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The ads are appealing. They feature deals for vets to refinance their homes and cash out on the equity. However, home and refinance loan programs targeted towards military veterans can be a benefit or a headache, depending on the lender. John Bell, advisor for the Veterans Affairs Administration in D.C. says there are many reasons why vets can take advantage of borrowing cash against their home. But how you choose a cash-out lender makes a big difference. “We want to make sure that veterans are armed with information from the disclosure process early in the process as well as though closing, so they understand the decisions they're making,” he says. Bell says, unfortunately, there are predatory lenders out there targeting vets, sticking vets with thousands of dollars in hidden fees. “Have we seen it, yes,” Bell explains. “Do we know how to combat it and help you in navigating that process? Without a doubt.” In 2018, the United States Department of Veterans Affairs stepped up its regulations for lenders, specifically on cash-out refinance loans. The VA has always offered advisor services to protect borrowers through their long-standing VA home loan program. “We need to make sure that all lenders are operating on the same playing field, that they're all giving veterans the transparency that they need to make informed decisions,” Bell says. According to a report by the American Enterprise Institute, in September of 2018, veterans cashed in on cash-outs. They accounted for 86 percent of mortgage loans, which was up about 30 percent from two years prior. “The general rule is if it sounds too good to be true it usually is,” Bell says. Bell says in order to not cause a mortgage crisis among vets, it's best if you know what you’re getting yourself into. “Be sure you're asking the right questions,” he says. “You want to know the exchange of equity that you're going to take out, what is the overall cost of that, and make an informed decision.” 1983

The Army Corp of Engineers is looking at more than 300 facilities nationwide that it could turn into hospitals.New York City’s Javits Convention Center opened as a temporary hospital on Monday. Thousands of beds are now set up to receive patients who are not suffering from COVID-19.The field hospital is staffed with hospital units from Fort Campbell and Fort Hood.Wayne Brackin, the CEO of Kidz Medical Services, has experience with field hospitals and hospital hurricane responses in Florida. He says the Army can set up a field hospital in just weeks. “It will have the feeling of being in a mass unit,” said Brackin. “You'll come into a different kind of facility. They'll be higher levels of security. You're clearly in most cases going to be going into a structure that's been built and will have a lot of components that will look like a very sophisticated version of a tent.”Brackin says an advantage of an existing structure is it's typically climate controlled.The Army is sending field hospitals to Washington state and New Jersey. It says they'll be running by April 2.Navy hospital ships that arrived in New York and outside Los Angeles have started accepting non-COVID-19 patients.A field hospital also opened Tuesday in New York City’s Central Park. It's run by Christian humanitarian aid organization Samaritan's Purse. The group usually brings doctors to extreme medical situations around the world.The Central Park field hospital is designed as a respiratory care unit. They plan to see dozens of coronavirus patients.The organization says it's bringing-in a large disaster response team with doctors and nurses. 1643

The Hurricane Center said there is a 100% chance of a tropical depression forming in the Gulf of Mexico. They say by Thursday night it's forecast to become a tropical storm and by Friday it could form into a hurricane.Tropical storm and storm surge watches have been issued for parts of Louisiana.The governor of Louisiana declared a state of emergency on Wednesday ahead of the storm. 397

The acting US spy chief broke with President Donald Trump and some Republicans who've criticized and questioned the motives of an intelligence community whistleblower who filed a complaint against the President, when 229

The nation's federal debt is now projected to balloon to "unprecedented levels" over the next 30 years, if policymakers fail to change laws, potentially pushing the country into the risk of a "fiscal crisis," the nonpartisan 237