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Car buyers are noticing fewer 0% APR financing deals for both new and used cars.Why? Edmunds, the online information spot for everything cars, says dealerships are now offering deals to buyers paying in cash. "The better economy is driving interest rates higher, and that's because the fed have elevated interest rates," says Tim Jackson, with the Colorado Automobile Dealers Association. Jackson believes there are always downsides for consumers in a thriving economy, and this is an example. Right now, the average APR is 4.21%. So, if your car cost ,000 and you want to pay it off in 5 years, your monthly payment would roughly be 5. However, if you changed that APR to 0%, your monthly bill would be about 0. That's a savings, which is a significant difference annually. If buying a new car is something you want to do, Jackson says there are a few things you can do to insure the best deal in this economy. First, keep a good credit score. Second, choose the vehicle with the best incentives. 1079
CHICAGO, Ill. – So far this year, the coronavirus pandemic has cut international tourism in half. But one Chicago mom decided she would take her family globetrotting anyway without an airplane.High school English teacher Lynn Gilbertsen says remote learning got her two young children, 6-year-old Max and 3-year-old Beth, interested in far-off places.“They'd started to ask lots of lots of questions about all the countries and you know they know all the continents,” said Gilbertsen.But with COVID-19 grounding true world exploration, she opted for a different approach.“It occurred to me that we could do something where we could go places instead of being stuck in our house,” said Gilbertsen.She started with a list of landmarks and monuments that could stand in for the real thing.That included places like a golf course Eiffel Tower for France, a Hindu temple and Taj Mahal mural for India, and a public park with a statue of Athena helped them learn about Greece.“I wanted to feel like it does when you travel, where you get to really immerse yourself in wherever you are for a little while,” said Gilbertsen.All of her travel destinations are within an hour of her Chicago home.For their visit to Italy, they chose the Leaning Tower of Pisa. In actuality, it’s a half-scale replica attached to a suburban YMCA.Another favorite was an architectural scavenger hunt for pagoda-inspired structures in Chinatown.“It seems to me like such low hanging fruit. But they loved going to Chinatown,” she said. “If you ask them what their favorite country is that we visited. They're like, ‘oh China.’”Along the way, they sample international cuisine.“I think it's hitting a lot of the sort of social, emotional pieces about why we learn about the world and why we study other people and other cultures,” said Gilbertsen.And of course they take a selfie to document each trip.Lynn’s husband, Joe Troutman, an elementary visual arts teacher says absent actual travel, this is an activity that any family can do anywhere.“I think this is our eighth or ninth country and our study so far,” said Troutman. “So, it's been quite a journey in its own right.”Gilbertsen has posted their international adventures online and is getting inundated with requests to share her ideas. Right now, she’s working on a curriculum and PDF guide to virtual travel.Her ultimate goal is to help her children become good citizens of the world.“I want them to have a broader understanding of the world younger. I think you have a lot of catching up to do if you're an adult and you're finally figuring out that the world is really big.” 2614

CAMP PENDLETON, Calif. (KGTV) - Instead of planning for a wedding, loved ones of a Camp Pendleton marine were holding a funeral this Memorial Day weekend.From the moment Kathleen Bourque met Conor McDowell off a dating app last summer in Washington D.C., it was electric."Insane, crazy, passionate ... He has a huge heart and always puts others before himself, and I was really drawn to that," said Kathleen.Four days later, the graduate of The Citadel asked her to move to San Diego as he reported for duty at Camp Pendleton. She said yes. During the cross-country trip, she wondered aloud, 'What are we doing?'""He said, 'Kathleen, trust is a choice ... We're both insane, but at least we're insane together, and give them something to talk about," said Kathleen.Together, they moved into an apartment in Cardiff and their love grew. Just before Conor, 24, left for a 10-day training maneuver earlier this month, he called his mother and told her the engagement ring made with grandma's diamond's was almost ready."He said,'When I return from maneuvers, I'm going to formally propose to Kathleen, I said that's so wonderful,'" said Susan Flanigan, Conor's mother. That proposal would never happen. During an exercise at Camp Pendleton on May 9th, the light armored reconnaissance vehicle he was riding in flipper over, injuring six other Marines and killing Conor.Conor's father, Michael McDonwell, says his son pushed another Marine into the vehicle to safety but couldn't save himself."It's devastating ... He was a person who lived his life to the fullest with great kindness, love and integrity," said Flanigan."I am shattered. My heart has been ripped out of my chest. I was his life and he was mine. I have lost a part of myself in losing him," said Kathleen.This weekend, loved ones held a funeral in Conor's hometown in Maryland. The bagpipes he had wanted for his wedding played instead at his service."He was the strongest person I knew. He taught me how to find the strength I didn't know I even had," said Kathleen.A memorial will be held at Camp Pendleton in early June, before a ceremony at Arlington National Cemetery. Conor's parents say the ring he never got to give to Kathleen will be hers when it's ready. 2235
CAMPO, Calif. (KGTV) -- Four wild mice collected during routine monitoring in the Campo area have tested positive for hantavirus, county health officials say.The mice, that were collected in open space in Campo, included two California mice, one deer mouse, and one brush mouse.The mice brought the total number of rodents that have tested positive for the virus so far this year around the county to 22.Health officials say people are unlikely to be exposed to the virus because rodents generally want to live and nest away from people.The county is also reminding residents that they should never sweep or vacuum up after rodents if they find them living in spaces like homes, sheds, or garages. Instead, people are encouraged to use “wet-cleaning” methods.People are exposed to hantavirus when the urine, feces, and saliva dries and is stirred into the air and inhaled.There is no cure or vaccine for the virus and it is potentially deadly, the county says.See tips from the county below on how to use wet-cleaning methods:Avoid Exposure to Hantavirus· Seal up all external holes in homes, garages and sheds larger than a dime to keep rodents from getting in.· Eliminate rodent infestations immediately.· Avoid rodent-infested areas and do not stir up dust or materials that may be contaminated with rodent droppings and urine.· Clean up rodent droppings and urine using the wet cleaning method described below.Use “Wet-cleaning” Methods to Prevent Inhaling the Virus· Do not sweep or vacuum infested areas.· Ventilate affected area by opening doors and windows for at least 30 minutes.· Use rubber gloves. Spray a 10 percent bleach solution or other disinfectants onto dead rodents, rodent droppings, nests, contaminated traps, and surrounding areas and let the disinfectant stand for at least 15 minutes before cleaning.· Clean with a sponge or a mop that has been soaked in disinfectant.· Place disinfected rodents and debris into two plastic bags, seal them and discard in the trash.· Wash gloves in a bleach solution, then soap and water, and dispose of them using the same double-bag method.· Thoroughly wash your hands with soap and water. 2157
Burger King is offering one-cent Whoppers when you’re “at” McDonald’s during their “Whopper Detour” campaign. According to the restaurant chain, if you download the Burger King mobile app on your phone and drive to a McDonald’s store, you can get the discount from Tuesday until December 12, 2018. They say “at McDonald’s” means within 600 feet of one — no, McDonald’s isn’t going to service you a Burger King sandwich. Once you're on the app, you’ll be able to order a one-cent Whopper and pick it up at the nearest participating Burger King location. More information about the deal can be found on the app. 643
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