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Sunday, April 1, will mark six months since a mass shooting at the Route 91 Harvest Festival on the Las Vegas Strip. Fifty-eight people died, and 851 were injured after shooter Stephen Paddock fired more than 1,100 rounds at a crowd of country music fans. Paddock was in a room on Floor 32 at Mandalay Bay hotel and casino when he committed the act last fall.It is the deadliest mass shooting committed by an individual in the United States.There will be several memorial services and vigils around Las Vegas to mark the day, including one near the Route 91 Harvest Festival grounds. That vigil will start at 6 p.m. local time near Reno Avenue and Giles Street. Afterward, attendees will be allowed to walk around the site. The shooting on Oct. 1, 2017 occurred between 10:05 and 10:15 p.m. local time. 845

Student loan and eviction protections, as well as unemployment benefits, are among the host of pandemic related government programs set to end by the end of the year unless Congress acts. The issue is that members of Congress are not scheduled to be in Washington for several weeks between now and the end of the year. Breaks are scheduled over the Thanksgiving holiday as well as over Christmas and New Year's. The leaves just 15 business days to accomplish anything, otherwise these bills will likely go up come January WHAT'S EXPIRING Since March, 40 million Americans have enjoyed suspended student loan payments. That is scheduled to end come January 1st. While President-elect Joe Biden is considering an executive order to continue the program, he doesn't take office until January 20 and bills could be due before then. Additionally, unemployment benefits for independent contractors and the self-employeed, like Uber drivers or gig workers, are set to expire as well. Congress for months has also allowed those recently laid off to enjoy 13 bonus weeks of unemployment, but that program expires December 31 as well. Many states have eviction moratoriums but the CDC order banning evictions ends December 31st. Congress could pass legislation to extend it. Tens of millions could face evictions because of rent issues. WHERE THINGS STANDDemocrats and Republicans remain far apart on passing any legislation between now and January 1. COVID related legislation isn't the only concern either. Funding for the government runs out on December 11 and a bill must be passed to keep the government open before then. One major wildcard is President Donald Trump and what he may demand following his election loss. 1724

Tens of thousands of people turn to Google every month to see if now is the time to invest. It’s a loaded question, especially this year: In late February 2020, the S&P 500 began a monthlong decline, finding what investors hope was the pandemic floor on March 23.Historically, it has taken an average of about two years for the market to recover from a crash; this time, it bounced back in just 149 days. By the end of August, the index was once again hitting record highs.Stranger still, this unprecedented recovery came amid dour headlines, with U.S. unemployment hitting an all-time high in April and remaining above 10% through July.Between the stock market’s erratic behavior and economic uncertainty across the globe, investors are understandably wary. But that shouldn’t mean sitting out of the market.Understanding the Main Street-Wall Street disparityThe market’s recovery is clearly at odds with the U.S. economy. But a closer look shows this imbalance may not be as perplexing as it seems.The stock market reflects investor sentiment about the future, not what’s happening right now. While retail investors may be more inclined to buy and sell based on daily headlines, institutional investors are looking far ahead. And given the rapid market recovery (and the expectation of continued help from the Federal Reserve), it appears Wall Street isn’t spooked.The S&P 500 is also market cap-weighted, meaning larger companies will have a bigger impact on its performance (see how the S&P 500 works to learn more about this). The five largest companies in the index (Apple, Microsoft, Amazon, Facebook and Google’s parent company Alphabet) are in tech, an industry that hasn’t been hit as hard by COVID-19. The tech-driven recovery helped push the S&P 500 to its record high, despite the ongoing economic issues caused by the pandemic.And then there are the high hopes for an eventual vaccine. According to Robert M. Wyrick Jr., managing member and chief investment officer of Post Oak Private Wealth Advisors in Houston, investors may be betting on the belief that a coronavirus vaccine will be produced sooner rather than later. If and when a viable vaccine is broadly available, it’s likely to be a big driver of continued growth in the markets.“While this is likely already priced into the market to some degree, I would prefer not to be on the sidelines when this ultimately happens,” says Wyrick, whose firm specializes in advanced risk-managed investing.Timing the market vs. time in the marketAccording to Marguerita Cheng, a certified financial planner and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, when you start investing isn’t as important as how long you stay invested. And that’s a maxim to remember in a pandemic, too.“The best way to build wealth is to stay invested, but I know that can be challenging,” Cheng says in an email interview.It’s easier if you invest only for long-term goals. Don’t invest money you may need in the next five years, as it’s highly possible the stock or mutual fund you purchase will drop in value in the short term. If you need those funds for a large purchase or emergency, you may have to sell your investment before it has a chance to bounce back, resulting in a loss.But if you’re investing for the long term, those short-term drops aren’t of much concern to you. It’s the compounding gains over time that will help you hit your retirement or long-term financial goals. (See how compounding gains work with this investment calculator.)The water’s fine, but wade in slowlyOne of the best strategies to remain calm and stay invested during periods of volatility is a technique known as dollar-cost averaging.Through this approach, you invest a specific dollar amount at regular intervals, say once or twice a month, rather than trying to time the market. In doing so, you’re buying in at various prices that, in theory, average out over time.Wyrick notes this is also an excellent strategy for first-time investors looking to enter the market during times of uncertainty.“It’s very difficult to time when to get into the market, and so there’s no time like the present,” Wyrick says. “I wouldn’t go all-in at once, but I think waiting around to see what happens to the economy or what happens to the market in the next three, six or nine months in most cases ends up being a fool’s errand.”So how, exactly, do you start dollar-cost averaging into the market? A common strategy is to pair this with stock funds, such as exchange-traded funds. ETFs bundle many different stocks together, letting you get exposure to all of them through a single investment. For example, if you were to invest in an S&P 500 ETF, you would have a stake in every company listed in the index. Rather than investing all your money in a few individual stocks, ETFs help you quickly build a well-diversified portfolio.To dollar-cost average you could set up automatic monthly (or weekly, or biweekly) investments into an ETF through your online brokerage account or retirement account. Through this approach, you would achieve the benefits of dollar-cost averaging and diversification, all through a hands-off strategy designed for building long-term wealth.More From NerdWallet5 Things to Know About Gold’s Record-Breaking RunNew Investors: Quit Stock-Picking and Do This, Expert Says6 Ways Your Investments Can Fund Racial JusticeChris Davis is a writer at NerdWallet. Email: cdavis@nerdwallet.com.The article In a Year of Uncertainty, Should You Still Buy Stocks? originally appeared on NerdWallet. 5570

Surveillance video may shed light on the mysterious death of a young Chicago woman whose body was found in a hotel freezer last week. The case sparked accusations of foul play on social media.Police in Rosemont, a suburb northwest of Chicago, said Kenneka Jenkins, 19, was last seen early Saturday, September 9, at a party at the Crowne Plaza Chicago O'Hare Hotel. Her family reported her missing later that day, and Jenkins' body was found in the walk-in freezer at the hotel shortly before 1 a.m. Sunday. The results of an autopsy by the Cook County Medical Examiner's Office are pending. 598

The 6-year copyright lawsuit against English rock band Led Zeppelin over their epic ballad "Stairway to Heaven" came to an unelectrified end Monday after the Supreme Court decided not to hear the case.With the justices not listening to the case, they awarded the band a victory by default.Instead, the court opted to uphold the March ruling from the U.S. Court of Appeals in San Francisco that found the rock band did not steal the song from the band Spirit.In 2014, the estate of late Spirit guitarist Randy Wolfe filed the suit, saying Led Zeppelin stole the opening riff off Spirit's 1968 track "Taurus," according to the New York Times.In June 2016, a jury in Los Angeles decided that Led Zeppelin did not steal Spirit's riff, CBS News reported.According to the Associated Press, a three-judge panel of the 9th Circuit Court of Appeals in San Francisco ruled in Sept. 2018 that the jurors were given wrong instructions by the judge, so a new trial was ordered.In March, the 9th Circuit Court of Appeals restored a jury verdict finding the band did not steal from Spirit, Variety reported. 1100