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WASHINGTON (AP) — Wasting no time, the Senate is on track to confirm Judge Amy Coney Barrett to the Supreme Court by next Monday.Republicans are charging toward a rare weekend session to push past procedural steps and install President Donald Trump’s pick before Election Day.Senate Majority Leader Mitch McConnell said he will begin the process as soon as the Senate Judiciary Committee wraps up its work Thursday.Democrats decry the rush, but don't have the votes to block and Trump’s nominee is on a glide path to confirmation.Barrett's ascent would seal a 6-3 conservative hold on the court for years to come. 621
We’re primed to get suckered this holiday season. Tight budgets, wishful thinking that we can get a screaming deal if we hurry, and plain old impulsive spending are a dangerous mix. Scammers know this.One example: Clicking an online ad, maybe for an ornament featuring a Santa with twinkling eyes and a smile hidden under a cloth mask, may put you at risk for identity theft — or maybe just for a bad deal.Kathy Stokes, AARP’s director of fraud prevention programs, says she once bought “the funniest T-shirt from a Facebook ad. It never came.” That was before Stokes began working in fraud prevention.So how do we prepare for battle? Three ways: Protect our mobile devices, recognize and avoid risks, and guard against identity theft.Make your mobile device saferYour device is only as safe as you make it. Avoiding free Wi-Fi at coffee shops and other public places is a good first step, but also:1. Secure devices with a difficult-to-guess password and/or biometrics. If you can use a fingerprint or facial recognition to sign in, that’s best. If two-factor authentication is available, use it.2. Heed notifications to update your software. Many times, updates improve security. This is true whether it’s your operating system, virus protection or an app.3. Use a virtual private network. A VPN gives you an encrypted “tunnel” when you use public Wi-Fi. Protecting a device isn’t expensive — you can protect several devices for less than a month. There are also free VPNs offered online. But Adam Levin, the author of “Swiped: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves,” recommends sticking with the ones that charge, because of the risk that free ones will collect your data. Failing that, he recommends using your phone as a hot spot or using your provider’s closed cellular network.Be careful when shopping onlineStokes and Levin agree that using a credit card is essential when shopping online. A debit card withdraws your money immediately. But you can dispute a credit card charge and not have to pay while it’s being investigated.Slow down and be careful. Stokes says duplicated or spoofed websites can take advantage “when you get a text or you get an email and you get excited because it’s this thing you really wanted to buy and you can get it really cheap — and you just click and go and you don’t look for any red flags.”Other safeguards:4. Use a virtual wallet if the site allows it. Card numbers are encrypted, meaning your actual card number is not shared when you make a purchase.5. Go to the source. Don’t click on ads on social media or even in texts or emails. Some are scams. If the retailer is new to you, Stokes recommends checking carefully for contact information and for return and refund policies.6. Be cautious. When going to a site, type the URL carefully, then double-check, advises Levin. “Typo-squatters” have sites that are almost indistinguishable from the real ones.7. Don’t open attachments. The exception is if you are expecting an attachment from someone you know. Spoofing is sophisticated; the sender may not be who you think it is.8. Use retailer apps. Your payment information is better protected that way. If you regularly buy from a particular retailer — or will this holiday season — go ahead and download the app, Stokes advises.9. Use strong passwords. Using a password manager app can set complex passwords and remember them for you. If a retailer website offers to store your payment information, decline. The less information you rely on others to protect, the better.Guard against identity theftHolidays are big for identity thieves because criminals “are geniuses when it comes to taking a situation and radically turning it to their benefit,” says Levin, who is also the founder of CyberScout, a company that offers identity protection and fraud resolution services.Add to that the loneliness of the pandemic. “People are desperate to get a phone call from anyone,” Levin says, and may be more willing to talk.Protect yourself from identity theft with these tips:10. Don’t give your card number if you get a call or email to “confirm a purchase.” Real credit card issuers do not need it. If you think a retailer might be trying to contact you, initiate the call or send the email using contact information that you look up yourself.11. Don’t respond to an email “double-checking your address” for a package delivery. That may be a scam, Levin says.12. Sign up for text alerts when your credit card is used. Levin advises setting the purchase amount very low; identity thieves may test a stolen card number with small purchases.13. Check to see if you have free or discounted ID theft insurance available. You can’t entirely eliminate your risk, and it’s easier to recover from identity theft with help. An organization you belong to, your employer or your insurer may offer free or deeply discounted protection. Failing that, you can consider buying some.More From NerdWalletHow to Shop Black Friday Deals Online7 Free Apps for Black Friday ShoppingDo You Need Identity Theft Protection Services?Bev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 5196
WASHINGTON, D.C. – Operation Santa is back this year to help people in the giving spirit support those in need during the holidays.Like in years past, hundreds of thousands of letters to Santa are arriving at post offices around the country. In most, children are asking for toys and games, while others are asking for basic necessities or help for their loved ones.Through Operation Santa, individuals and organizations can adopt those letters, and then send responses and thoughtful gifts in Santa’s place.If you would like to adopt a letter, you can visit the Operation Santa website, pick one or more wishes you’d like to fulfill and follow the directors on how to grant that wish for a child.For security reasons, USPS says potential adopters must be vetted by going through a short registration and ID verification process before they are allowed to adopt any letter.If your family would like to receive gifts through the USPS program, all you have to do is write a letter, put it in a stamped envelope with a return address and send it to Santa’s official workshop address:Santa Claus123 Elf Road,North Pole, 88888The program began accepting letters on Nov. 16 and letters will continue to be uploaded to the website through Dec. 15. So, if you haven’t written a letter yet, you still have some time.The Operation Santa website became active on Dec. 4 and is ready to welcome potential letter adopters.Click here to learn more about the Operation Santa program. 1476
WASHINGTON (AP) — President Donald Trump is extending the voluntary national shutdown for a month as sickness and death from the coronavirus pandemic rise in the U.S. The initial 15 days of social distancing urged by the federal government is expiring and Trump had expressed interest in relaxing the guidelines at least in parts of the country less afflicted by the pandemic. But instead he decided to extend them. Many states and local governments have stiffer controls in place on mobility and gatherings. The federal guidelines recommend against against large group gatherings, promote social distancing, and urge older people and anyone with existing health problems to stay home. 693
We are right in the middle of the 2017 Atlantic Hurricane Season and things have really picked up in the tropics. So much so that it has many of you asking, “Why have things suddenly gotten so active?”Well, it’s actually normal to see the tropics so active right now.Hurricane season goes from June 1 until Nov, 30, with the most active months being August and September. The reason these two months see the most activity is because it’s when the waters in the Gulf of Mexico and the Atlantic are warmest, which is a key ingredient for tropical development.As the sun angle gets lower in the northern hemisphere and we head towards winter, the waters in these areas begin to cool which is why we see the numbers drop for October and the final month of November.When it comes to rating these storms, it’s something similar to the Enhanced Fujita Scale – how we rate tornadoes.Hurricane ratings are based off of the Saffir-Simpson Scale, and we rate them by categories: 985