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Philonise Floyd, a brother of George Floyd, challenged Congress to "stop the pain" during an appearance at a House Judiciary hearing on policing practices.During his opening statement, Philonise Floyd recalled watching the bystander video of his brother's arrest — the video that shows a police officer kneeling on his neck for more than eight minutes. George Floyd later died in police custody."I can't tell you the kind of pain you feel when you watch something like that. When you watch your big brother, who you looked up to your whole entire life die, die begging for his mom?" Philonise Floyd said. "I'm tired. I'm tired of pain. Pain you feel when you watch something like that."Police originally took George Floyd into custody for allegedly using a countefeit bill to buy to but tobacco at a Minneapolis convenience store."He didn't deserve to die over ," Philonise Floyd said. "I'm asking you, is that what a black man's worth? Twenty dollars? This is 2020. Enough is enough."He added that he hoped his brother's death would not be in vain."Please listen to the call I'm making to you now. To the calls of our family and the calls ringing out the streets across the world," Philonise Floyd said. "People of all backgrounds, genders and races have come together to demand change. Honor them. Honor George and make the necessary changes that make law enforcement the solution and not the problem."Floyd is one of about a dozen witnesses to testify during the hearing Wednesday. He'll be joined by Floyd family attorney Benjamin Crump. Other civil rights and activist leaders are also expected to testify.Also expected to testify are Dan Bongino — a former Secret Service agent and ally of President Donald Trump — and other supporters of current police practices, according to ABC News.The hearing comes a day after George Floyd was buried in Houston as largely peaceful demonstrations continue in his name in dozens of major cities across the country. Floyd died in police custody on Memorial Day after bystander video showed a police officer, Derek Chauvin kneeling on his neck for more than eight minutes. Four officers face charges in connection with Floyd's death, including Chauvin, who faces a second-degree murder charge.The hearing also comes after Democrats introduced the Justice in Policing Act — a bill that proposes several changes to policing practices in the wake of Floyd's death. Among the changes proposed in the legislation is the limiting of legal protections for police, the creation of a national database of excessive-force incidents and the banning of police choke holds. 2618

PACIFIC BEACH (CNS) - Firefighters were able to put out a garage fire in Pacific Beach on Saturday.The fire was first reported at 2:05 p.m. in a detached garage at a house on Kendall Street near Roosevelt Avenue, according to the San Diego Fire-Rescue Department. Crews had the fire knocked down a little before 2:30 p.m., a fire dispatcher said.No injuries were reported. The cause of the fire is under investigation. 426

PARADISE, Calif. (AP) — Butte County Sheriff Kory Honea says his department has reports of 110 people still missing in a massive Northern California wildfire that has scorched 164 square miles.Honea says he's hopeful that more of those missing people will be located. The department initially had more than 500 calls about citizens who were unable to reach loved ones.But he says they've been able to help locate many.LIVE BLOG: Several wildfires burning in CaliforniaNext he says sheriff's officials will be cross-checking their list with official shelters to search for the remaining missing.Honea said Saturday that 23 people have died in the fire near Paradise, about 180 miles (290 kilometers) northeast of San Francisco. 739

People who care about their credit scores tend to obsess about some things they probably shouldn’t, such as the possibility they might have too much credit.Let’s bust that myth right upfront: The leading credit scoring formulas, FICO and VantageScore, don’t punish people for having too many accounts. And right now, having access to credit could be a lifeline.In June, the median duration of unemployment was nearly 14 weeks, according to the U.S. Bureau of Labor Statistics. “Median” is the halfway point, which means half of the unemployed had been out of work longer. After the Great Recession, the median length of unemployment peaked at 25 weeks.Most households don’t have enough emergency savings to get through extended unemployment. Access to credit ultimately could be what staves off eviction, keeps the lights on and puts food on the table.Obviously, you can have too much credit if it would tempt you to spend recklessly. And the more accounts you have, the easier it might be to forget a payment — which can be devastating to your scores — or fail to detect signs of fraud.But that doesn’t mean you should worry about applying for the credit you need in the misguided notion that having too much credit is bad for your scores.“It’s not about the number of accounts,” says Ethan Dornhelm, FICO’s vice president of scores and predictive analytics. “It’s about how those accounts are handled.”It’s not how many cards, but how you use themBefore the advent of modern credit scores in the 1980s, lenders did worry that people who had access to a lot of credit would suddenly run up big balances, then default, says credit expert John Ulzheimer, who formerly worked for FICO and for Equifax, a credit bureau. But data scientists have since learned otherwise. People who had been responsible with credit in the past tend to continue being responsible.“I’ve got a gajillion credit cards,” Ulzheimer says. “I could charge up every single one of my cards tomorrow, but I’m not going to do that.”Although you can’t have too much credit, you can have too much debt. Having big balances relative to your credit card limits, or a bunch of cards with balances, can definitely hurt your scores, credit scoring experts say.“There’s no right number of credit cards,” says Jeff Richardson, senior vice president marketing and communications at VantageScore Solutions. “But if you have 22 cards and they all have balances, that can add up.”Even small balances and balances you pay in full can be problematic. Credit scoring formulas consider how many of your accounts have balances and how much of your credit limits you’re using, among other factors. The scoring system uses the balances reported by your creditors, which are generally the amounts from your last statement. You could pay those balances off promptly, but they still show up on your credit reports and affect your scores.Credit-building strategiesIf you’re trying to polish your credit, Ulzheimer recommends using one or two credit cards and not charging more than 10% of their limits. That may require making more than one payment each month to keep the balances low or asking issuers for higher credit limits.If you do use more than a couple of cards, paying the balances off before the statement closing date will typically result in a zero balance being reported to the credit bureaus, and that can be good for your scores.Be careful about canceling unused cards, however. Closing credit accounts can hurt your scores, since it reduces your total available credit. If you’re concerned a lender might close an unused card, you can use it occasionally and immediately pay off any charges so you have a zero balance on the statement closing date.If your credit scores are already high, however, Ulzheimer questions how much effort you should invest in making them higher. Once your scores are over 760 on the commonly used 300-850 scale, you’re getting the best rates and terms lenders offer.Another thing people worry about, but probably shouldn’t: inquiries. Applications for credit typically have a minor impact on your scores and any impact fades within a year. But Ulzheimer says people are often convinced otherwise.“It’s crazy how many questions I get about inquiries, and they are so meaningless in the grand scheme of things,” Ulzheimer says. “People love to obsess about little things that don’t really have a whole lot of influence.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProCan You Really Trust Your Payment App?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4764

OTTAWA – The coronavirus pandemic has complicated nearly every aspect of our lives, even the most intimate parts, like sex.It’s always important to practice safe sex to prevent the spread of sexually transmitted diseases, but now health officials say COVID-19 should be considered as well and precautions should be taken.Wednesday, Canada’s chief public health officer, Dr. Theresa Tam, issued a statement with tips on staying safe from the virus while engaging in sexual activities.“Sexual health is an important part of our overall health,” said Tam. “However, sex can be complicated in the time of COVID-19, especially for those without an intimate partner in their household or whose sexual partner is at higher risk for COVID-19.”If you choose to engage in an in-person sexual encounter with someone outside of your household or close contacts, Tam says to skip kissing and avoid face-to-face contact or closeness. She even went as far as suggesting using a mask that covers the nose and mouth.Tam says you can also reduce your risk by monitoring for COVID-19 symptoms and not having sex if someone is experiencing those symptoms.Tam also suggests limiting alcohol and drug use, so you and your partner are able to make safe decisions.Additionally, you should be aware if you or your partner may be at higher risk for more severe outcomes of COVID-19. That includes people with underlying medical conditions, those with compromised immune systems, and people living with obesity.“Current evidence indicates there is a very low likelihood of contracting the novel coronavirus through semen or vaginal fluids,” said Tam. “However, even if the people involved do not have symptoms, sexual activity with new partners does increase your risk of getting or passing COVID-19 through close contact, like kissing. Remember as with all social interactions, try to keep your number of close contacts low if possible.” 1919