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Singer Meghan Trainor has announced she’s pregnant.She shared the news with Hoda and Jenna on Today Wednesday morning. Wearing a sweatshirt with an image of Hoda Kotb on it, her husband Daryl Sabara then showed a baby onesie with the same image of it.“We’re so excited, we couldn’t sleep, we’ve been waiting so long.” Trainor excitedly told Hoda and Jenna.Shortly after the interview, Trainor posted on Instagram an image of the sonogram in a Christmas tree.You all know how long I’ve wanted this!!!! (Darly) and I are so beyond happy and excited to meet this little cutie early next year! WE’RE PREGNANTTTTT!!!” she posted. 632

SPRING VALLEY, Calif. (KGTV) -- Two teenagers were arrested Saturday in a sex trafficking investigation involving a 12-year-old girl. According to the San Diego County Sheriff’s Department, detectives found the girl on the 8500 block of Paradise Valley Road Saturday. The department says the 12-year-old was a runaway “who was possibly being sex trafficked.”The two 17-year-old boys were arrested for possession of firearms. “The Human Trafficking investigation is still developing and being handled by Human Trafficking Task Force,” the department added.Marisa Ugarte is the founder of 'Bilateral Safety Corridor Coalition' [BSCC]. For two decades, she has helped victims of human trafficking get back their lives. What startled her about this case was the age of the victim. "The average age that I have seen is 16 and 17. Some 15. Very few 14. But a 12-year-old? You can count them in your hand," Ugarte said. FBI studies show San Diego is one of the highest child sex trafficking areas in the nation. The reason: Tourism. "You have Comic-Con. We have a cyber patrol that we do. In three hours, we had 45 calls of buyers." Ugarte said. These patrollers look for potential buyers on the internet and intercept them before they prey on children. Another reason San Diego's human trafficking statistics are also high is the international aspect. The area's proximity to the border brings in large numbers of sex and labor trafficking. Human trafficking is a billion-dollar underworld operation, with victims so young and trapped, often out of desperation. Ugarte sent a message to the young victim. "Please don't disappear and become one girl on the milk carton. You do not know what is out there. Please. Just think about it. It's not worth it," Ugarte pleaded.If you or someone you know is a victim of human trafficking:Call the National Human Trafficking 24-Hour Hotline at (888) 373-7888. You can also text "HELP" to 233733. 1937

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739

Standing in the kitchen of her family’s temporary rental home in Cape Elizabeth, Maine, 13-year-old Elizabeth Wilk reflects back on the spring that was taken away from her and countless other teenagers across the country.Wilk was a 7th grader in Baltimore when the pandemic hit, and classes were abruptly halted to stop the spread of the virus. Then in May, her mom got a new job in Maine. There was never a real chance to say goodbye to any of her friends in person.“It felt so sudden,” she recalled. ‘That it was almost like I was too rushed for a lot of sadness.”Before she or her younger brother, Charlie Wilk, knew it, this family of four was packing up a U-Haul and headed to Maine. It was nearly 500 miles away from everything they knew.“It’s been hard to find friends that are my own,” Elizabeth Wilk added about the realities of relocating during a pandemic.Having seen this kind of place in her dreams, Elizabeth Wilk’s mom, Shannon Wilk, always imagined that moving to coastal Maine would be like a never-ending vacation. But this family and so many others across the country have realized it's been hard to put down roots in a new place because of COVID-19. Shannon Wilk spends most of her days working remotely from the basement of her home.“I feel like we’re not really part of this community yet. I get up every morning and I come to my basement,” she said.With millions of Americans out of work though, Shannon Wilk knew that when she landed a new job at Spinnaker Trust in Portland, Maine, she had to take it.“I’m lucky I was offered a job and the job offered stayed in place,” she added.The Wilks’ story is just one among many in the American struggle to cope with COVID-19 as major life plans are panning out in different ways than we imagined.“There comes a point where you have to make the decision, are we going to go or not?” Shannon Wilk said.There has been a bit of a silver lining though. With so many Americans working from basically anywhere right now, it’s given companies new flexibility in who they’re hiring.Shannon Wilk’s boss, Caitlin Dimillo, says her company can now expand their candidate search pool when posting new positions.“We don’t need somebody down the street that can come into the physical office,” Dimillo said.As for the Wilk kids, they are both looking forward to school starting in a few weeks, even if in-person learning is only two days a week. 2405

Since the controversy surrounding "Baby, It's Cold Outside,” sales of the iconic Christmas song have been soaring.Billboard reports three different versions of the song from different performers have seen a bump and streaming for the song is up 54 percent for at least versions of the song.The song—written in 1944 by Frank Loesser—was criticized this year for its lyrics.Loesser’s daughter, Susan, is also defending the song, saying listeners need to examine the context.“It’s this flirty, funny, charming song,” Susan says. “I’ve always loved it.”Susan Loesser says she can’t help but smile every time she hears it."My mother considered it their song,” Susan recalls. “That's why she was crushed when he sold it to MGM for ‘Neptune's Daughter.’"The movie is a romantic comedy from 1949."But it won the Academy Award and she got over it,” Susan says.Now, fast forward 70 years, the song is getting attention for a very different reason.Radio stations began pulling the song, as critics argued the lyrics promotes rape culture.The uproar centers on the particular lyric, “Say, what’s in this drink?”It's a line that stands out, especially in the context of the #MeToo movement.But Susan says the movement, "doesn't get it.""I just think it's a mistake to attack this particular song,” she says. “It's not a date rape song. It's a flirt song, and they're both into it.”New York University songwriting professor Phil Galdston says that although we can't ask the song's composer about the now infamous line, we should consider the time period when the song was composed.“Social history suggests that particular line had the meaning of, Wow, I don't know how this is affecting me, so what's in it?’ That's a different context than it has today,” he explains.Some radio stations are now reversing the ban.As to whether generations to come will still be learning the tune, Susan says she believes they will.“I guess it depends on how politically correct we get,” she says. 1974

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