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After months of being unable to splurge on things like a vacation or even a night at the movies, experts say many Americans have hit a point of “frugal fatigue.” In fact, a new report by Comscore Inc. shows impulse spending is at the highest ever.With store closures and in-person shopping concerns, many consumers have moved more of their spending online. On average, they’re now spending roughly 25% of their discretionary income there.“When people are cooped up at home, there’s the tendency for impulse buying,” said Greg McBride, the Chief Financial Analyst at Bankrate.com.“I think the pandemic has moved us forward seven years in the last seven months, in terms of certain trends particularly towards digital,” he added.While online shopping has been around for a long time, McBride explained that in the last seven months, more retailers have gone online. Those already there have invested significantly in making their shopping experience easier and more convenient, so that people could spend more and more often.An easier online shopping experience eliminates the "old buffer" of someone getting in their car, driving and browsing around their favorite stores. The old way provided time to reconsider a purchase or how much to spend.“The tendency for emotional or impulsive purchasing can be really devastating towards your financial goals and unwind a lot of progress you may have otherwise already made,” McBride added.A little impulse spending won’t hurt, but these numbers are concerning some experts like McBride.“It’s really important to identify what is your trigger? Is it sadness, is it boredom, is it 'Keeping up with the Jones?’” he said. “Then developing strategies that can distract you from that.”Two simple strategies he suggests are, first, do not show up without a list or only shop for specific item. This goes for in-store shopping and, especially, online.Secondly, you should set a personal threshold for spending and impose a 24-hour waiting period for purchases above that threshold. It recreates a buffer and gives you time to sleep on the financial impact of bigger purchases. That impact could be more significant during this pandemic. 2179
Alec Baldwin is a father again.He and wife, Hilaria, announced Thursday that she had given birth to their fourth child, a son."He's here! He's perfect! 8lbs 2oz #wegotthis2018," they captioned a photo showing the couple with their new baby on Instagram.It's the third boy for the pair, who married in 2012.The new baby joins siblings Leonardo ángel Charles, who is 20 months old, Rafael Thomas, 2, and big sister Carmen Gabriela, 4.Baldwin, 60, also has a 22-year-old daughter, Ireland, from his former marriage to actress Kim Basinger.In the May edition of Hola! US, Hilaria, a 34-year-old yoga and wellness expert, said that she, and not her actor husband -- who has been known to be mercurial -- is the alpha parent."I am the boss at home and everybody knows that. They call me that," she said. "You ask them, 'Who is the boss?' and they'll say, 'Mommy is the boss.'" 884
ALPINE, Calif. (KGTV) — Kevin Coleman feels a range of emotions when he steps foot onto the land in Alpine he used to call home. He and his wife Monica lost two houses on the property during the July 2018 West Fire. "Disappointing, heartache, anxiety, stress, how do you rebuild?" he says.The 22-acre parcel in Alpine has the remnants of the two houses, while a third home on the property is rented out. Meanwhile, the Colemans are living with other family. "We've exhausted the little bit of insurance money that we got to do the debris removal, the cleanup," Kevin says. "We had to take care of trees and all the damage on the property." About 60 homes burned in the West Fire, a number of them still not rebuilt. Looking for any solution, Monica began calling contractors she'd worked with in the past. She found her answer sitting in a San Diego storage yard near Oak Park. That's where the city had been storing a historic home since a 2014 legal settlement with The Academy of Our Lady of Peace. As part of the settlement, the city was forced to remove two historic homes from Normal Heights to make way for the school to expand. It had one remaining in the yard, and agreed to sell it to the Colemans for . Monica mailed the city a signed contract with a bill Thursday. The only catch: The family must keep the home's historic character. "I was very shocked, and bawled my eyes out when they said, we're going to sell you this house for a dollar," Monica said. The next steps, however, are costly. Kevin says a contractor quoted the family ,000 to move the home to their land in Alpine. It will also cost about ,000 in labor to make the home habitable. A City of San Diego spokesman says no other homes are available. 1744
After a nearly five-hour delay, the prosecution in Paul Manafort's trial called its first witness of the day on Friday afternoon, with the lengthy delay still unexplained in the courtroom.Judge T.S. Ellis returned to the courtroom at 2:22 p.m. ET, more than a half hour after they were scheduled to reconvene. After conferring with attorneys for the prosecution and defense briefly, Ellis said: "Mr. Andres, you may call your next witness."Prosecutor Greg Andres reminded him the jury still needed to be brought in.The courtroom erupted in laughter.There's has been no word from Ellis or the attorneys about the reason for the long delay.When the trial was supposed to begin at 9:30 a.m. ET Friday, Ellis huddled twice with lawyers for both sides, while the conversation was obscured from the public with white noise. The court then recessed for nearly an hour, before the lawyers and judge returned to the courtroom.Ellis brought the 16 jurors in, stressed to them the importance of not discussing the case and told them to "keep an open mind." He also said the court plans to "continue with evidence" presentations in the afternoon and that he would "expect to make progress."Prosecutors had intended to rest their case on Friday, although that may not happen now with the delay. They expect to call a pair of banking witnesses who were granted immunity to testify and an employee for the New York Yankees.Manafort's case is the first that special counsel Robert Mueller's team has brought to trial, charging Manafort with 18 tax and banking crimes. He has pleaded not guilty to all charges. 1601
According to the CDC, more than 30 states are reporting West Nile virus infections in people, birds or mosquitoes. Early symptoms of West Nile are similar to any virus or the common cold. These days, that means it's hard to differentiate from COVID-19.In Los Angeles, it's a big job to mitigate mosquitoes. The Greater LA County Vector Control District serves nearly 6 million people in 35 cities. So far this year, more than 230 mosquitoes have tested positive for West Nile.“Every year, our mosquito season seems to get longer and longer and that goes into it being warmer and warmer,” said Anais Medina Diaz, the public information officer for the LA County Vector Control District. “Now we’re seeing mosquito season go from March to the end of October, sometimes into the beginning of November.”Officials say there have been two West Nile deaths and more than 30 human cases in Los Angeles County. They've gotten creative in order to reach people, to inform them of the threat in their own backyard.They've done a TikTok dance video and Diaz said, “We’re looking at trends on social media to see what catches people’s attention.”One TikTok video Diaz’s organization released was a parody to one of Lady Gaga’s famous songs. That Lady Gaga remake even has the mosquito taking the lead.“There was a toss a brush makeup on TikTok and we did a toss the sponge little video and that’s because the Aedes mosquito, most people don’t know, but they lay their eggs around containers and the best way to get rid of those eggs is by scrubbing out the container,” Diaz said.California has had more than 90 human cases, more than 270 dead birds, and 2,300 mosquitoes sampled in 2020."Mosquitoes don’t respect city lines or district lines or county lines so we need to really think of it beyond geographic boundaries,” said Dr. Aiman Halai, an epidemiologist for the LA County Department of Public Health.Public health officials say this is where it becomes a problem that affects everyone everywhere. Dr. Halai specializes in infectious and vector borne diseases like West Nile.“The symptoms range from mild illness to severe illness,” Dr. Halai said. “Most of the cases we get are severe because that’s when the person will go to the hospital and get tested.”When we asked how to differentiate symptoms of West Nile versus that of COVID-19, Dr. Halai said, “Early on, it could resemble COVID-19 as well its non-specific so fever, body ache, tiredness that could occur with West Nile as well as COVID-19.”But the real difference, Dr. Halai says, is when symptoms become serious.“COVID-19 is primarily a respiratory virus,” Dr. Halai said. “It affects the breathing system which causes cough, shortness of breath, and in severe illness, a lung infection or pneumonia which is then very different from severe illness caused by West Nile virus.”She says severe symptoms of West Nile involve confusion, blurry vision, drowsiness, and limb weakness, as it affects the nervous system. Mild cases of West Nile often go undiagnosed, meaning there are far more cases than we know of. West Nile is not contagious; you can only get it from mosquitoes, which is another huge difference when compared to the coronavirus. But those at risk are in the same category.“It’s our elderly, people with underlying medical problems, hypertension, diabetes, chronic heart and lung conditions those are the people we need to protect and they’re the ones that should be prioritizing preventive action for both these viruses,” Dr. Halai said.For the coronavirus, that means wear a mask and socially distance. For West Nile, that means removing all standing water anywhere on your property, checking your window screens, and wearing bug spray.“Unfortunately, this is our new reality we have to wear repellent and use one that has an active ingredient recommended by the CDC and EPA which is Deet, Picaridin and oil of lemon eucalyptus,” Diaz said.As with the coronavirus, officials urge people to do their part. It's a community effort and everyone's job to keep mosquitoes in check. 4055