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Mortgage rates have been low for months, but currently, about 19 million homeowners who are eligible to refinance haven't cashed in.According to data analytics firm Black Knight, these homeowners have a credit score of 720 or more and at least 20% equity in their homes. They could save nearly 0 a month on average.A new survey by YouGov for Forbes Advisor found that 34% of homeowners say they’re not sure refinancing is worth it.A mortgage analyst at Forbes Advisor says one reason people may be hesitant is they don't want to deal with banks that are overloaded with applications right now.“Borrowers really need to advocate for themselves, so make sure that you call your lender if you haven't heard from them in over a week let’s say or just really stay on top of it and at the end of the day. If you're not getting the service that you want, there are many other lenders that would be happy to get your business,” said Natalie Campisi, Mortgage Analyst at Forbes Advisor.Another reason you should act now if you've been considering refinancing, is there's a new fee. It starts on December 1, but your loan may not be processed before then if you don't start the process now.“What you want to do is talk to your lender,” said Campisi. “If you decide to apply for a loan, ask them, say you know will you roll this fee into the cost of my loan, which some lenders are doing, and find out some lenders might be able to process your application before December 1.”Campisi says you can benefit the most from refinancing if you're not planning to move within the next few years. Also, if you have more than 10 years left on your mortgage.You also need to consider closing costs that can average around ,000. Most experts recommend you need to be saving at least 0 a month to make those costs worth it. 1816

NASA’s headquarters in Washington, D.C. will be named after the first Black female engineer at the agency, Mary W. Jackson.“Mary W. Jackson was part of a group of very important women who helped NASA succeed in getting American astronauts into space. Mary never accepted the status quo, she helped break barriers and open opportunities for African Americans and women in the field of engineering and technology,” said NASA Administrator Jim Bridenstine.Bridenstine pointed out that NASA’s headquarters sits on Hidden Figures Way, which was re-named in 2019 with a bill from congress. Jackson, along with Katherine Johnson, Dorothy Vaughan, and Christine Darden, and their work in the West Area Computing Unit, were profiled in the 2016 book and subsequent movie ‘Hidden Figures.’Jackson graduated in 1942 with a dual degree in math and physical sciences, and took a job as a math teacher at first. In 1951, Jackson was recruited by the National Advisory Committee for Aeronautics, which in 1958 was succeeded by NASA. She was known as one of the ‘human computers’ at Langley. 1083

Nasim Aghdam, the woman accused of shooting and injuring multiple people at YouTube headquarters in San Bruno before turning the gun on herself, drove up from San Diego, according to KRON.Authorities said they believe the incident stemmed from a domestic dispute. KRON reports that the woman shot her boyfriend and that the others injured were caught in the crossfire. Officials in San Bruno said Tuesday afternoon that three people were wounded and the suspect died of a possible self-inflicted gunshot wound.Police were called to the headquarters just before 1 p.m. and were on scene within two minutes.After arriving on scene, officers found a wounded victim outside the building before encountering a second person, who was likely a suspect, shot from a self-inflicted gunshot wound.Officers later found two others wounded in a nearby business, officials said. Helicopter video shows hundreds of people running out of the building with their hands up after shots reportedly rang out.A witness reported hearing as many as 20 shots, according to KRON. ATF and the FBI are said to be investigating the incident. 1140

Months after COVID-19 forced an unprecedented global shutdown that set the stage for historic job losses, things are starting to go back to normal.Unemployment appears to be improving – at least at surface level. The monthly unemployment rate declined in May and the economy added an estimated 2.5 million jobs that month.But there’s a disparity these reports don’t highlight – what unemployment looks like right now for people of color.In May, unemployment was highest among Latinx workers, at 17.6%. In the same month, Black unemployment reached 16.8%, its highest level in a decade. Asian unemployment also rose in May, to 15%.You start to see disparities when you bring in white unemployment. In May, it dropped 2.5% to 12.4%. That’s the biggest monthly drop – and lowest monthly rate – of any group.Experts say career distribution can help explain some of the disparities. People of color fill a disproportionate number of jobs in retail and hospitality. Those jobs were some of the first to be cut as the new coronavirus spread.But people of color also fill a big portion of jobs like grocery clerks and cooks. Those jobs, which are considered “essential” right now, traditionally don’t pay much and have been considered most expendable in past economic downturns.With Black workers earning the lowest median income of any group in the United States, experts worry any cuts to the currently “essential” workforce would have a disproportionate impact.Beyond the pandemic, numbers show Black unemployment is consistently higher than white unemployment. There’s been progress, though. The gap has been narrowing since the great recession and reached a low point in late 2019. 1686

NATIONAL CITY, Calif. (KGTV) -- Police are investigating after they say a 26-year-old was shot and killed, possibly after a previous fight at a different location, Tuesday afternoon in National City.Police say the shooting happened near a 7-Eleven on the 800 block of Eta Street around 11 a.m. Tuesday. Police blocked off the parking lot after the shooting.A clerk at the convenience store at the time of the shooting said she didn’t see any violence or hear any shots fired.RELATED: Person shot near National City 7-ElevenIn a report released Wednesday, police say the shooting may be related to a fight at Mex Mart on the 1700 block of South 43rd Street in San Diego.Police said they will continue investigating but couldn’t release any further details on the incident.Anyone with information is asked to call the National City Police Department at 619-336-4411.   884

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