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It doesn’t take much to upend many Americans’ finances. A car that won’t start, a furnace that dies or a trip to the hospital can leave households struggling to make ends meet.According to the Federal Reserve, 44% of U.S. adults say they would have trouble coming up with 0 to cover an unexpected expense. Even families who have more in the bank can flounder. Surveys by The Pew Charitable Trusts found that 51% of families with at least ,000 in savings reported trouble paying the bills after a financial shock.Yet it is hardly a shock if an appliance wears out or a car breaks down.It’s time to rethink what we mean by unexpected expenses. Some bills may be unpredictable in their amount or their timing, but they’re still inevitable. In other words: If you have a car, or a home, or a body, sooner or later it’s going to cost you.A better approach, especially for households currently living paycheck to paycheck, is to save for the most likely costs and have some kind of Plan B to handle the truly unexpected.Here’s how that might work with three of the most common unexpected expenses Pew found: 1119
It’s not about the destination, it’s the journey. A new flight aboard a commercial airliner is all about the journey for those missing the joys of travel.Qantas Airlines recently announced a seven-hour scenic flight, and it sold out in about ten minutes. At least 130 people bought tickets to board a plane and fly around Australia for several hours before landing back at the same airport."For those who are missing the excitement of travel or are keen to wave to friends and family interstate," Qantas stated in their flight information.It’s not just any flight, it’s aboard a B787 Dreamliner aircraft offering low level flybys of unique sight-seeing locations around Australia. Flyover locations include the Great Barrier Reef, Byron Bay, Sydney Harbor, Uluru and Kata Tjuta.The Dreamliner boasts large passenger windows for sightseeing, and it's usually used for long-haul international flights. Passengers will be treated to a meal designed by top Australian chef Neil Perry, a surprise celebrity MC and inflight entertainment.Tickets started at about 0 US for economy class and went up to roughly ,700 US for business class.No word if Qantas will be offering more scenic flights in the future. 1212
It’s harvest time for the wine industry on California’s Central Coast.At Wolff Vineyards in Edna Valley, owner Jean-Pierre Wolff is dealing with all kinds of issues.“Today in my vineyard, it’s over 100 degrees,” he said. “The impacts of the fires and the smoke taint really add another level of challenge.”These environmental challenges are now costing Wolff financially. Some customers canceled their orders because of concerns about nearby wildfires impacting his grapes.“Negative effects can manifest themselves later on after fermentation and during barrel aging,” Wolff said. “So, they basically backed out of agreements.”Millions of acres have recently burned across California, Oregon and Washington, areas that produce 85% of the country’s wine.“It’s the first time in recent history that fires have impacted so many different wine grape growing regions,” said Anita Oberholster, Ph.D. with the University of California, Davis Department of Viticulture and Enology.She says America’s wine tourism is already struggling due to COVID-19 and that these fires could cost the industry even more through job loss and damaged products.“The problem with this year is the fires started much earlier than our harvest season,” Oberholster said. “About 10% of the grapes have been harvested and the rest were still on the vine. 2020 is not our year.”For many wineries, smoke taint of grapes is so severe, there might not be a 2020 vintage.“The 2020 vintage is going to be one where we’ll have a limited amount of high-quality wines,” Wolff said.While Wolff is working to keep his products from going down the drain and letting his wine go to waste, he says many in the industry are dealing with fire fatigue and that an increase in cost linked to these fires could be felt in years to come.“2023 probably particularly with reds is when impacts will be felt,” he said. “We’ll bounce back, but we’ll be a little black and blue.” 1930
It's been six months since the man once synonymous with Hollywood inadvertently caused a seismic shift and one of the most important conversations in the industry's history — and even beyond the entertainment world.What began with a few brave women coming forward about mistreatment at the hands of Oscar-winning producer Harvey Weinstein has emerged into a movement against abuse that has reverberated across industries.In just half a year, dozens of once powerful men have been held accountable for mistreatment, thousands of people have raised their voices to say, "me too," and at least one industry -- people hope, anyway -- will never be the same.Again, it's happened in six months.As it stands, the allegations against Weinstein range from harassment to rape, include the stories of more than 80 women and span several decades. (Through a spokesperson, Weinstein has repeatedly denied "any allegations of non-consensual sex.") 946
In its first game in four months, the MLS returned to action in Orlando on Wednesday between hometown Orlando City and Inter Miami CF. But before the two teams kicked off the long-awaited return to team sports in the US, the two squads stood silently for several minutes in solidarity with the Black Lives Matter movement. The Memorial Day death of George Floyd while in police custody prompted national unrest and protest over incidents of police brutality. The return to play is part of a six-week tournament being held in Orlando. The MLS said it will not play the national anthem before games during the tournament.During the moment of silence, players in the starting lineup took a knee while reserves and players from other MLS squads stood around the field with one fist held high into the air.The protests were akin to ones led by former NFL quarterback Colin Kaepernick, who kneeled during the preegame national anthem during the 2016 season.The MLS said that members of the Black Players for Change promotes the fight for racial equality and human rights, as the group was formed to give Black players in MLS a voice and assist in making systemic change both inside and outside the league. 1207