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TIJUANA RIVER VALLEY, Calif. (KGTV) - A miniature horse named Smokey has disappeared from his enclosure at an animal sanctuary in the Tijuana River Valley, according to the owner of Ferdinand's Familia Rescue.Workers say a broken lock and a bent fence suggest Smokey, a two-year-old, two-foot-tall mini horse, was stolen.Anyone with information is urged to contact Michael at 619.850.9442 or email Janice@ferdinandsfamilia.org. 440

Traveling now carries with it more uncertainty than ever before. If you plan on traveling anytime soon, one thing you can do to protect yourself is get a trip insurance policy that includes coronavirus coverage. Previously, many insurers excluded COVID-related claims due to the virus’ status as a foreseen event/pandemic. But now, some insurers are changing their tune. Here’s what you need to know about how to find travel insurance providers that offer coronavirus-related coverage, as well as what is and isn’t covered.What is coveredCoronavirus coverage falls into several categories:Trip cancellation: You need to cancel a trip prior to departure because you, a covered travel companion or possibly someone you need to care for contracted COVID-19.Trip delay: Your trip is delayed due to changing COVID-related guidelines.Travel medical coverage: You (or a covered travel companion) become ill with COVID-19 while traveling abroad and incur health care expenses or require an evacuation.Of providers that are offering COVID policies, most are covering these expenses.What is not coveredCountries with Level 4 travel advisories: Some insurers disclose that if a Level 4 Do Not Travel advisory is issued by the U.S. Department of State for a specific country, you will not receive coronavirus-related coverage. With cases surging in various countries unexpectedly, the list of Level 4 countries is constantly changing. Before booking a trip and purchasing a policy, make sure to check that the countrydoes not have a Level 4 advisory.Fear of getting sick while traveling: Canceling a trip because you’re afraid you’ll get sick does not qualify for coverage under your travel insurance policy. Travel insurance providers have a list of standard reasons that qualify for cancellation, including: car accident, jury duty, terrorist act, military duty and other extenuating circumstances. If you want ultimate flexibility to cancel a trip (no matter the reason), you’ll want to look into the cancel for any reason, or CFAR, supplemental upgrade, which is offered on some travel insurance plans. When you purchase CFAR, you can get up to 75% of your nonrefundable deposit back as long as you cancel at least two days in advance. Not all plans offer CFAR as an option, so research before you purchase if you’re interested in this add-on.COVID-related events not directly related to you: If you planned on going to a conference or a family reunion that was canceled due to COVID-associated concerns, your travel insurer will not reimburse your nonrefundable flight or hotel accommodations.Finding travel insurers covering COVID-19Generally, the policies underwritten by U.S.-based travel insurance providers vary by state, trip information, travelers’ ages and other various details. Travel insurance comparison site Squaremouth is one of the very few comparison sites that allow you to filter by policies that offer coronavirus coverage.To find a policy that specifically covers coronavirus-related losses, input your departure and return dates, your main destination and select “Search for Policies Now.”In our example, we will input the following details: A ,000 paid-in-full trip to Greece leaving on Oct. 9 and returning on Oct. 18 by a 40-year old U.S. citizen who is a resident of California. The policy will include trip cancellation coverage.When incorporating the “Coronavirus Pandemic” filter, the results reveal that 40 out of 84 policies include this coverage. You can select additional filters, such as cancel for any reason, if you’re looking for that optional upgrade.The results can be sorted by price, top sellers, top reviews and insurance providers, offering plenty of ways to easily search for the specific policy you’re looking for.Each of the top three policies (which is just a sampling of the 40 options) includes coronavirus cancellation and medical coverage, and displays the associated limits. Trip cancellation coverage is ,000, representing the value of the trip. The price of the policy is clearly stated and ranges from 4.1% to 5.4% of the total trip cost. This range represents very typical travel insurance costs.The bottom lineOnce you narrow your search, you’ll want to review the full policy details to ensure you’re familiar with what exactly is covered and not covered. If you have specific questions — especially as they relate to the constantly changing travel advisories or whether coronavirus is considered as a foreseen event (which some providers will not cover) — you’ll want to reach out to the insurer. The last thing you want is to purchase travel insurance and later find out it will not cover you in your intended destination.More From NerdWalletWhy You Shouldn’t Book Airfare in Advance Right NowShould I Pay for My Hotel Using Cash, Points or Both?5 Travel Writers ‘Draft’ Their Favorite AirlinesElina Geller is a writer at NerdWallet. Email: egeller@nerdwallet.com. Twitter: @elina_geller. 4952

Thick gray clouds of smoke cover the California sky as massive redwood trees, some of the oldest trees on earth, burn at California’s oldest state park: Big Basin Redwoods State Park.For many people living on California’s Central Coast, these redwoods impact much more than just nearby ecology. They’re a lifeline to the local economy.“That’s crazy because, I mean, it’s our history,” said Pedro Bonilla, owner of El Buen Taco.Bonilla says these trees attract tourists and with Big Basin park closed for at least a year due to fire damage, his taco truck could have to close.“We weren’t prepared mentally or financially prepared for this,” he said.Thousands of acres have burned at Big Basin since fires sparked a few weeks ago, torching everything from the ancient trees to historic structures that were built in the early 1900s.“It’s hard to grasp you know how much damage the fire did to the infrastructure, said Mark McKenna of California State Parks.While McKenna says redwood trees are resilient, their recovery could take years.“The complexity of the rebuilding process, it's daunting when you see the damage that happened up there,” he said.That damage is both extensive and expensive. And though the total cost has not been tallied, people there say you can’t put a price tag on the park.“It’s like losing a loved one,” Bonilla said.While locals can’t replace the history that was lost during these wildfires, they’re still somehow optimistic about the future.“Just when it looked like the darkest time possible for the San Lorenzo Valley, we’re still standing here,” said local radio DJ, Sam Peacock.They're standing tall after flames burned the trees to the ground, because eventually, new life will sprout up even after this disaster.“It just shows that don’t underestimate Mother Nature,” Bonilla said. 1823

This afternoon around 3 pm, what police say appears to be a stray bullet came through one of our preschool classrooms. Thankfully, no children, teachers, or staff were injured.Our teachers immediately took the children to the chapel, locked down the campus, and called police. Officers arrived shortly after the incident and are now conducting their investigation. At this point, we don't have any information from the police on where the bullet came from but they do assure us that there is no ongoing risk. Given that the bullet fell just inside the window, it appears to have been fired at a great distance, and not be a targeted shooting, according to the police.All of our parents have been notified and are coming to pick up their children now. The school will be closed tomorrow. Out of an abundance of caution, the St. Petersburg Police will be providing additional patrol and security.We are extremely grateful that no one was injured and appreciate the fast action of our teachers, staff and the St. Pete Police to keep everyone safe. 1052

This week countless photographs have offered close-up depictions of the destruction caused by California wildfires. Now, with the help of its satellites, NASA has released pictures giving a different perspective.NASA's Landsat 8 satellite captured this first image of the Camp Fire on the morning of November 8, just a few hours after the blaze had broken out. That fire grew quickly, torching 20,000 acres in less than 14 hours. At one point, it grew by a average of more than one football field every three seconds.The fire in the picture is highlighted, and beneath that smoke the flames are encroaching on the northern California community of Paradise, where it's estimated that up to 90% of homes have been destroyed.The second image, captured by NASA's Terra satellite, gives a better sense of the scope of the Camp Fire in relation to the state. Smoke from the blaze obscures a wide swath of the northwestern part of the state, stretching south from Paradise to just north of San Francisco. 1005

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