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What impact will the new administration have on your money? Experts think another relief package could be one of their first actions in office.“There are a variety of ideas by lawmakers on both sides on how to either build on those ideas or even use new ideas, for example, expanding the child tax credit, and the earned income tax credit to help with economic relief,” said Garrett Watson, Senior Policy Analyst at Tax Foundation.The earliest anyone would see additional stimulus money would be early next year, separate from a stimulus bill.The Biden campaign talked about increasing overall spending or raising taxes on wealthier Americans and businesses to pay for it.“The most likely ones being the corporate tax increase raising from 21% up to 28%, and bringing the top individual income tax rate from 37% up to 39.6%, where it was prior to the Trump tax law in 2017,” said Watson.Which party has control of the Senate will impact if taxes are raised. Same goes for possibly raising the federal minimum wage. Congress would need to approve that.Experts say that likely puts us into 2022 before any major financial changes would take place. That's also the midterm elections and when another shift in balance of power could happen.Something that could affect your money and gain bipartisan support is changes in retirement savings.“The Biden campaign has come out with an interesting retirement proposal that if it did get traction, it would change the way traditional retirement accounts work by essentially converting the deductibility under current law of those traditional retirement accounts when you contribute into a matching credit instead,” said Watson. “And so that would change the way in which folks operate their traditional retirement accounts.”Bottom line, the outcome of the remaining Senate races will determine any changes to either providing or taking more money from Americans. 1910

With Halloween fast approaching, and pandemic safety precautions still in place around the country, it can be difficult deciding how to celebrate this year.A website, Halloween2020.org, backed by the not-for-profit Halloween Industry Association, offers helpful ideas and suggestions to entertain based on geography and current COVID-19 levels.“With the convergence of a full moon, a blue moon, daylight savings time and Saturday celebrations — plus the unprecedented events of this year — Halloween 2020 will truly be one to remember. Much has changed … but our love for the fun, fright, and delight of Halloween is strong as ever,” the website reads.The site features a color-coded map with information provided by the CDC and Harvard Global Health Institute of COVID-19 cases in every county in America. Based on the color, different activities are recommended.Red, or high COVID-19 rates, can celebrate in person with a small number of friends adhering to local safety orders, or keep it to house residents only with a costume-required dinner, scavenger hunt around the house to entertain the kids, some Halloween-themed karaoke, or a night of scary Netflix shows.In counties designed as orange, consider sitting outside in costume as friends, neighbors and family walk or drive by with candy. Or, get together with neighbors to create a neighborhood candy hunt, complete with a treasure map.As COVID-19 rates decrease, the ability to celebrate with others expands. Including curbside or garage trick-or-treating, face mask parties, or outdoor costume parties.Stay safe, even while celebrating, by taking simple precautions.Recommendations from the HIA and CDC include adults placing candy on a clean table and allowing kids to grab it themselves, remain six feet away from other people not in the same household, carry hand sanitizer and use frequently, then remember to wash hands thoroughly before enjoying any candy or treats. 1942

Why is a guitar-slinging young cowboy all over the internet Tuesday? He’s singing about reducing methane, not normally a topic for country western music. It’s an ad touting new research and new burgers from Burger King.Livestock is responsible for about 14.5 percent of global greenhouse gas emissions. Those emissions are in the form of burps and farts as cows and other animals digest their food.Burger King partnered with scientists in the U.S. and Mexico to test different remedies humans have used for centuries to calm tummies, including chamomile, baking soda, and lemongrass.What they found is adding lemongrass can reduce that animal’s methane emissions by a third. Roughly 100 grams (about half a cup) of dried leaves is added to the cows’ daily feed.The research was done in partnership with U.C. Davis in Northern California and Autonomous University of the State of Mexico in Toluca, Mexico. The findings are being made available to everyone, and Burger King is pledging to continue to work with scientists as part of their beef sustainability strategy.Starting Tuesday, select Burger King locations in Miami, New York, Austin, Portland and Los Angeles will offer the Reduced Methane Emissions Beef Whopper sandwich, made with beef from cows eating the lemongrass diet. 1290

When natural disasters like hurricanes and wildfires hit, many who live dangerously close to the devastation are told to evacuate. Truck drivers who are delivering important shipments to those areas, don't have that luxury."In 2012, when I just got my CDL, I actually did relief supply for the hurricane that hit New York and New Jersey. I was teaming [with another driver], I was training and it hit. They asked me to stay on for another month," said Wayne Cragg, an experienced truck driver who owns and drives his own big rig and delivers shipments all over the country for various companies. Cragg has delivered supplies in the middle of and in the aftermath of countless natural disasters, including Hurricane Sandy. Often times, truck drivers are bringing necessary equipment or supplies, but in order to get them there, they have to take their own safety precautions so they don't end up victims themselves."When I did a run into New Jersey that hit pretty hard, when I first got there that first week they still had standing water when we had to back in [to the dock]," said Cragg.Cragg ensures he has three major supplies when heading to the scene of a natural disaster. "F.F.W. - fuel, food and water. It's huge, especially the fuel. A lot of other things you might be able to get off of other people, but fill up. One tanker full for our trucks, we can go a long time when you fuel up and you never know what's going to happen," said Cragg.Pilot Flying J, a national chain of truck travel centers, provides fuel, food, showers and other amenities for truck drivers when they're on the road. "As you track the weather, we all got a little lucky in terms of it. It took a little jog to the right. We had six stores down for a period of time but again, we recognize that we have amazing team members that work around the clock to get us up and running," said Pilot Flying J's Chief Operator, Jason Nordin. Nordin says they had to shut down two locations in Texas and four in Louisiana during Hurricane Laura. Their location in Lake Charles, Louisiana is still closed due to damage."We'll work with the local authorities. In certain markets there was a four mile evacuation order so we obviously work with them. In some cases we'll work with the local authorities to stay open a bit longer if certain law enforcement need to have fuel. We'll work out the last possible moment to make sure we stay safe," said Nordin. Often times, truck stops and gas stations have to follow evacuation orders during wildfires and hurricanes to keep their employees safe. Nordin says when they have to shut down, they try to get back up and running as soon as possible."We take great pride to stay open as long as we can and open as quickly as we can because we do recognize our role to take care of the first responders, take care of the trucking drivers that are trying to move things not only through the market to other markets but also for the local community, for those that live there," said Nordin.Wayne Cragg remembers being stranded at a truck stop while trying to deliver supplies to a wildfire in Oregon five years ago. "Unfortunately, it hit a big area on I-84 and that actually stopped me one night. It was the strangest thing because the fire kept going up and down the hills with the wind which they blocked us off on 84. I thought I was going to get by it because it was open before," said Cragg.Cragg and Pilot Flying J are thankful to all the truck drivers delivering supplies amid natural disasters this year. "Here we all are once again delivering to the places and the floods and hurricanes and fires. So, my hope is that the American public should just say we are always there when things happen," said Cragg.Bringing relief in an emergency, no matter the trek to get there. 3794

When Snapchat introduced its latest redesign late last year, they billed it as way to make the photo and video messaging app more personable. They promised the redesign would allow users to find friends more easily and eliminate misleading news stories.However, many users aren't buying the new design.The latest update has received mostly negative reviews online since it was pushed out earlier this month. Users claim the new version is harder to navigate, especially the new "content" page where content from celebrities and media outlets now flows. I’m seeing this same comment so often. I liked that you guys felt like we were friends. I’m sad it doesn’t feel like that anymore. How many people have to hate an update for it to be reconsidered? https://t.co/PI7OAf9Qlg— christine teigen (@chrissyteigen) February 9, 2018 848