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You might be driving less during the coronavirus pandemic. If so, a different type of insurance could save you money.Pay per mile auto insurance is for those who drive less than 12,000 miles per year.“They are seeing in the news that people are giving rebates, so it’s at the top of their mind, where maybe they didn't think of that before and now they are thinking, ‘oh yeah, that’s right, I am driving less, I should be paying less,” said Michelle Megna with CarInsurance.com.One company claims it can save you about 0 a year.You pay a flat rate, then 6 cents a mile. There's a cap on the number of miles you can be charged for.Ford recently partnered with Metromile to offer the insurance in its new connected cars.Other companies like Nationwide, Allstate and a new company called Mile Auto also have similar plans.“Typically, there are few complaints about pay per mile, because its relatively straightforward and its very simple and obviously consumers like that,” said Megna.Pay per mile is different than usage-based insurance. That also takes into account when you drive, hard braking and acceleration.Pay per mile is strictly miles and is typically tracked through an app or device.Even if you're driving over 10,000 miles per year, it could still pay to shop around. 1288

With protests erupting across the country during the pandemic and some calling to defund the police, many people are now looking for new ways to stay safe.“When people start getting stretched and they’re already living on the ends, at what point do you start seeing good people make bad decisions,” said Mark James, owner of Panther Protection Services, a private security company in Atlanta, Georgia.His bodyguard services have increased 40% in the past four months, while the firearms training that he offers has increased more than 300% in the same time frame.“People who have never been gun owners before are now buying guns,” he said. “Those people who are buying guns are saying, ‘I have to learn how to use a gun that I just bought for my own personal protection.’”This increase in private security is happening across the country.“Bodyguard services went up at least 100% since this whole COVID-19 era has started, along with some of the racial tensions that are going on,” said Dexter Ravenell, owner of Around the Clock Security in North Carolina.For the past few months, Ravenell has been getting requests from all kinds of people.“From Blacks, whites, Hispanics, male, female,” he said. “I’ve never seen anything like this as far as the demand that we are getting.”The cost for Ravenell’s services starts at per hour and goes up from there.“It’s good for business but morally it’s kind of sad to see that we’re coming to that now,” he said.James wouldn’t tell us how much he charges but did give some safety tips for free.“I always walk wide to make sure there’s no one on the other side of my vehicle,” he said.James says the best safety advice he can offer is situational awareness.“I’m always looking at the small things which keep me from having to do big things,” he said. 1801

Mortgage insurance premiums required: 1.75% upfront and monthly premiums that vary with your loan term, loan amount and down payment, from 0.45% to 1.05% 156

— 7 billion just in food imports, NBC News reports. The barriers will have a high economical impact, and that will affect consumer wallets as the price of goods increases due to demand.The President says there is a very good likelihood the border will get closed off. Mexico will also feel big effects as its economy will be pinched with the money from those imports being decreased. It has not been made clear when Trump plans to put a closure into effect. He is 468

in the Senate.The bill, which was introduced by the Trump administration, was blocked after Democratic Senators voted against it.Democrats have said the bill offers too much to corporations and not enough protection against the funds being used for stock buybacks and executive pay. Republicans urge that the bill be passed quickly, so the federal government begin sending Americans checks of up to ,200 to help stimulate the economy.As the Senate bill failed, House Speaker Nancy Pelosi introduced her own stimulus bill in the House of Representatives — a move that could lengthen the amount of time it could take for the government to provide aid to economically strapped Americans. 688