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A Kentucky high school teacher on Tuesday ousted an incumbent state lawmaker who had a role in passing a controversial pension bill this year that sparked outrage from teachers across the state.Republican voters chose Travis Brenda, a high school math teacher, over House Majority Floor Leader Jonathan Shell, who was first elected in 2012.Brenda bested Shell by a narrow margin of 123 votes In Tuesday's Republican primary for House District 71st, according to unofficial results posted to the Kentucky State Board of Elections.This past spring, Kentucky teachers held rallies at the state Capitol for more funding and to oppose a controversial pension bill, Senate Bill 151, which, among other initiatives, prevents changes to annual cost-of-living adjustments and limits the number of sick days teachers can put toward their retirement.Shell had helped turn SB 151, which had been about sewage services, into a pension overhaul and voted in support of the bill. The bill was quickly passed in the House and the Senate without allowing the public to read it, and then sent to GOP Gov. Matt Bevin to sign the bill on April 11.During the campaign, Brenda used his experience as a teacher to make the point that he's not a politician and he understands the importance of funding education. On Twitter, Brenda was critical of the pension bill and posted pictures from the April 2 teacher protest at the state Capitol.Shell confirmed to CNN he called Brenda Tuesday night to congratulate him. Shell, once considered a rising star in Kentucky Republican politics, said he was grateful for the six years he served and now looks forward to spending more time with his wife and kids.Brenda will go on to face Democratic candidate Mary Renfro in November's general election. 1774

A former Nazi labor camp guard who has been living in the United States for decades has finally been deported to Germany after years of diplomatic wrangling, the White House announced on Tuesday.Jakiw Palij, who worked as a guard at the Trawniki Labor Camp, in what was then German-occupied Poland, had been living out his post-war years in Queens, New York City.Palij, 95, was born in what was then-Poland and now Ukraine, and immigrated to the US in 1949, becoming a citizen in 1957. The former Nazi guard lied to US immigration officials about his role in World War II, saying he worked on a farm and in a factory, the White House said in a statement.In 2001, Palij admitted to US Department of Justice officials that he had in fact trained and worked at the Trawniki Labor Camp in 1943. On November 3, 1943, around 6,000 Jewish prisoners at the camp were shot to death in one of the single largest massacres of the Holocaust, according to the White House statement. 977

A lawsuit is being filed against Massage Envy after attorneys say seven women throughout California were sexually assaulted or raped by massage therapists, according to KGO.In a lawsuit filed against the company, attorneys say they are looking for other alleged victims to come forward.The reported incidents happened at Massage Envy locations in Southern California, the Sacramento area and the Bay Area.The claims range from inappropriate touching to rape. Attorneys say a massage therapist in Burlingame, Brandon Davis, raped their client.RELATED: More than 180 accuse Massage Envy therapists of assaultDavis was later arrested and is facing 14 charges, including felonies for sexual battery by fraud.Attorneys in the lawsuit claim complaints were made against Davis before their client was raped, yet he was allowed to continue his work for the company.A BuzzFeed investigation in 2017 found that more than 180 women had reported sexual assaults at Massage Envy.  980

A low credit score doesn’t have to stand in your way if you want to get a personal loan to cover an emergency or consolidate your debts.Borrowers with bad credit, which is a FICO score below 630, may need to put in some extra work to qualify for a personal loan. But taking these steps can not only help you get approved, they could also get you a cheaper interest rate.Clean up your credit, shrink your debtBefore you apply for a personal loan, get a copy of your credit report to see what the lender will see on it, says Adrienne Ross, a Washington-based certified financial planner. You can get one free copy of your report from all three major credit bureaus at annualcreditreport.com.The details on your credit report can show you why your score is low and signal how to address the issues before a lender sees it.For example, a past-due account is likely a red flag to a lender, but you’ll have a better chance of qualifying if you can spot it and make the payment before you apply, Ross says.Lenders also consider the percentage of your monthly income that goes toward debt payments, called your debt-to-income ratio. You’ll need a DTI below 50% to qualify with most lenders, and lower is often better.If you don’t urgently need the loan, pay down debt before you apply, Ross says. Not only will lower outstanding balances reduce your DTI, they will also lower your credit utilization, which is the amount of your available credit you use and a main factor in your credit score calculation.Add a co-signer or collateralA quicker solution may be to choose a lender that allows you to add a co-signer. A willing friend or family member with good credit and strong income can help you get approved, says Thomas Rindahl, a CFP with TruWest Wealth Management Services in Arizona.Tread lightly with co-signed loans, he says, because the person you add to your application will be required to pay the loan if you can’t.Some lenders may also offer secured personal loans that require you to pledge something you own such as a vehicle or savings account, he says. Borrowers with fair or bad credit may have a better chance of qualifying and getting better rates with a secured loan, but the lender can seize the collateral if you don’t make your payments.Make a repayment planChoose a lender that reports your loan payments to the credit bureaus, as this can help you build credit, Ross says. This means the next time you borrow money or apply for a credit card, you could get a lower rate.But because lenders report both on-time and missed payments, your ability to make them will determine if your credit improves or worsens.Be prepared to ask questions about rates, terms and extra fees so you understand exactly what you’ll owe each month and when you’ll owe it, Ross says. Knowing that will help you make a plan to manage your payments.Even with a solid payment plan, you could end up late on one or two payments along the way. Since lenders don’t immediately report late payments to the credit bureaus, Ross says, make the payment as quickly as possible to avoid the hit to your credit.Compare lendersComparing offers from online lenders, banks and credit unions can help you find the best rate and features for your situation.Some online lenders offer personal loans specifically for borrowers with low credit scores. Look for reputable lenders that cap their annual percentage rates at 36%, which consumer advocates and financial experts say is the highest rate an affordable loan can have.Bad-credit borrowers will likely qualify for rates close to a reputable lender’s rate cap, but nowhere near the 300% or higher APRs that payday lenders offer.Online lenders may also let you pre-qualify with a soft credit check, allowing you to see what rate and loan amount you could get without hurting your credit score. Many banks and credit unions require borrowers to formally apply to see their offer, triggering a hard check that can cause a temporary dip in your score. Some online lenders can also fund a loan the same or next day, while a bank could take a week or more.On the other hand, your community bank or credit union may be more willing to consider the circumstances if a recent misunderstanding or years-old issue is keeping your credit score down, Rindahl says.“An online lender might have competitive rates, and it might be easy because you can do your application at home, but if you don’t fit their algorithm, you don’t fit their algorithm,” he says. “Your local institution, whether it’s a credit union or bank, is much more likely to look at the person as a whole,” he says.More From NerdWallet4 Steps to Pre-Qualify for a Personal LoanBoost Your Chances of Getting Your Personal Loan ApprovedHow to Get a Personal Loan in a COVID-19 EconomyAnnie Millerbernd is a writer at NerdWallet. Email: amillerbernd@nerdwallet.com. 4850

A family was removed from a Southwest flight after their 3-year-old son with autism refused to wear a face mask, as required by the airline’s policy.Alyssa Sadler was traveling with her son and 1-year-old daughter from Midland to Houston, Texas. She was visiting her husband who works in Midland, according to media reports."It was just not a good morning," said Sadler. "He was screaming. He was throwing a fit. He was screaming no, no, no,” Sadler told KPRC in Houston.The plane had just left the gate when it reportedly turned back around when it became clear the young boy was not going to wear a mask. Sadler and her kids were then removed.“When you get kicked off your flight because your 3 year old autistic child won’t wear a mask... looks like I’m stuck here in midland,” Sadler posted on Facebook. “I’m literally disgusted by how my son was treated and how i was treated.”Sadler’s son doesn’t like his face being touched, and she carries a medical note explaining the condition.Southwest’s mask policy applies to passengers 2 and older, and the face covering must be worn the duration of the flight. The airline says there are no exceptions to this policy."What we have concluded is there shouldn't be any exceptions, because the exception could be someone who has the virus," Southwest CEO Gary Kelly told CNN.Sadler has no problem with masks, but believes there should be exceptions in certain situations.“I think there needs to be something in place for children or even adults with disabilities who can’t wear a mask. They should have some kind of exemption,” she told KPRC.The FAA has not issued a federal policy about masks on planes, and it is up to the individual airline to make a decision and enforce it. 1732

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