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An educational platform that was created to help the nation's teacher shortage is now helping schools backfill during the pandemic."Elevate K-12" offers live instruction, and some districts say it's filling in the gaps for students.Eighth-grade science looks a lot different these days, at least in Louisiana's Caddo Parish Public Schools."We really are almost the districts in one," Caddo Parish Public Schools Chief Academic Officer Keith Burton said.Of the district's 61 schools, 65% are Title 1 schools, meaning they receive federal funds for having large concentrations of low-income students.While the district also has magnet and gate programs, there were some instructional gaps."We really struggled in the area, as most districts do around the nation with needing enough mathematics teachers — especially around the middle and high school area — as well as science and foreign language teachers," Burton said.The district discovered Elevate K-12 two years ago and now use their live teachers for 67 periods."Anywhere from seventh-grade math to Spanish II, Algebra II, in about every corner of our district," Burton said."If you look at the entire U.S. K-12 population, there are 58 million students, of which 50.8 million are in the public school system," said Elevate K-12 CEO and founder Shaily Baranwal. "In that, about 22 million are low-income. The teacher shortage problem specifically plagues the low-income neighborhoods. We work with some states in some zip codes where they can't even find a grade four math teacher."Baranwal grew up in Mumbai, and Elevate K-12 was born out of a business school project."I'm that one Indian that rebelled and said I do not want to do engineering," Baranwal said. "I've always followed my heart, followed my passion. I'm an extreme non-conformist, so I did not follow that path and got an early childhood teaching certification. I then worked as a preschool teacher in India, came to the U.S. to Michigan to get my MBA."She says she created the platform to solve one problem: the nation's teacher shortage."One of the school districts we work with in Georgia — when I was talking to the head of talent there, they did not have an Algebra I teacher for the last four years," Baranwal said. "So, what they had to do was they took the local priest and made the local priest get an Algebra I secondary certification so the local priest could then teach the class."Elevate K-12 now helps large and small school districts around the country, and it just so happens to be in a unique position to help those who have gaps because of the COVID-19 pandemic."This solution was not created to solve a COVID problem," Baranwal said. "The teacher shortage problem has been plaguing the U.S. K112 schools and districts and specifically the low-income neighborhoods for years. What COVID has done for us is accelerated the entire acceptance of live streaming instruction as a solution."They have a network of more than 2,000 teachers, and more than 300 are actively teaching now. All are certified and based in the U.S."We are shaking up the K-12 antiquated system in making people realize that you should not offer a class like German or cybersecurity or science or math, just because you don't have a teacher," Baranwal said. "Take those barriers away and use live-streaming instruction so the teacher can be anywhere in the country. Your kids can be where they are and still learning in a highly engaging format."Burton says Caddo Public Schools hasn't had to use it for reasons related to the COVID-19 pandemic as of yet, but they're in a position to, should they need it.He added that the students adjusted quickly, and some even prefer personal and private teacher-student interaction."Now I'm able to leave those classrooms and see students engaged see students learning," Burton said. "Many times, students are saying I'm having conversations with a teacher in Colorado or North Carolina, and those students are loving it. They really are." 3992

As Congress heads back to Washington D.C., the idea of a second stimulus check being sent out before 2020 comes to an end seems to drift further and further away for Americans going through financial hardships due to the coronavirus pandemic.According to CNN, lawmakers want to send out another round of payments. Still, they can't seem to agree upon a broader economic aid package as they did back in March when Americans received ,200 checks.CBS News reported that Congress could still pass a scaled-down stimulus bill by Dec. 11, which could still include some relief programs.On Monday, Senate Majority Leader Mitch McConnell said on the Senate floor that there aren't many reasons as to why Americans shouldn't receive another relief package, CBS News reported.According to CBS News, one issue lawmakers cannot agree to send hundreds of billions in funding to states and cities that were hit by declining tax revenues amid the pandemic. 951

Americans will soon have one more alternative to Obamacare, thanks to the Trump administration.Officials Tuesday proposed regulations that will make it easier to obtain coverage through short-term health insurance plans by allowing insurers to sell policies that last just under a year. The new rules stem from an executive order President Donald Trump signed in October aimed at boosting competition, giving consumers more choices and lowering premiums."Americans need more choices in health insurance so they can find coverage that meets their needs," said Health and Human Services Secretary Alex Azar. "The status quo is failing too many Americans who face skyrocketing costs and fewer and fewer choices. The Trump Administration is taking action so individuals and families have access to quality, affordable healthcare that works for them."The proposal would reverse an Obama administration decision to limit the duration of short-term health plans to no more than 90 days in order to make them less attractive.Such plans could roil the Obamacare market, drawing healthier consumers away from the exchanges and pushing up the premiums for those who remain.Short-term health plans, which have been available for years and were originally designed to fill a temporary gap in coverage, are likely to be cheaper than Obamacare policies. But that's because they don't have to adhere to Obamacare's consumer protections, allowing them to do such things as exclude those with pre-existing conditions and base rates on applicants' medical history.Also, they don't have to offer comprehensive coverage. Typically, short-term policies don't provide free preventative care or maternity, prescription drugs and mental health benefits. They can also impose annual or lifetime limits, meaning they may only pay out a set amount -- often million or less -- leaving the policyholder on the hook for the rest. And, unlike Obamacare policies, they don't have to cap consumers' cost-sharing burden at ,350 for 2018.Young and healthy folks may like these plans because they come with lower monthly premiums. But those who actually need care could find themselves having to pay more out of pocket for treatment and medications. In fact, some consumers with these plans have complained that they've been hit with unexpected expenses.Also, insurers aren't required to renew the policies so those who become sick could find themselves unable to sign up again for the same plan."People who buy short-term policies today in order to reduce their monthly premiums take a risk that, if they do need medical care, they could be left with uncovered bills and/or find themselves uninsurable under such plans in the future," wrote Karen Pollitz, senior fellow at the Kaiser Family Foundation, in a recent policy brief.Have you ever had a short-term insurance policy? What was your experience? Tell us about it here.Consumers today can find short-term plans that cost as little as 20% of the least expensive Obamacare plan, according to Pollitz.In its announcement about the proposed rules, the Trump administration said short-term policies are designed to fill a temporary gap in coverage. It will require insurers to notify consumers that the plans are not required to comply with all of Obamacare's mandates.The administration will accept comments on the proposed rule for the next 60 days.Those with short-term policies are not considered insured under the Affordable Care Act and are subject to the penalty for not having coverage. But this will not be an issue after this year since Congress effectively eliminated the individual mandate -- which requires nearly all Americans to be insured or pay a penalty -- starting in 2019 as part of its tax overhaul bill.The proposed regulations are the latest step in the Trump administration's quest to weaken Obamacare. Last month, officials unveiled a proposed rule that would make it easier for small businesses -- and some self-employed folks -- to band together and buy health insurance. That proposal also stemmed from Trump's executive order and is designed to broaden access to what are known as association health plans.  4169

AP-NORC poll: About a quarter of U.S. adults aren’t sure if they want to get COVID-19 shots. Roughly another quarter say they won’t, and for most, their minds are made up. MORE: https://t.co/aXTvrdpCp1 pic.twitter.com/VInDaD8zmV— The Associated Press (@AP) December 9, 2020 287

an absolute sweetheart a consummate proa genuine friend a shocking and painful loss.Berta,your housekeepingwas a tad suspect,your "people"keeping was perfect.?????? pic.twitter.com/cJMK8APgQV— Charlie Sheen (@charliesheen) October 13, 2020 263

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