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Millions of small businesses are fighting off permanent closures, looking for every possible penny to help them stay afloat amid the pandemic. However, there is a little-known CARES Act rule that could net small businesses tens of thousands of dollars in just a few weeks, and it helps keep more people employed.Back in March, when Congress passed the CARES Act, most of the focus for businesses was on the billions of dollars allotted for Paycheck Protection Program (PPP) forgivable loans. Congress also included a temporary tax rule, at the same time, for businesses.“If you had a loss in 2018, 2019, or 2020, any of those years, you could carry it back up to five years to generate refunds,” said Chris Catarino, a CPA with the firm Drucker & Scaccetti in Philadelphia.Catarino explained that under the new rule, businesses can generate a tax refund by applying 2020 losses to taxes paid over the past five years, essentially making the tax burden in past years less, netting them the refund.Losses for 2020, though, can only be filed after Dec 31, 2020. However, the temporary rule also applies to 2019 and 2018. So, if a business had losses over those two years, they could carry back those losses to their respective five-year period and possibly generate a refund.Businesses can start filing for a refund on 2018 and 2019 losses now. Catarino explained they would have to file an amended return or 1045 form.“The 1045 is generally quicker,” said Catarino “The IRS is required to respond and process those within 90 days.”The tax refund, under the temporary net operating loss rule, could mean tens of thousands of much-needed dollars for some businesses. However, Catarino pointed out that the biggest refunds would be for businesses with the largest “swing” from the prior years.For example, take a business that did extremely well in 2019. It likely paid a high tax bill that year. Then, this year, it had a significant loss of business. That business could get most of the money it paid in taxes the year prior, possibly even all the money it paid but nothing more than was paid in taxes. The same principle applies to 2018 and 2019.“The idea that they could recoup some taxes that they already paid in the past, today, could really be significant,” said Todd McCracken with the National Small Business Association. “It could mean the difference between keeping your doors open or not.”Although the temporary tax benefit could save some businesses, there is concern that the businesses that may need it the most may not be aware of it.“It is the smallest companies that don’t know, that tend to deal with their taxes once a year,” said McCracken. "They don’t have an ongoing relationship with a CPA. They go have their taxes prepared in the spring and find out, ‘Wow, I could’ve had this benefit all along.’ Next spring, of course, could be too late.”It could be too late for many businesses, especially if another round of coronavirus-related closures occurs and a second stimulus package isn’t passed soon. 3031

Much like fired FBI Director James Comey, former FBI Deputy Director Andrew McCabe wrote memos documenting his conversations with President Donald Trump, a source with knowledge of the matter told CNN.A person familiar with the matter told CNN McCabe's memos are now in the hands of special counsel Robert Mueller, who is investigating Russian interference in the 2016 election.The memos also detail what Comey told McCabe about his own interactions with Trump while he was FBI director and are seen as a way to corroborate Comey's account in Mueller's probe.Attorney General Jeff Sessions fired McCabe on Friday, about a day before his 50th birthday and the date he was set to retire and begin receiving his anticipated pension, over accusations that McCabe directed FBI officials to speak to the media about an investigation tied to the Clinton Foundation and misled investigators about his actions. Following his firing Friday, McCabe told CNN in an interview that he had four interactions with the President last May, while he was acting FBI director.McCabe revealed that he had three in-person interactions and one phone call with Trump, in which the President berated him each time about his wife's failed Virginia Senate campaign.It is unclear exactly what is in McCabe's memos and if he memorialized every interaction he had with the President."In May, when Director Comey was fired and I had my own interactions with the President, he brought up my wife every time I ever spoke to him," McCabe told CNN. "Of course, I disagreed with him."McCabe also confirmed that the President asked him who he voted for in the 2016 election, which was reported back in January and which Trump denied.The former No. 2 official at the FBI told CNN that Trump did not bring up the agency's investigation into Russia meddling in the 2016 election. 1846

NASHVILLE, Tenn. -- A Nashville ride-hailing driver is using the money she earns to make meals for the homeless.Kerry Wiles is a full-time scientist at the Cooperative Human Tissue Network at Vanderbilt University Medical Center.When Wiles was diagnosed with breast cancer in 2018, she made a bucket list that included driving for Uber and Lyft."I thought 'I'm going to make a bucket list of everything I've wondered about' and this was on it," said Wiles.Within a couple days, Wiles knew she liked the gig."What I found is I really like talking to the people. I like meeting them and sharing my favorite spots in Nashville," she said.But Wiles also discovered quickly that Nashville's homeless population is sizable and growing."As I was driving around I would notice the same people in the same spots and I noticed a lot of new homeless," she said.A week into it, Wiles began making meals for the homeless."If I have a rider with me, they're kind of amazed," she said.Wiles uses the fares and tips she receives to pay for the lunches. She hands them out during her shifts."If you leave a tip I match it... everything I need to make the lunches is basically subsidized by my tips and rides," she said.Wiles has her route down to a science now. On Saturdays and Sundays, she typically hands out more than 100 lunches.This summer, a customer started to help after hearing about what she does."It's the best thing in the world," said Ryan Caldwells. "It's a humbling experience. When I was a bellhop, I would see people freezing and under bridges and it just didn't sit well in my soul.""We started talking about his goals and dreams and he said he wanted to work with the homeless. I love having his help. He's energetic and an amazing 24-year-old kid," Wiles said.Recently, the duo started writing down the shoe sizes of people in the homeless community to get them boots for the colder months.WTVF's Hannah McDonald asked, "How do you fit this all into your week?""What's important you fit into your week. You just have to determine what's important. When you stop and evaluate life, there are a lot of things that become important to you whether that's the legacy you leave behind or the ability to inspire someone else," said Wiles.Learn more about Homeless Helpers Lunches on Facebook.This story was originally published by Hannah McDonald at WTVF. 2361

Multiple deaths are being blamed on flooding and torrential rains in North Carolina. At least six people, including a child, have died so far.More than 30 campers were rescued Thursday morning from flash flooding at a campground about 60 miles northwest of Charlotte. 275

Music label Sony says it was duped after admitting three songs on a Michael Jackson album it released after his death are fake.The songs were on Sony's album "Michael," which was released in 2010 and is said to have previously unreleased tracks by the famed music artist. According to reports by Fortune, Vibe and other music news outlets, the music label made the admission in a court hearing.The three songs are  “Breaking News”, “Monster” and “Keep Your Head Up." Producers Eddie Cascio and James Porte claimed the songs included Jackson's vocals.The album was released by Epic Records, which hasn't commented on the issue, Fortune reports. 671

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