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Amid the coronavirus pandemic, Thanksgiving this year is bound to look a bit different than in years past.When it comes to holiday gatherings, the Centers for Disease Control and Prevention (CDC) recommends you eat with people you already live with by having a small dinner or having a virtual feast.According to Numerator, a market research firm, 70% of Americans polled that they were doing Thanksgiving differently this year.According to the New York Times, consumer surveys by Butterball and Hormel Foods also saw its customers celebrating the holiday with smaller gatherings.In turn, this has many grocery store chains approaching the holiday differently by selling smaller turkeys this year to accommodate consumers.According to CNN, chains like Walmart, Giant Eagle, and Stew Leonard's are either selling smaller birds or boneless turkey breasts. 861

As colleges figure out how to structure classes this fall, many students are questioning whether to enroll at all. The idea of taking a gap year might sound enticing, but returning students should think twice.Many colleges have official gap year or deferred enrollment policies for incoming freshmen. But returning students who choose to take time off and re-enroll once the uncertainties of the COVID-19 pandemic have passed aren’t “gappers.” They’re “stopouts,” and they face risks that don’t come with a traditional gap year.The president and founder of The Institute of Student Loan Advisors, Betsy Mayotte, explains that colleges have individual leave of absence and withdrawal policies for students who want to take time off. Students who don’t follow those rules might end up with unexpected debt and be blocked from accessing their academic transcripts.“I see a lot of students that just stop going to school and don’t understand why they’re being charged,” says Mayotte.Taking a break from college this fall could derail your overall educational and financial goals. Here’s why you should stay enrolled.You might have to reapply to get back inUnless the college makes concessions, students without an approved leave of absence are at the mercy of the readmission policy to determine if they can return. Even with an approved leave of absence, you can miss only 180 days in a 12-month period, according to the Department of Education’s Code of Federal Regulations.Schools also don’t have to readmit students who take time off unofficially. For example, University of Arizona’s Graduate college usually requires a new application, application fee and a minimum 3.0 GPA on all previous coursework at the university before readmission.But University of Arizona Graduate College Dean, Andrew Carnie, says the college is making exceptions for students during the COVID-19 pandemic.“We are being very flexible with students who want to take off the fall,” says Carnie. “Students can take a leave of absence and we are approving leaves of absence retroactively. These are extraordinary circumstances.”Communicating with your college and knowing their COVID-19 plans and policies is key. “Students have to weigh their options and look at what’s going on with their university,” says Kenneth Stephens, director of the Department of Human Services for Florida’s Southeastern University. He notes that while his school has systems in place for students dealing with the COVID-19 crisis, others are still trying to figure it out.Some colleges allow students without a leave of absence to re-enroll after two years off with no hassle. But others, like the University of Miami or East Carolina University, require students to submit an application for readmission and pay a fee after missing only one semester of school.You might have to make student loan paymentsIf you have student loans, taking time off could trigger repayment to begin. Contact your student loan servicer or lender to find out their policy.All federal student loans are in an administrative forbearance through Sept. 30, due to a provision in the federal government’s coronavirus relief package. So until then, you don’t have to worry about your loans gaining interest or going into repayment.But if you plan on missing the school year, you will exhaust that window and payments will begin after your six-month grace period ends. While there is speculation that the forbearance could be extended, nothing has been announced.Federal student loans only get one grace period, so if you use it now you won’t have it available after you graduate, says Mayotte.The coronavirus relief package forbearance doesn’t apply to private student loans. If you decide to stopout due to COVID-19, your private loans might enter the grace period and then head into repayment. And not all private lenders allow academic deferments for students who return to school, so you could be on the hook for loan payments even when you return to full-time student status.You might not find stable workStudents planning to work full time must contend with the highest unemployment rate since the Great Depression. The coronavirus remains a threat, and a second wave could cause more shutdowns, which might make finding and keeping a job even harder.“I’ve had students who mentioned stopping-out, and I told them they should really think about that,” says Sharon Taylor, director of academic advising and professional enhancement at Virginia State University. “The first thing they say is they will work, and I ask them to look at how many people are out of work right now.”Taylor advises students to continue school if they can afford it and says, “It’s better to wait out the pandemic in school than out of school.”If you want to minimize coronavirus-related uncertainties with your school, there are options other than withdrawing completely.Take a half-time schedule: Students can take fewer classes and still maintain some of their financial aid benefits while making progress toward graduation. Not all students are comfortable with online learning. Taking fewer classes will give you more flexibility in case your school shuts down early to go online.Take online classes at a community college: If you need to complete general education requirements, you may be able to do them online at a local community college. That way you can save money on tuition, avoid the unknowns with in-person classes and complete graduation requirements. Before taking community college classes, check with your school to make sure the classes will transfer and that you are in compliance with your school’s dual enrollment policies.Take an official leave of absence: If you decide not to take classes this fall, work with your school to take an official leave of absence. Communicate with your college to let them know why you want to take time off and when you plan to return. Make sure you ask questions about financial aid implications and try to work out exceptions to get more favorable terms with your school and loan servicer. If you have private loans, contact your lender to discuss your leave of absence and ask questions about how it will affect your loan’s status.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow to Get Student Loan Relief During the Pandemic and BeyondStill Undecided About College This Fall? Know These Four OptionsWhat Is a Student Loan Grace Period?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 6549

Amid the COVID-19 pandemic, with millions of schoolchildren still learning remotely as the weather turns colder, some might benefit from a few investments in their at-home experience.The following items, all under , can help make distance learning more appealing to even the youngest learners.1. New background decorationsWhen your child is on screen all day, sprucing up their background with a wall decal or two can help keep them in school mode, especially when virtual backgrounds are prohibited by school systems. Consider shopping for a school-themed wall decal like crayons, pencils, numbers or books. A quick search on Amazon or Etsy pulls up dozens of choices for under .2. A clip-on selfie lightSmall selfie lights that attach to the side of a screen can help light up your child’s face and ensure the teacher can see them, too. This light is especially useful if your student is sitting in a dark room or has a light or window behind them. You’ll want to make sure it’s not too bright for their eyes, but selfie lights generally allow you to adjust the brightness.3. A paper plannerEven though distance learning largely takes place on a computer, it’s nice for kids to get some practice staying organized on paper. To keep track of homework assignments, due dates and even online classes, consider buying a small paper planner for your student. A pack of fine-tip colorful pens can also be a nice bonus.4. Online programs to boost learningAfter checking which free online programs are available through your child’s school, you might want to supplement your child’s learning with some relatively inexpensive academic games. Prodigy, a math game for students in grades one through eight, offers a free version and a premium version, which costs .95 a month (or less if you purchase a longer subscription). Scholastic offers a “Learn at Home” program that costs .99 a month. There are countless other options, so you might want to search online for educational games related to the subjects your child wants to practice.5. A stress ball to squeezeKids of all ages (and even some adults) can struggle with sitting still and remaining on video for class all day. If your child likes to fidget, you might want to consider buying a large stress ball for them to squeeze with their hands or feet off screen. It can help get out some of their energy so they can stay focused on class. If you search online for “giant stress ball,” you’ll find plenty of options for under .6. Blue-light glassesYou’ve probably heard about the blue light being emitted from computer screens that can irritate eyes and even keep you up at night. To protect your child’s eyes from that stress, or just to make a fashion statement, you might want to invest in some blue-light glasses. They filter out the blue light and also look pretty cool. While some are pricier, plenty of colorful kids’ models are available for or less.7. Fine-tip dry-erase markersTeachers often ask students to hold up their work on dry-erase boards or paper to help keep them on task. Using a fine-tip marker with an eraser tip can make it easier for small hands to fit more numbers or words on their dry-erase board; buying different colors can make it more fun, too. You can find multipacks for under online.8. Trifold poster boardIf your child is easily distracted or working in a room with other people — including other children attending school on different computers — then surrounding their front and side views with a trifold poster board can help them stay focused on class. They can even decorate the poster board with photos and drawings.9. Kid-size headphonesHeadphones can also help cut out distractions, and there are plenty of kids’ headphones on the market for under . If you’re willing to spend a few dollars more for wireless headphones, that can help reduce the temptation to fidget with the wires.More From NerdWalletNo Credit? 3 Steps to Qualify for a Great Credit Card3 Ways to Keep Your Distance With Contactless PaymentsIf Credit Card Relief’s a No-Go, Check Out Debt ManagementKimberly Palmer is a writer at NerdWallet. Email: kpalmer@nerdwallet.com. Twitter: @kimberlypalmer. 4190

ANAHEIM (CNS) - A man working in a trench at Disneyland in Anaheim suffered fatal injuries Thursday when a steel plate fell on him. Paramedics were called to the park about 3:20 a.m., a Metro Net Fire dispatcher said. Javier Jimenez, a 37-year-old West Covina resident, was pronounced dead shortly after arriving at the hospital, according to Carrie Braun, a spokeswoman for the Orange County Coroner's Office. Jimenez was working for a contractor installing piping for a heating and air conditioning system outside of the theme park on Disneyland property, according to Anaheim police Sgt. Daron Wyatt. Wyatt said a crane carrying a large pipe accidentally struck a cross beam, which knocked over a large metal plate shoring up a wall. He said the metal plate knocked over the worker, who was in an 8- to 10-foot-deep trench. ``We are saddened by this tragic accident involving a contractor and on behalf of Disneyland Resort extend our deepest sympathies to Mr. Jimenez's family, friends and co-workers,'' said Liz Jaeger, a Disneyland Resort spokeswoman. 1065

As a number of students across the country head back to school remotely, many children are getting online for their classes every day. But school districts across the country are approaching the use of computer cameras differently."One of the things we're so worried about our kids missing out on is oxytocin. I know we don't think about it that way but that's the chemical we get when we get to be with or see or hear people that are important to us. The feeling of connectivity, that feeling of being okay is really benefited by seeing faces," said Dr. Deborah Gilboa, a family physician and youth development expert also known as "Doctor G" who has created an e-course for parents and educators to help them navigate back to school virtually. Dr. G says if schools have the secure, virtual platforms for live classroom learning, students should turn their cameras on so teachers and other students can see them.As for whether having your camera on or off during class can be appropriate depending on a child's age, Dr G says "parents are experts of their own kids and there may be individual instances where it would be valuable for a child in certain situations to leave their camera off."Dr. G says parents and teachers have a lot more to fear from kids disengaging than engaging uncomfortably. "Middle school is an uncomfortable experience for almost everyone. And I don't mean to diminish that at all but uncomfortable is not the same as unsafe. Helping our kids navigate more uncomfortable situations is often more valuable than protecting them from uncomfortable situations," said Dr. G.At Sanger Unified School District in California, administrators recommend their 12,000 students leave their cameras on when in their virtual classrooms but it's not required."The students do have somewhat of a choice to do that and we know some of our low socio-economic status students, sometimes they're just a little concerned with the background or there’s a lot going on they don't want to show. Or it could be, I don't want someone looking into my bedroom," said Tim Lopez, the Associate Superintendent of Educational Services at Sanger Unified. Lopez says the district is moving to a new virtual learning platform that will allow students to create a virtual background. He believes that and the optional cameras helps level the playing field among students while they're learning from home."There's other things like bandwidth. I've noticed even in my own meetings with adults, they're going on and off and it's like, 'Hey, turn your camera off so we can just listen to what you have to say,'" said Lopez. Whether students' cameras are on or off, both Sanger Unified and Dr. G say teachers will be prepared to ensure students are paying attention in class."I think that our teachers have learned a ton in the last six months about virtual classroom management, just like they spent a lot of time at school learning about in-person classroom management. Mostly, parents don't need to jump in to this conversation unless the teacher asks us to," said Dr. G.Navigating a new digital classroom with brand new online expectations. 3137

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