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The proposal was perfect. You’ve told friends and family the exciting news and shared pictures of the sparkly new ring on Instagram. Now it’s time to plan the wedding. Setting a realistic budget is a smart first step.But throwing out a number is one thing; sticking to it is the hard part. According to The Knot’s 2017 Real Weddings Study, 45% of couples who married in 2017 reported spending more than they had planned.“The last thing you want to do is begin your formal life together with a lot of debt because you were under pressure to have a certain type of event that you didn’t want and couldn’t afford,” says Marguerita Cheng, a certified financial planner at Blue Ocean Global Wealth in Gaithersburg, Maryland.It’s important to discuss what you’re comfortable spending and research wedding costs. Here’s how to make a budget you can commit to.Add up your funds 892

The jury in the trial of former Donald Trump campaign chairman Paul Manafort did not reach a verdict after its first full day of deliberations.Just before 5 p.m. ET, jurors sent a note to Judge T.S. Ellis with four questions, including one asking him if he could "redefine" for them the meaning of "reasonable doubt," the legal threshold for acquitting a defendant. Ellis responded that the prosecutors had to prove their case not "beyond possible doubt," but beyond "doubt based on reason."Jurors also asked questions related to Manafort's tax filing and foreign bank account disclosure charges, including when a person is required to file a foreign banking disclosure, and the definition of "shelf" companies. Ellis instructed them to rely on their "collective recollection" and gave no additional explanation.Jurors began deliberations Thursday morning. Manafort is facing 18 counts of tax evasion, bank fraud and hiding foreign bank accounts brought by special counsel Robert Mueller as part of the investigation into Russian interference in the 2016 election.The jury will return at 9:30 a.m. ET Friday.For the first time, the jurors are seeing pictures of the ,000 ostrich jacket, ,000 python jacket, and other high-end clothes Manafort purchased using foreign wire transfers. They are also debating the testimony of Rick Gates, Manafort's former deputy who admitted to embezzling hundreds of thousands of dollars. And they can pore over reams of emails, tax forms and financial documents that prosecutors say are the "star witness" in their case.The courtroom drama will be nothing compared to the political earthquake the verdict will bring, regardless of which way it comes down.The President has repeatedly called Mueller's investigation a "witch hunt" that hasn't found evidence of Russian collusion with his campaign, and Trump's allies in and out of the White House say the special counsel should wrap things up."If he doesn't get it done in the next two or three weeks we will just unload on him like a ton of bricks," Trump lawyer Rudy Giuliani told Bloomberg News."Looking back on history, who was treated worse, Alfonse Capone, legendary mob boss, killer and "Public Enemy Number One," or Paul Manafort, political operative & Reagan/Dole darling, now serving solitary confinement - although convicted of nothing? Where is the Russian Collusion?" Trump tweeted earlier this month about Manafort.An acquittal would only add to criticism that Mueller's investigation hasn't been worth the time and expense.A conviction, meanwhile, would allow Democrats and Mueller's supporters to say ending the investigation would be premature given the special counsel's results, having previously collected several guilty pleas.It could also boost Mueller's position as he negotiates with Trump's lawyers over a potential interview. 2876

The NFL is placing all teams in intensive protocol starting Saturday to mitigate the risk of COVID-19 as the number of cases rises around the country.Use of masks will be mandatory at all times at team facilities, including during practice and in weight rooms. Meetings must be held either virtually or in the largest indoor space with approval by the league. Meals have to be made available for grab-and-go to avoid players and staff congregating in cafeterias. Time spent in the locker room also has to be limited.Clubs operating under the intensive protocols have reduced close contacts by more than 50% since the fifth week of the regular season, according to a memo obtained by The Associated Press that was sent from NFL Commissioner Roger Goodell to teams on Wednesday.“These sustained reductions and the resulting health and safety benefits make it appropriate to implement the intensive protocols on a mandatory, league-wide basis,” Goodell said in the memo.So far, 28 teams have entered intensive protocol at some point and 16 teams have done it more than once.“The upcoming holidays, beginning with Thanksgiving next week, will introduce new risks of exposure that we need to address now,” Goodell wrote. “Because we have a highly sophisticated program of daily testing, we know when the virus enters our facilities, which underscores the importance of contact tracing and other steps to minimize close contacts within a facility.“Recent experience has highlighted the importance of minimizing high-risk close contacts; on multiple occasions, we have seen individuals identified on that basis test positive within a short time. We have also seen many instances in which effective action by clubs to minimize these close contacts prevented the virus from spreading within the club, and avoided players or coaches being ruled out of practice or games.”The NFL said Tuesday there were 17 new confirmed positives among players and 35 among other personnel during testing from Nov. 8-14. That brought the league’s total to 95 players and 175 other personnel since Aug. 1, not counting new cases this week.“The biggest motivator I find when we talk to the clubs about this is simply that if they are not in compliance with the protocols from a mask-wearing perspective or for some reason somebody forgot their device or something like that, they’re much more likely to be identified as a high-risk close contact than they would otherwise,” said Jeff Miller, the league’s executive vice president of communications, public affairs and policy.“So when that individual coach or player is removed from the team environment for five days because their mask was down, that’s a lesson learned throughout the facility. And so I don’t think we see a lot of repeat problems as far as that goes. Not everybody’s perfect all the time. But I think the biggest enforcement piece is taking somebody out of the team environment and potentially costing them the opportunity to play in the game or to go through a week’s worth of the practice. I think that part of it is a little bit undersold. It feels like a lot when we talk to the clubs as a behavior change mechanism.”Teams not having been in the intensive protocols are the Jets, Buccaneers, Seahawks and Washington.“Well, it does shift some things,” Seattle coach Pete Carroll said. “It’s not a problem for us . ... So we’ll do whatever. ... We’re gonna follow to the letter of the law, and continue to really have an attitude that we can pull this thing off. I think the mentality of it is important as anything, because it has to carry over into all aspects, and all facets of everybody’s lives.”Asked his thoughts on the intensive protocol mandates, Broncos linebacker Alexander Johnson said: “We gotta do what we gotta do to get paid.”Eagles cornerback Avonte Maddox, who lives with teammate Dallas Goedert, said they probably won’t host family or friends for Thanksgiving to avoid further risk.“You gotta do whatever it takes to stay safe and be able to play this game,” Maddox said. “You have to be responsible at home and be ready for whatever they have planned for us.”___AP Pro Football Writer Arnie Stapleton and AP Sports Writer Tim Booth contributed. 4214

The Mississippi Senate moved one step closer Tuesday to passing a law that would prevent women from getting abortions after they are 15 weeks pregnant. If the law passes, it would be the earliest abortion limit measured in weeks of pregnancy to become law in the US.The Senate passed a version of House Bill 1510, known as the gestational age act, with minor changes regarding the penalty to providers who break the law. In its current form, doctors would lose their license to practice medicine and face civil penalties. The bill was sent back to the House for another vote, which is considered procedural. If this version passes the House vote, the bill would move to the governor's desk.Mississippi Gov. Phil Bryant will sign the bill into law if it reaches his desk, his spokesperson told CNN.After the bill's vote, Bryant tweeted, "As I have repeatedly said, I want Mississippi to be the safest place in America for an unborn child. House Bill 1510 will help us achieve that goal."Lt. Gov. Tate Reeves said in a statement, "Mississippians are committed to protecting the lives of unborn children, and this law will be a major step in accomplishing that goal."Mississippi currently prohibits an abortion after 20 weeks of pregnancy unless "the woman's life is endangered, her physical health is severely compromised or there is a lethal fetal anomaly," according to the Guttmacher Institute.In all, 24 states have laws that ban abortions after a designated duration of pregnancy. Seventeen states, including Mississippi, ban abortions at about 20 weeks post-fertilization, according to Guttmacher.Planned Parenthood Director of State Policy Media, Danielle Wells, said she believes the law is unconstitutional. She cited a similar law in Arkansas that banned abortions at 12 weeks of pregnancy if a heartbeat was detected, which was struck down by a federal appeals court."Already, far too many women cannot access safe, legal abortions in Mississippi because of existing barriers and restrictions. If this measure passes, it would make a bad situation even worse for women," Wells told CNN.The bill was held on a procedural motion before returning to the House. The next House vote on the bill has not been scheduled yet. 2254

The National Rifle Association is setting aside years of documents related to its interactions with a Kremlin-linked banker, as the gun-rights group appears to be bracing for a possible investigation, according to sources familiar with the situation.The NRA has faced fresh scrutiny from congressional investigators about its finances and ties to Alexander Torshin, one of the 17 prominent Russian government officials the US Treasury Department recently slapped with sanctions. The gun-rights group has said it is reexamining its relationship with Torshin, who is a lifetime NRA member, in the wake of the sanctions.The renewed attention has highlighted the close-knit if sometimes uneasy alliance between top NRA officials and Torshin -- a relationship that ensnared members of Trump's team during the presidential campaign, inviting further congressional scrutiny.Those inquiries could shed light on the tightly held fundraising practices and political activities of the NRA. The political powerhouse shelled out more than million in 2016 to back Donald Trump's candidacy -- more than it spent on 2008 and 2012 political races combined, according to the Center for Responsive Politics. Vice President Mike Pence is slated to speak at the National Rifle Association's annual convention in Dallas next Friday, an official told CNN.The NRA recently found itself facing allegations that the FBI was investigating whether Torshin illegally funneled money through the group to bolster Trump, according to a McClatchy report. The NRA has publicly denied any contact from the FBI and insisted it hasn't accepted illegal donations.Despite the public denials, officials at the gun-rights group have been anxiously preparing as if they were already under investigation, sources said. Some employees have been tasked with preserving years of documents mentioning Torshin or his associate, Maria Butina, who runs a pro-guns group in Russia, a source familiar with the situation said. Privately, some officials have expressed anxiety about a potential investigation and the group's Russian ties.The NRA's precautions could be little more than due diligence as the group faces inquiries from congressional investigators and the media about its relationship with Torshin. But the feeling among some officials internally is that the group appears to be readying for an investigation."True believers to the cause are getting very antsy," said a person privy to the NRA's internal deliberations. "They were definitely preparing, they were bracing themselves."The NRA declined to comment.  2589