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People who have swimming pools know they sometimes have to pull small animals out who get stuck. Usually that is limited to animals like frogs or mice.A homeowner in Ohio called police when she found two fawns in her pool. The woman said the deer had been in the water for more than an hour as she tried to get them out with no luck.Officers were able to corral the deer to the water’s edge and pull them out. The rescue was captured on body camera one of the officers was wearing. “The deer were tired, but happy, as you can hear them let out a “cheer” of appreciation after being rescued!” a Facebook post from the City of Parma Police Department reads.Both deer ran off back into the wild on their own. 713

Police departments across the country have been getting more diverse, but there are conversations happening now about further improving diversity in new officer hiring.A new analysis from The Washington Post finds many major police forces are still whiter than the communities they serve.For example, in Milwaukee County, Wisconsin, 49% of residents are racial minorities, but 83% of officers are white. And in Philadelphia, 77% of the population is non-white, but 59% of officers are white.University of Maryland criminal justice professor Maria Velez has been researching the impact of this as it relates to crime.“In communities that are predominantly African American, as percentage black goes up in a neighborhood, that's often been thought of as a risk factor for violent crime, but what we find is that in cities where there is, representation in terms of the city council, having a black mayor, having a civilian review board, having prior levels of unrest actually renders that relationship insignificant,” said Velez.She says when cities have more minorities on their police force, that signals accountability and receptiveness. And that filters down to the neighborhood level where it starts to create a sense of trust.“At the end of the day, this is good for both the communities and the police right, because the police need to be able to do the work that they need to do to help with things related to crime, but they can only do that if the community trusts them and is willing to engage with them and work with them,” said Velez.She stresses having more black and Latino officers is a step in the right direction. However, departments also have to make sure there is institutional change, where police are held accountable from outside the department. 1775

PARIS (AP) — At least two people were killed in France and a stretch of elevated highway collapsed in Italy as heavy rains pounded the region over the weekend, trapping travelers, downing trees and unleashing mudslides on picturesque sites along the Mediterranean shore.A 30-meter (100-foot) section of highway along a viaduct near the flooded Italian coastal city of Savona collapsed Sunday, authorities said. In images carried on Italian television, rescuers could be seen searching the area for possible casualties. News reports said a landslide on a rain-soaked hillside might have triggered the collapse.Flooding in Turin, a city in northwest Italy, prompted cancellation of a marathon. In France, the Nice airport was briefly closed Saturday. Rivers leading from the Alps to the French Riviera broke their banks, and sirens rang out in resort towns. Images on French media showed cars peeking above inundated streets and waves slamming onto roadsides.A rescue boat sank while bringing three people to shore near the French town of Muy, and one of them died, the Var regional administration said. Another person was found dead in a car in the town of Cabasse.French authorities are searching for two people missing in the floods, Nice Mayor Christian Estrosi said Sunday.In Italy, rescuers searched Sunday for a woman swept away by the surging Bormida river in the north.Rain-swollen rivers and flooded streets plagued Italy, where it has been raining, sometimes heavily, in much of the country nearly every day for about two weeks.In Turin, the Po River overran its banks and flooded the medieval quarter and a popular riverside strolling area known as the Murazzi.Some 150 people were evacuated from homes in Liguria, Italy’s hilly northwest coastal region. The region struggled with mudslides that blocked several roads, isolating hamlets. In Genoa, the region’s principal city, the charming neighborhood of Boccadasse, a former fishing village with pastel-painted houses, was flooded after the sea rushed over retaining walls and onto the seaside road.Venice was partially flooded, but the high tide’s level of nearly 1.3 meters (4.3 feet) in late morning was not unusual for the lagoon city accustomed to the phenomenon of “acqua alta,’’ (high water). That level was nearly 60 centimeters (two feet) lower than the exceptionally high wind-driven tide that devastated the art-rich tourist destination earlier this month. Venetians and visitors walked on strategically placed raised walkways or sloshed in boots through water that quickly receded to mid-calf level, then ankle-level.In parts of the south, cars churned through water higher than their tires, and several motorists had to be rescued from their vehicles in flooded streets in Reggio Calabria, a city in the southern ‘’toe’’ of the Italian boot-shaped peninsula, RAI state TV said.In Puglia, the ‘’heel’’ of the peninsula, authorities in the Baroque city of Lecce ordered as a precaution on Sunday the closing of parks and cemeteries for fear that storm-battered trees might crash onto visitors, the Italian news agency ANSA said.France’s interior minister visited the affected area Sunday, as authorities worked to restore electricity to thousands of homes.French national weather service Meteo France said the area absorbed the equivalent of two months of average rainfall in 24 hours.___D’Emilio reported from Rome. 3397

PHOENIX, Arizona — Cell phone video of a boy repeatedly punching a girl in a sixth-grade class at Alfred F. Garcia Elementary School in Phoenix has gone viral, and the mother of the victim is upset with the school for not contacting her after the beating. The 12-year-old girl who was punched did not want to show her face or give her name, but says a lot of kids in school have seen the video. "It's gotten to the point where it's so viral, that they've made memes about it," said the victim.The girl used to be friends with the boy who is seen punching her, but she claims she made a joke months ago about his sister. She says she feels the attack was planned and some kids pulled out their phones to record it.  "I looked at the phone, and I knew it was coming," said the victim. "That's why I didn't do anything about it."The victim says she didn't tell her mom because she didn't want her to worry. "It was hard telling her because I don't like seeing my mom cry," said the victim. "It hurts."But her mom, Antoinette Contreras saw it days later.  "It just feels like all my fears and worst thoughts happened," said Contreras. "They came true."Contreras says she is shocked the school never contacted her. She finally got through to the principal on Thursday. "My question to her was, 'Why did you not contact me?'" said Contreras. "This happened on Monday. It is now Thursday."And while she wants the boy to face consequences, more importantly, Contreras wants him to get help. "I come from, what we call the ghetto, south Phoenix," said Contreras. "A lot of times these kids are rejected. They're the rejects of the world. The outcasts. The misfits. They're the ones that no one cares about. Because the parents don't care about them at home. And the staff doesn't care about them at school. And no one on the streets cares about these kids."Contreras says she plans to pull all of her children out of the Murphy Elementary School District. She will also bring the issue to district officials and police. There is a new law that goes into effect next school year that requires school officials to notify parents after violent incidents.  2211

People who care about their credit scores tend to obsess about some things they probably shouldn’t, such as the possibility they might have too much credit.Let’s bust that myth right upfront: The leading credit scoring formulas, FICO and VantageScore, don’t punish people for having too many accounts. And right now, having access to credit could be a lifeline.In June, the median duration of unemployment was nearly 14 weeks, according to the U.S. Bureau of Labor Statistics. “Median” is the halfway point, which means half of the unemployed had been out of work longer. After the Great Recession, the median length of unemployment peaked at 25 weeks.Most households don’t have enough emergency savings to get through extended unemployment. Access to credit ultimately could be what staves off eviction, keeps the lights on and puts food on the table.Obviously, you can have too much credit if it would tempt you to spend recklessly. And the more accounts you have, the easier it might be to forget a payment — which can be devastating to your scores — or fail to detect signs of fraud.But that doesn’t mean you should worry about applying for the credit you need in the misguided notion that having too much credit is bad for your scores.“It’s not about the number of accounts,” says Ethan Dornhelm, FICO’s vice president of scores and predictive analytics. “It’s about how those accounts are handled.”It’s not how many cards, but how you use themBefore the advent of modern credit scores in the 1980s, lenders did worry that people who had access to a lot of credit would suddenly run up big balances, then default, says credit expert John Ulzheimer, who formerly worked for FICO and for Equifax, a credit bureau. But data scientists have since learned otherwise. People who had been responsible with credit in the past tend to continue being responsible.“I’ve got a gajillion credit cards,” Ulzheimer says. “I could charge up every single one of my cards tomorrow, but I’m not going to do that.”Although you can’t have too much credit, you can have too much debt. Having big balances relative to your credit card limits, or a bunch of cards with balances, can definitely hurt your scores, credit scoring experts say.“There’s no right number of credit cards,” says Jeff Richardson, senior vice president marketing and communications at VantageScore Solutions. “But if you have 22 cards and they all have balances, that can add up.”Even small balances and balances you pay in full can be problematic. Credit scoring formulas consider how many of your accounts have balances and how much of your credit limits you’re using, among other factors. The scoring system uses the balances reported by your creditors, which are generally the amounts from your last statement. You could pay those balances off promptly, but they still show up on your credit reports and affect your scores.Credit-building strategiesIf you’re trying to polish your credit, Ulzheimer recommends using one or two credit cards and not charging more than 10% of their limits. That may require making more than one payment each month to keep the balances low or asking issuers for higher credit limits.If you do use more than a couple of cards, paying the balances off before the statement closing date will typically result in a zero balance being reported to the credit bureaus, and that can be good for your scores.Be careful about canceling unused cards, however. Closing credit accounts can hurt your scores, since it reduces your total available credit. If you’re concerned a lender might close an unused card, you can use it occasionally and immediately pay off any charges so you have a zero balance on the statement closing date.If your credit scores are already high, however, Ulzheimer questions how much effort you should invest in making them higher. Once your scores are over 760 on the commonly used 300-850 scale, you’re getting the best rates and terms lenders offer.Another thing people worry about, but probably shouldn’t: inquiries. Applications for credit typically have a minor impact on your scores and any impact fades within a year. But Ulzheimer says people are often convinced otherwise.“It’s crazy how many questions I get about inquiries, and they are so meaningless in the grand scheme of things,” Ulzheimer says. “People love to obsess about little things that don’t really have a whole lot of influence.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProCan You Really Trust Your Payment App?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4764

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