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TALLADEGA, Ala. (AP) — NASCAR says a noose was found in the garage stall of Bubba Wallace on Sunday at the NASCAR race in Talladega, Alabama.Wallace is the only full-time Black driver in NASCAR's elite Cup Series. Two weeks ago, he successfully pushed for NASCAR to ban the Confederate flag at its tracks and properties. Wallace also drove a car with "Black Lives Matter" decals at a race earlier this month.NASCAR said it has launched an immediate investigation into the noose. The series says it was “outraged” and said there is no place for racism in NASCAR. 569

Streaming media company Netflix is raising its standard and premium plans for its US subscribers.According to Netflix, which announced the news on Thursday, the standard plan is now .99 a month, jumping up a from last year when it was .99 a month.The premium jumped up by and will now cost .99 a month.The company's basic plan will stay at .99 a month.Current subscribers will see their monthly bill increase in the coming weeks, USA Today reported.According to CNN, Netflix's stock increased 5% following the news. 540

The Better Business Bureau (BBB) is warning that the number of online puppy scams has risen sharply in 2020. The rise in scams comes as more families seek to adopt pets to ease the loneliness, tension or boredom associated with the COVID-19 pandemic.Scammers are taking advantage of the rising demand by tricking would-be pet owners into paying hundreds of dollars or more to purchase animals that ultimately don’t exist.The BBB says its Scam Tracker has received nearly 4,000 reports of pet fraud so far this year and the bureau projects it will receive about 4,300 reports by the end of 2020, amounting to approximately .1 million in losses. Last year, there were only 1,870 pet scams reported, amounting to just over million.The BBB says it started to see this spike in scams when the pandemic hit the U.S. in the spring. Accordingly, there were more reports in April than in the first three months of the year combined. This trend is continuing into the holiday season as well. The BBB says it received 337 complaints about puppy scams in 2020, which is a dramatic increase from 77 for the same month in 2019.The median loss reported to Scam Tracker this year is 0 and victims between 35 and 55 accounted for half of the reports.With scammers evolving their tactics during these difficult times, the BBB says consumers should exercise extreme caution when shopping for pets online.Data from the Scam Tracker shows that mobile payment apps like Zelle and CashApp are often being used now, whereas Western Union or MoneyGram wire transfers were popular payment methods documented in a 2017 study. Also, the BBB says pet scammers now commonly use online advertising tools, like sponsored links to boost their fraudulent listings in search results.Additionally, the pandemic has given scammers a new tool in their arsenal. Reports show many fraudsters are telling victims they cannot meet the animals before sending money because of COVID-19. To combat this, experts recommend using video conferencing to meet the animal and owner virtually before buying.Scammers have also made COVID-19-related money requests for items such as climate-controlled crates, insurance and non-existent COVID-19 vaccines.Michelle L. Corey, BBB St. Louis president and CEO, says knowing the red flags associated with these pet scams can help consumers avoid heartache and losing their money.The BBB recommends the following when buying pets online:See the pet in person before paying any money. In light of the COVID-19 pandemic, consider a video call with the seller so you can see the seller and the actual pet for sale. Since scammers are not likely to comply with the request, this may help avoid a scam.Do a reverse image search of the photo of the pet and search for a distinctive phrase in the description.Do research to get a sense of a fair price for the breed you are considering. Think twice if someone advertises a purebred dog for free or at a deeply discounted price … it could be a fraudulent offer.Check out a local animal shelter online for pets you can meet before adopting.BBB urges more law enforcement action against pet scammers.The public should help to educate those looking for pets online by sharing BBB’s tips and study.Click here to learn more. 3267

Student loans borrowers are still struggling right now, even with payments on federal loans suspended.Nearly half of borrowers in a new survey from personal finance site Student Loan Hero have lost income during the pandemic. About 34% have had their pay or hours cuts and more than one in three borrowers are experiencing food insecurity.Currently, federal student borrowers have placed in an administrative forbearance, which allows them to temporarily stop making their monthly loan payment. The suspension of payments will last until Sept. 30, 2020, but they can still make payments if they choose. About two months before the pause on federal student loan payments is scheduled to end, advocates are warning we're not ready.“Back in March, when the CARES Act was passed, I think September 30 made a lot of sense at that point. We were hopeful that by September we'd have the virus under control, that we'd be getting back to normal, that things would be reopening,” said Sam Gilford, Director of External Affairs at the nonprofit Student Defense. “But of course, here we are in July and it's clear that's not the case.”Student Defense has been representing students who had their wages garnished months after the CARES Act said that's not allowed.Just last week, the Department of Education said it's still happening to thousands of borrowers.The organization stresses that now is the time to be your own best advocate.“Many people will be eligible for what's called 'income-based repayment,' which is a repayment plan where your payment varies based on your income and if your income drops to certain level, your payment will drop to zero,” said Gilford. “That can be a really good option for a lot of people, but it's something that takes time to get started so don't wait until October 1.”Gilford says to watch out if you contact the company in charge of your student loans and they recommend forbearance instead of income-based repayment. You get a temporary pause on your payments, but interest keeps growing so your loan is getting bigger.There's another reason not to wait to contact your servicer.Student Defense says even in good times, servicers struggle to keep up with the volume of requests and calls from borrowers. So, it's likely they'll be overwhelmed if the pause on payments lifts at the end of September.The Department of Education is expected to start communicating with borrowers next month about their loan payments getting ready to start again.Click here to learn more about your student loans and read frequently asked questions. 2567

Talking with teens about drugs and alcohol may not be the easiest thing. But research shows kids whose parents do, are 50 percent less likely to abuse those substances. One family is going beyond the talk, and developing a plan we can all learn from.Snack time at the Wardell house is more than a time to eat. It's also a chance for Karla Wardell to check in with her kids. And while these topics may be light ones, conversations on heavier topics don't look much different.  Wardell says she started talking with her teenage children, Brandon and Elissa, about drugs and alcohol when they were young. She says she's honest with them about the reality of drugs and alcohol, and pushes them to think about how they might react if around them. And if there's a situation her kids can't get themselves out of, the Wardell's have developed a plan for that.  "We have a little code word they can text or a call," Karla Wardell says. "And if they text and they write something like what time do you want me home but if home is all capitalized that is their SOS to me like I want to come home."  Elissa Wardell has had to send her mom a text like that, and even uses a way to delete it to be even more discreet.  "Your friends won't be able to see that you have said I want to go home," Elissa Wardell says. "They will just think that your parents are being mean and you can go home."  Steve Martinez works with Speak Now, a campaign that encourages parents to have conversations with young ones about the dangers of substance use.  "If a parent feels that it is wrong for example to binge drink or use substances, that teens are three times less likely to use," Martinez says.  Martinez says conversations can happen anywhere, and can start when a child is as young as nine. He says approach matters, and scare tactics don't work.  What does work? Building trust. One conversation at a time."The bond that parents have with their kids is it's really special," Karla Wardell says. "And we need to recognize that and our kids will listen to us if we have the courage to talk with them." 2126