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For almost 30 years, John Chhan and his wife, Stella, ran the doughnut shop in Seal Beach, California, a constant, reassuring part of countless customers' lives. But now the hard-working couple is facing a medical crisis, and their patrons are returning the sweetness.Since Stella suffered a brain aneurysm last month, John has longed to spend as much time as he can with her."She's in a nursing home," Chhan said. " My sister-in-law is here helping me."With a business to run and bills to pay, the doughnuts still have to roll. Chhan thought he would have to spend most of his time working at the doughnut shop -- away from his wife. 642

FORT LAUDERDALE, Fla. — A Florida appeals court has ruled that police violated the rights of New England Patriots owner Robert Kraft and others when they secretly video recorded them paying for massage parlor sex acts.The decision Wednesday by the 4th District Court of Appeal bars the tapes' use at trial and could deal a potentially deadly blow to the prosecution.The court decided that Kraft’s rights were violated under the 4th Amendment to the Constitution, which protects against unreasonable searches and seizures. Prosecutors could appeal to the state Supreme Court but if this ruling stands, charges against Kraft and others may be dropped.Last year, a Florida appeals court agreed to hear an appeal related to video used to charge Kraft.Kraft has pleaded not guilty to charges of soliciting another to commit prostitution and has requested a jury trial.In reference to the ruling, the state attorney's office in Palm Beach County released the following statement Wednesday:"We are in the process of reviewing the opinion and will comment publicly at the appropriate time."Read the full ruling below:Robert Kraft Ruling by Scott Sutton on Scribd 1162

Financial fallout from the pandemic is hitting millennials hard — and many will soon turn to their parents for help, if they haven’t already.Before parents ride to the rescue, financial planners urge them to map out a strategy that doesn’t just plug a short-term need but also makes sense in the long run.“Often the heartstrings will get pulled — ‘I really have to help them!’— but it can be detrimental to the parent,” says certified financial planner Jeffrey L. Corliss of Westport, Connecticut.(Of course, financial aid can flow the other way, as many millennials help support their parents. I’m addressing parents here, but most of the advice applies to kids helping their folks as well.)Millennials losing jobs, incomeEven before the pandemic, millennials had lower median incomes, far more debt and a much smaller slice of the nation’s wealth than boomers had at the same age. Millennials — usually defined as those ages 24 to 39 — are more likely than older generations to have lost jobs or household income because of the pandemic, various surveys show.“I’ve already seen clients coming in, worried about their kids,” says CFP Deborah Badillo of Miami. “‘They’re going to lose the house! What can I do to help them?’”Have them explore alternativesEncourage your kids to take full advantage of available financial help before extending yours, Badillo says. They may not know, for example, that unemployment benefits have been dramatically expanded because of the pandemic. Weekly payments are higher and are available to people who normally wouldn’t qualify, including gig workers, the self-employed and people whose hours have been reduced.In addition, there are many more options for people struggling to pay debt. Most mortgages qualify for forbearance programs that allow homeowners to skip payments for up to a year. Hardship programs have been added or expanded by credit card companies and other lenders. Federal student loan payments have been paused until Sept. 30, and income-driven programs can reduce payment amounts after that.Another option is a coronavirus hardship withdrawal, which allows people to tap their IRAs and 401(k)s without penalty if they were physically or financially affected by COVID-19. The withdrawals are taxable, but if the money is paid back within three years those taxes are refundable. Raiding retirement funds isn’t ideal, of course, but your kids have many more years to replenish their retirement savings than you do.Assess your own situationWhile your kids are filing for unemployment and calling their lenders, take a moment to assess your own finances. Where will the cash for your kids come from? It’s one thing to give away money you’ve been saving for a vacation, since you’re unlikely to travel soon anyway. It’s quite another to undermine your own ability to retire or handle a layoff or other setback.Some parents make a conscious decision to operate with a smaller cushion, or to delay their retirements, to help their children, says CFP Lazetta Rainey Braxton in New York. Just keep in mind that you may not get to decide when you retire. Many workers retire earlier than expected, often because of a health problem or job loss. Helping your children now could mean you have to lean on them later, Braxton says. If you’re not sure how this financial aid will impact your future finances, a consultation with a fee-only financial advisor could bring you some clarity.Set some boundariesFinancial planners typically recommend deciding how much to give, and then setting clear boundaries about when the financial help will end. That’s tricky now, of course, because no one knows how long the current economic crisis will last.But parents can still set expectations in other ways, financial planners say. If the child didn’t have an emergency fund, for example, parents can discuss the importance of saving money out of every future paycheck, so the child won’t have to rely on family help again, Braxton says.“Some parents will just put on a Band-Aid and give them money, but they really haven’t helped in terms of their financial capacity,” Braxton says.If an adult child is moving back home, Corliss suggests a written contract outlining chores and responsibilities, such as how soon they’ll be expected to move out after finding a job. A similar end date can be set for any cash the parents hand out. Corliss says the message should be clear: “We expect you to get on your feet as soon as you can.”This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletMortgage Relief Programs for Homeowners Hit by the Coronavirus CrisisWhat Is a Credit Card Hardship Program?Cashing Out a 401(k) Due to COVID-19? Consider These Things FirstLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4841

Former President Barack Obama is cautioning activists against using slogans like “defund the police” to achieve policy changes.Obama spoke with Peter Hamby on Snapchat’s “Good Luck America” and was responding to a question about activists who use “defund the police” as a rallying cry."If you believe, as I do, that we should be able to reform the criminal justice system so that it's not biased and treats everybody fairly, I guess you can use a snappy slogan like 'Defund The Police,' but, you know, you lost a big audience the minute you say it, which makes it a lot less likely that you're actually going to get the changes you want done," Obama said.Instead, Obama encouraged them to have a more inclusive discussion with all stakeholders.“If you instead say, 'Let's reform the police department so that everybody's being treated fairly, you know, divert young people from getting into crime, and if there was a homeless guy, can maybe we send a mental health worker there instead of an armed unit that could end up resulting in a tragedy?' Suddenly, a whole bunch of folks who might not otherwise listen to you are listening to you,” Obama said.Top elected Democrats, including president-elect Joe Biden and House Majority Whip Jim Clyburn of South Carolina, have said publicly they support changes to policing practices but warned the phrase “defund the police” -- which calls for redirecting some municipal funds from police departments toward social welfare programs -- could be harmful.Many progressives, however, including New York Rep. Alexandria Ocasio-Cortez, have often repeated the phrase.In response to Obama’s interview, Rep. Ilhan Omar, a close ally of Ocasio-Cortez, tweeted a sharp rebuke.“We lose people in the hands of police. It’s not a slogan but a policy demand. And centering the demand for equitable investments and budgets for communities across the country gets us progress and safety,” Rep. Omar’s tweet reads. 1949

Food flew off the shelves in March when the national emergency for COVID-19 was announced. Now, grocers and food manufacturers are working to make sure that doesn’t happen again this winter.“We are a specialty market focusing on the meats and protein,” said Mike Silvestri, general manager at one of three Tony’s Meats & Market locations.Like many grocery stores, both big and small, Tony’s Meats & Market saw the disruption in the supply chain back in March.“What really screwed up a lot of things in this pandemic was people were buying way more than they normally do, not necessarily here, but in the grocery sector in general,” Silvestri said. It's something he is trying to avoid moving forward.“We don’t need to panic buy. I think you buy what you need for the week like you're normally shopping,” he said. “So, just remain calm.”As U.S. coronavirus cases continue to rise--paired with flu season, holidays, and other factors--experts are once again concerned about what the impact on the supply chain might be. So, grocers and food manufacturers are preparing for whatever may come with the winter season, many resorting to stockpiling themselves to avoid running out.“On one side, they're building up inventory to make sure they're ready for it. But on the other side inventory is additional costs,” Jack Buffington, a supply chain expert and professor at the University of Denver, said. “Their concern is the weeks of inventory they had before the pandemic hit was not sufficient for them to run out of supplies. So, particularly for big events like Thanksgiving, to make sure they have ample supply because that's a big moneymaker for them.”For large chain grocery stores, stockpiling in large warehouses is a viable option. For smaller grocers like Tony’s, they only have so much space.“We do have a warehouse. It’s not as monstrous as most people would imagine,” Silvestri said.The company has already prepared by buying pallets of food items to keep at their warehouse to get through the season. “What we would call necessities like pastas, ground beef, pasta sauces, canned items, things like that,” he said.A buyer for Tony’s told us even with the gap of up to three months in June to start getting stuff back in stock, they’ve been stockpiling staple items since March for this winter.“Christmas has begun October 1,” Buffington said. “The entire supply chain is moving things forward. For one reason due to the risk of supply and demand.”“We all had to be on the ball a little bit early this year. Obviously, we start pretty early as it is but because of all the COVID-19 stuff we’ve had to really be mindful of how much we’re looking to shoot over,” Silvestri said. Silvestri said he sees everyone getting concerned about not having enough supply or demand, due to uncertainty.“COVID-19 was a complete catalyst of what you're seeing as a redefinition of the supply chain and the economy,” Buffington said. “I think everybody’s getting scared of not having enough supply and not having enough demand.”As Silvestri and the rest of the crew at Tony's prepare for an uncertain Thanksgiving and Christmas, he says they feel ready.“The pace since COVID-19 started has really been a holiday pace anyway,” he said. 3240