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I haven’t set foot in a grocery store in nearly four months.With a 10-month-old baby to think about, my husband and I have kept trips to the store to a minimum out of an abundance of caution during the pandemic. We’re fortunate to have just about every grocery delivery service at our disposal — and we’ve taken advantage.In between orders from Costco, Whole Foods, Imperfect Foods and more, I’ve noticed our virtual shopping habit is changing how we budget. We’re accounting for new grocery-related expenses. We’re also more deliberate about what we buy.Here’s why online grocery shopping could affect how much you spend — and ways to keep your budget intact.MarkupsYou could pay more online than in the store for the exact same item. That’s because some delivery services, or the retailers they partner with, inflate grocery prices to cover fulfillment costs.On Costco’s website, I was met with the message “item prices are marked up higher than your local warehouse. Instacart uses the markup to pay for their delivery service.” The exact price difference wasn’t specified.Same-day delivery service Shipt says its members can expect to pay about more on a order online than in the store. Plan that you will spend a few extra bucks every time you buy groceries online.Extra chargesAt the grocery store, the price you see is typically the price you pay. But online, fees for delivery, service, alcohol, memberships and subscriptions could be tacked onto your bill. Extra charges could range from a couple dollars for a service fee to about a hundred dollars for a membership.“You’re spending more money because it’s a service,” says Jennifer Weber, a certified financial planner in Lake Success, New York.How you use that service can also affect the cost. Often, you’ll pay a premium for quicker or high-demand delivery times. Then, there are tips. Tipping, while optional, is a simple way to support the workers risking their health to provide you with an essential service. Many grocery services set a default tip, so make sure to pick the amount you prefer.SubstitutionsItems could be unexpectedly out-of-stock, incorrect or missing from your delivery. Certain services allow substitutions for unavailable inventory. However, that can come at a higher cost. When the conventional tomatoes I ordered sold out, I ended up with organic tomatoes for more.When using services that charge for pricier replacements, consider opting out of automatic substitutions or allocating a few extra dollars toward your grocery budget as a cushion. Inspect orders closely upon arrival as well and notify the company if you’re charged for forgotten or incorrect items.Impulse purchasesGetting your groceries while sitting in front of your screen isn’t all bad news for your wallet: 46% of consumers say they’ve made fewer impulse purchases since shifting to online grocery shopping in the spring, according to a survey from Magid, a business strategy and research company.“Careful planning and buying only what you intend to is a little bit easier to do online,” says Steve Caine, a partner with the retail practice of Bain and Company, a management consulting firm. “You don’t get influenced quite the same way as you do when you’re walking through a store.”With no enticing candy displays or cleverly arranged shelves to stroll past, you might fill your cart with fewer items. Plus, Caine says shopping online allows you to better keep a “running total” of your purchase, while in the store, you usually don’t know until checkout.Ways to watch your budgetOnline grocery shopping is here to stay for the foreseeable future. These strategies can reduce the strain on your budget.Make a list. Check your fridge or pantry and jot down what you need for the week. “You can think ahead and say, ‘I want to spend 0 or .’ Then, you can do price comparisons for those items,” Weber says.Compare grocery services. Try building a basket on a few different sites to see which offers the lowest price on items. Explore all the costs involved and look for coupons or promotions before checkout.Be flexible. Choosing curbside pickup can help you skip delivery fees, tips and other charges. But if you opt for delivery, note that one-hour or same-day windows could be more expensive. Giving yourself time to plan and pushing it to next-day or two-day delivery can reduce the cost, Caine says.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletWhy Taking Social Security Early Costs Too MuchHow to Renegotiate Your Bills to Save MoneyFeeling Out of Control? These Money Moves Could HelpLauren Schwahn is a writer at NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. 4740

If another stimulus package is approved, there is a possibility it would include a ,000 travel tax credit. It’s an effort to kickstart the hospitality industry.The tax credit would cover vacation-related expenses through 2021.Experts agree there needs to be a way to jumpstart the economy.It may not be the right time to travel, though.Right now, we are seeing a continuation of the first wave of the virus. A second wave of is expected between the end of the summer and early fall, models show.“It'll dip down and it'll come up again, a resurgence of the same strain,” said Dr. Jay Wolfson, a public health professor at the University of South Florida. “And then we also have reason to believe there will be a mutation of this virus that will occur at the same time in the late summer, early fall.”Dr. Anthony Fauci has said it is possible a vaccine would be available by the end of this year, but Wolfson says having a vaccine doesn't automatically make public places safe again.“It would take a good year or so if you're lucky, once you’ve got a vaccine produced, and a vaccine that's not going to have some adverse effects in a sector of the population,” said Wolfson.It's only been three months since much of Europe went through its peaks of coronavirus. Some countries just started reopening to tourists, but not to Americans yet. 1346

In August, a male cub born to panda Mei Xiang at the Smithsonian National Zoo recently got his 3-month check-up.The cub has remained nameless, so now the zoo in our nation’s capital needs help naming the little guy.Until Nov. 20, the public can vote on one of four Mandarin Chinese names on the zoo’s website.The names are Fu Zai, which is Mandarin for “prosperous boy”; Xiao Qi Ji, or “little miracle”; Xing Fu, or “happy and prosperous”; and Zai Zai, a Mandarin Chinese nickname for a boy.Pronunciations for each name are available on the site via audio files. 570

House Republicans are announcing they're leaving office at a significantly faster rate than any other recent Congresses, suggesting Democrats could pick up seats in the 2018 midterm elections. On Wednesday, CNN reported House speaker, Wisconsin Republican Paul Ryan, would be next.Already, at least 42 House Republicans have announced they are retiring, running for another office or resigning outright, including Ryan. They're leaving from all over the map, from southern New Jersey to southern New Mexico.Democrats need to pick up 24 House seats to retake the majority from Republicans, who've had control of the House since 2011.Republican leadership has acknowledged it has a problem."We've got to find better ways to empower people where they feel like this is worth their time," Rep. Pete Sessions of Texas, a former two-term National Republican Congressional Committee chair who met with several members to discuss retirements, told the National Journal in September.But the retirements kept coming.While midterm elections are historically tough for the party of the President in power, it's too early to tell how things will unfold this year. But seats are opening up all over. A few seats will be filled by special elections before next November. But most won't.The locations of some of these seats were pivotal during the push for health care reform and tax reform in 2017. Reps. Frank LoBiondo of New Jersey and Charlie Dent of Pennsylvania were courted during the health care debates for their votes. Both have high numbers of Medicaid enrollees in their districts. Property taxes are high in New Jersey, and LoBiondo objected to the repeal of the state and local tax deduction during the tax reform debates.Some states are seeing higher numbers of open seats. And not all of the vacancies are coming from Republicans. Several vacancies opened in Texas, including the blue 16th Congressional District, won by Democrat Beto O'Rourke in 2016. He announced that he plans to run for the Senate in 2018.Seats have opened as a result of sexual harassment inquiries or accusations. Among Democrats, Reps. Ruben Kihuen of Nevada and John Conyers of Michigan announced they would leave Congress following pressure to resign, though Kihuen plans to finish his term. On the Republican side, Rep. Trent Franks of Arizona resigned and Rep. Blake Farenthold of Texas announced he will resign, both following sexual harassment accusations.The campaign committees on both sides of the political aisle are eyeing the 23 Republicans defending districts that Hillary Clinton won in 2016 and the 12 seats held by Democrats in districts that President Donald Trump won. These are seen as vulnerable seats to flip.But many of the Republican retirements are occurring in districts where Trump narrowly carried the vote, like New Jersey's 2nd or Michigan's 11th. Members from these districts could have faced tough re-elections this year, when Democrats are expected to be strong performers, potentially regaining control of the House.Republicans who say they will run for other offices are more likely to come from districts where Trump performed well. These members vote in alignment with the President at a high rate. They may count on continued support from his base to propel them into higher office.With few exceptions, the Republicans and Democrats who are retiring largely vote along party lines. They also have levels of support for the President's agenda similar to those of their respective parties.Past research has found the emergence of "strategic retirement" by politicians when they think re-election is less likely. The recent results in Virginia and subsequent Republican departures suggest this phenomenon may be in effect.Here is the full list of representatives so far who have announced that they plan to leave office, broken down by whether they said they will resign, retire or run for another office. Some members resigned before their terms ended.While the number of Democrats and Republicans planning to run for another office is close in number, the number of House Republican retirements dwarfs those announced by Democrats. Members from either party planning to run for another office tend to run for Senate seats or governorships.Scandal has also led to some resignations. Rep. Tim Murphy of Pennsylvania announced he would retire after the anti-abortion GOP congressman admitted that he had had an affair and had urged an abortion.  4465

HOUSTON (AP) — U.S. Customs and Border Protection ordered medical checks on every child in its custody Tuesday after an 8-year-old boy from Guatemala died, marking the second death of an immigrant child in the agency's care this month.The death came during an ongoing dispute over border security and with a partial government shutdown underway over President Donald Trump's request for border wall funding.The boy, identified by Guatemalan authorities as Felipe Gómez Alonzo, had been in CBP's custody with his father, Agustin Gomez, since Dec. 18. CBP said in a statement late Tuesday that an agent first noticed the boy had a cough and "glossy eyes" at about 9 a.m. Monday. He was eventually hospitalized twice and died just before midnight, the agency said. CBP earlier said that the boy died just after midnight.CBP said in the statement it needs the help of other government agencies to provide health care. The agency "is considering options for surge medical assistance" from the Coast Guard and may request help from the U.S. Department of Health and Human Services, the Department of Defense, and the Federal Emergency Management Agency.A CBP spokesman could not immediately answer how many children are currently in the agency's custody. But with border crossings surging, CBP processes thousands of children — both alone and with their parents — every month.Immigration advocates and human rights groups sharply criticized CBP in the wake of Felipe's death. The body of 7-year-old Jakelin Caal , who died earlier this month, was returned this week to her village in Guatemala for burial.Margaret Huang, executive director of Amnesty International USA, said the Trump administration's "policies of cruelty toward migrants and asylum-seekers at the border must cease immediately before any more children are harmed."The White House referred questions about the latest case to the U.S. Department of Homeland Security, CBP's parent agency. CBP officers and the Border Patrol remain on the job despite the shutdown.CBP Commissioner Kevin McAleenan said in a statement that the child's death was a "tragic loss." The agency said it has notified the DHS inspector general.CBP issued a timeline of what it said happened before Felipe's death.Felipe was taken with his father to a hospital in Alamogordo, New Mexico, where he was diagnosed with a common cold, according to the timeline.The boy was released just before 3 p.m., about 90 minutes after he had been found to have a fever of 103 degrees Fahrenheit (39.4 Celsius), CBP said. He was prescribed amoxicillin and ibuprofen, and taken with his father to a holding facility at a highway checkpoint.At about 7 p.m., agents helped clean up the boy's vomit. CBP said the father "declined further medical assistance" then.But at about 10 p.m., the boy "appeared lethargic and nauseous again," the agency said, and agents decided to have taken to the hospital. The boy died at 11:48 p.m. Monday, the agency said.The hospital, the Gerald Champion Regional Medical Center, declined to comment, citing privacy regulations.Felipe and his father were detained by CBP for about a week, an unusually long time that the agency did not fully explain Tuesday.CBP typically detains immigrants for no more than a few days when they cross the border before either releasing them or turning them over to U.S. Immigration and Customs Enforcement for longer-term detention.Agency guidelines say immigrants generally shouldn't be detained for more than 72 hours in CBP holding facilities, which are usually smaller and have fewer services than ICE detention centers.CBP said it apprehended Felipe and his father on Dec. 18 about 3 miles away from an official port of entry, the Paso del Norte bridge connecting El Paso and Juarez, Mexico. They were held at a processing center for almost two days, then taken to the El Paso Border Patrol station on Thursday.CBP said it moved them to Alamogordo, New Mexico, at about 1 a.m. Sunday "because of capacity levels at the El Paso station." Alamogordo is about 90 miles (145 kilometers) from El Paso.The agency didn't say why it held Felipe and his father for so long, but said its officers repeatedly conducted welfare checks on them.Oscar Padilla, the Guatemalan consul in Phoenix, said he was told by the boy's father in a telephone interview that the two had been traveling from their home in Nentón, a village about 280 miles (450 kilometers) from Guatemala City. They were planning to go to Johnson City, Tennessee.CBP promised "an independent and thorough review of the circumstances," and the Guatemalan foreign ministry called for an investigation "in accordance with due process."Democratic members of Congress and immigration advocates sharply criticized CBP's handling of Jakelin Caal's death and questioned whether border agents could have prevented it by spotting symptoms of distress or calling for an evacuation by air ambulance sooner.CBP has said that it took several hours to transport Jakelin and her father from a remote Border Patrol facility to a larger station, where her temperature was measured at 105.7 degrees Fahrenheit (40.9 degrees Celsius). Emergency medical technicians had to revive her twice. She was ultimately flown to an El Paso hospital, where she died the next day.Xochitl Torres Small, a Democrat who will represent the district starting in January, called for a thorough and transparent investigation into the children's deaths and more medical resources along the border."This is inexcusable," Torres Small said in a statement Tuesday. "Instead of immediately acting to keep children and all of us safe along our border, this administration forced a government shutdown over a wall."___Contributing to this report were Associated Press journalists Mary Hudetz in Albuquerque, New Mexico; Sonia Perez D. in Guatemala City; and Mark Stevenson in Mexico City. 5887