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Many collecting unemployment are starting to get concerned. For most people, the extra 0 a week in federal pandemic benefits will run out in just four weeks, on either July 25 or 26.Millions of unemployed Americans have been kept afloat by that extra 0 a week, which supplements 0 or 0 in state benefits.But some people still waiting for their first check worry they will never see a dime.Ashley Duncan was laid off from her job assisting disabled children when the pandemic began. Worse, her application for unemployment benefits was rejected because it did not meet the income threshold."They said I made insufficient funds last year, " she said, even though she worked in two different states and said half her income was not counted as a result.Trying to explain her unique situation to a human proved impossible."I waited seven hours on the phone, and then they hung up on me," she said.Now Duncan worries she may miss the 0 a week from the federal CARES Act before she straightens our her claim and starts getting unemployment.Mely Positiva, who paints houses for a living, has also lost work this spring and could use some extra federal benefits."We have a family to support, and for the last three months, it was very hard," Positiva said.What could replace the 0 bonus paymentMarketwatch.com recently listed three proposals on the table to replace the ending federal benefits.Some Democrats have proposed the "HEROES Act," a bill that would extend the 0 a week through year's end.A second proposal would continue the 0 payments until each state ends its pandemic emergency — so the ending date would vary.A third proposal is a 0 a week bonus if those unemployed return to work. Supporters say only that proposal gives workers an incentive to get back on the job.The latest proposal is to continue the federal benefits but at a reduced level.Duncan wants to work, but also wants her CARES Act benefits that she for which she believes she is qualified."Just enough to make me be able to pay rent and pay for schooling," she said.It appears Congress will approve some sort of extended benefits package since millions remain out of work. But how much they approve will be a hot topic of debate.As always, don't waste your money.----------------------------Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps"). 2381

LOUISVILLE, Ky. (AP) — Police say 87 demonstrators who gathered at the home of Kentucky's attorney general to demand justice for Breonna Taylor have been arrested. News outlets report protesters with the social justice organization Until Freedom gathered Tuesday for a sit-in at the home of Daniel Cameron. Police say they were charged with the felony crime of "intimidating a participant in a legal process"; disorderly conduct, and trespassing. Taylor was fatally shot by police on March 13 during a narcotics investigation. Her death set off weeks of protests and calls for the officers to be charged. Among those arrested were Kenny Stills, a wide receiver for the Houston Texans, and Porsha Williams of "Real Housewives of Atlanta."Stills tweeted a picture of his mugshot. 785

Michael Cohen and his attorney met Wednesday with a group of state and federal law enforcement officials investigating various aspects of President Donald Trump's family business and charitable organization, according to people familiar with the meeting.The group, which included the federal prosecutors from the US Attorney's Office for the Southern District of New York who charged Cohen in August and officials from the New York Attorney General's office, met at the Midtown New York City office of Cohen's attorney, Guy Petrillo, these people said.CNN observed Cohen leaving Petrillo's office building Wednesday afternoon. Assistant US Attorney Tom McKay, the lead prosecutor on the Cohen case, had entered the building earlier in the day.The purpose of the meeting wasn't immediately clear, but both offices are continuing to investigate cases that relate to Trump entities and with which Cohen had professional involvement.Representatives for both the attorney general's office and the US attorney's office declined to comment. Petrillo didn't immediately respond to a request for comment.The meeting comes as Cohen, Trump's former personal attorney, has spent hours huddling with prosecutors from the office of special counsel Robert Mueller. Cohen's cooperation with investigators could help reduce the sentence he's set to receive December 12 for the crimes to which he pleaded guilty in New York. Cohen has said privately a reduced sentence is not his motivation.In recent days, Cohen and Trump have traded public barbs, with Cohen touting his recent allegiance with the Democratic Party on social media and Trump saying Tuesday in an interview with the Associated Press that Cohen was "lying" when he indicated during his guilty plea, under oath, that Trump had directed him to break the law by instructing Cohen to make payments to silence two women who claimed affairs with Trump.Trump has denied those claims, and in the AP interview he described Cohen as "a PR person who did small legal work, very small legal work.""He wasn't in trouble for what he did for me; he was in trouble for what he did for other people," Trump said. "He represented me very little. It's a very low level. And what he was is also a public relations person."In response to Trump's interview comments, another attorney for Cohen, Lanny Davis, said on Twitter that Cohen "acknowledged and took responsibility for @realDonaldTrump @POTUS bad behavior. Trump calling anyone a #liar is a compliment!"In August, Cohen pleaded guilty in Manhattan federal court to tax evasion, making false statements to a bank and campaign finance violations involving so-called "hush money" payments two women who alleged sexual encounters with Trump: adult film star Stormy Daniels, whose real name is Stephanie Clifford, and former Playboy model Karen McDougal.Federal prosecutors in New York began seeking to arrange a meeting with Cohen after his August plea, CNN has reported, and that office has been continuing to investigate matters related to Cohen's case, including possible campaign finance violations by others within the Trump Organization.Cohen has also been in contact with the New York state attorney general's office since his guilty plea, including shortly after his appearance in federal court, CNN has reported. The AG's office has a civil lawsuit against the Trump Foundation, and has been coordinating its investigation with the US attorney's office, CNN has reported. 3467

Many of the thousands of migrants waiting to claim asylum are realizing their dream to live in America may be a tougher road than they imagined, especially following Sunday’s clash at the border, involving a group of migrants and U.S. officials.Conditions are horrid in one camp in the border city of Tijuana, Mexico, where people have been living in tents for weeks in a lot that once was a baseball complex. Many of them dream of starting a new live in the U.S., but those dreams are fading.Maria Elena Reyes waited in line for hours, hoping a volunteer may have a clean shirt. For her, these living conditions, and even the month-long journey from Honduras, all seemed worth it to get to the border. But that’s when she says she had hope of finding asylum in America.“To look for a better life, to help my grandchildren who are in Honduras and my daughters, and for myself,” Reyes says.But like others at the camp, her optimism seems to fade with each passing day in the tent city, especially after what happened Sunday, when U.S. border agents used tear gas on a group of migrants.“I would say after that incident, which was really bad, a lot of doors closed,” Reyes says.Already worn out from the long journey, many of these migrants are now fearful of the US, scared of what could happen at the border, even if they apply for asylum the legal way.Sarahi Nunes and her 3-year-old daughter, Genesis, thought getting into the US would be easier, but knowing there’s a months-long wait just for an official asylum appointment, makes her doubt whether she'll ever obtain her American dream.“Yes, at first, that was the plan,” Nunes says. “But now, I see how difficult it is for people asking for asylum.” She's already started the process of applying for a work visa to stay here, in Mexico. She says living in Mexico would still be a step up from her life in Honduras.Reyes is also hopeful she could find a job in Mexico, but she says if she doesn't in the next week, she will go back to Honduras.“It was a very hard battle to get here,” Reyes says. “I would not like to go back empty-handed.”  Reyes says she doesn’t want to give up, but knowing if she does return home, that’s what it will feel like. 2222

Lumber stocks are at a historic high. We haven't seen these numbers since the 2008 housing boom and then crash. Experts say that's in part because of the housing market and record low mortgage rates.2020, the unprecedented year where nothing goes as expected, has brought us what realtors call a "sellers' market"."There’s plenty of buyers in the marketplace, but not enough supply so what we are seeing is multiple offers happening frequently on mid-price homes. So heavy competition in the marketplace.” Dr. Lawrence Yun, chief economist for the National Association of Realtors, said.The country's largest trade organization has 1.4 million members who help people buy and sell homes. Dr. Yun says the nation's housing market has even surpassed pre-pandemic sales. He attributes a lot of that to low mortgage rates and people realizing that working from home means they need more room.“Because of the strong demand for housing and we have a shortage of homes in the marketplace, so whatever home builders build, they can find a buyer so they build more homes. But one of the constraints is lack of construction workers along with the material cost that goes into construction, such as lumber,” says Dr. Yun, who also pointed out the country's underproduction.“Home builders have been producing below historical average for 10 straight years and the cumulative effect of underproduction is we don’t have sufficient inventory and that is the reason why home prices are rising and we need to build more homes to get into balance,” added Dr. Yun.Which is why, Laura Gonzalez, associate professor of Finance at California State University Long Beach, says we're experiencing a supply and demand situation when it comes to wood.“We just don’t have enough wood,” Gonzalez said. “It's difficult to make it ready and then transport it because of the pandemic. It's not that the industry is changing its just that we have had a shift both in supply and demand.”Gonzalez also says it's the basic equation of high demand meaning lower supply, which sends prices up and stocks soaring. Then there's the factor of where our wood comes from. She says, “We import some of our lumber from Canada both from lumber and other products. If we depend on other nations, we are more susceptible to changes in supply.”So, what comes next?“The issue of supply versus demand is going to correct in two years, but the opportunities for climate finance are ongoing that is not going to finish,” Gonzalez said.Which is why Dr. Yun says home prices will hold firm, and if you're waiting for a ‘burst’ or for prices to decrease, you might be waiting a while.“In future years, mortgage rate will certainly rise and that will choke off some of the demand, but hopefully we have adequate supply so we have a more balanced market condition where prices rise in manageable, 3-4% each year and people will feel comfortable at that rate of price appreciation,” says Dr. Yun.Dr. Yun recommends if you want or need to buy, don't overstretch your budget as the competition is fierce out there. If you want to sell, don't get greedy and overprice because your home will get stuck on the market. It's yet another aspect to this odd year that has brough the unexpected to us all. 3245

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