are fewer accidents.”Some are beefing up homeowner and renter policies, again, thinking about things as they're home and reviewing their properties.“If there’s a water leak, they’ll detect it quickly and get it fixed and they’re not having as much theft because they’re around the house and so you don’t have the thieves coming in while you’re at work,” Ruiz said.She also said most agencies are allowing you to put off payments for a month or two if you need a financial break. State Farm realizes that looks different for every customer and their unique situation. 3275

It was a moment one lucky Norfolk, Virginia couple didn’t know was coming.Derek Page and his fiancée, Veronica Singer, got a one-of-a-kind gift Sunday for their upcoming wedding in October.“I knew my brother was planning something, but I had no idea it would be this,” explained Derek.Derek’s brother, Alex Page, planned the surprise after coming across a Facebook post.“Instead of getting something off their registry, something that’s replaceable, I just thought it’d be a fun, unique different gift that creates a lasting memory,” said Alex Page.32-year-old Miles Hoyle surprised the couple on their porch by playing a variety of songs on his accordion. The accordionist has been playing the squeezebox for 13 years.The performances are something he calls 'Accordion-at-your-Door' where Hoyle plays songs for special occasions and celebrations - one note and one doorstep at a time.“I enjoy it a lot,” Hoyle said. “I think it helps bring them a little joy too, at least I hope so.”Hoyle started playing outside of people’s homes before the pandemic but said business ramped up right after the stay-at-home order went into effect.“I’ve also played outside a few restaurants on their porches,” he said.Hoyle also plays the accordion in his two bands, The Fighting Jamesons and Mosquito Cabaret, but as the COVID-19 crisis put most live entertainment on pause, his solo performances picked up traction.“I think it’s a win-win for everybody,” Hoyle said.The final song Hoyle played for the couple was Elvis Presley’s “Can’t help falling in love.” The couple applauded after the 15-minute show ended. Derek Page said the surprise left them with lasting memories.“I could not have even expected this, not in a million years,” he said. “This was amazing. Life-long memory here.”To book Miles Hoyle for an Accordion-at-your-Door performance, click here.WTKR's Antoinette DelBel first reported this story. 1907

It's a familiar scene in TV melodramas: Mid-intercourse, an older man collapses, clutching his heart. Yet sex and sudden cardiac arrest rarely happen together, according to preliminary research presented Sunday at the American Heart Association's Scientific Sessions 2017.Sudden cardiac arrest is a short circuit that occurs in the heart's electrical system, causing it to stop beating suddenly."On average in the US, only 10% or less actually survive a cardiac arrest," said Dr. Sumeet Chugh, senior author of the study and a professor of medicine at Cedars-Sinai Heart Institute in Los Angeles. 609

INDIANAPOLIS -- Two men have been arrested in connection with the death of a 1-year-old Indianapolis girl.The Indianapolis Metropolitan Police Department tweeted the news about the arrest Wednesday morning. Darrin Banks, 27, and Brian Palmer, 29, were arrested for their involvement in the shooting. Malaysia Robson was killed when gunfire struck her home on the 3500 block of Wittfield Avenue on March 30.  445

It's been a long time running -- four decades to be exact -- since an American woman broke the finish line tape at the New York City Marathon, but Olympic medalist Shalane Flanagan did just that on Sunday.With an unofficial time of 2 hours, 26 minutes and 53 seconds, the 36-year-old Flanagan beat three-time defending champion Mary Keitany of Kenya by a minute and one second. Times won't be official until later this month.Flanagan crossed the finish line in tears before proudly holding the Stars and Stripes aloft. She smiled for the crowd as she wrapped herself in the American flag.She called the moment "indescribable," according to CNN affiliate WABC, and wept again on the podium as her name was announced. 728