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The most destructive wildfire in California history is nowhere near done with its catastrophic rampage.Northern California's Camp Fire has already torched more than 6,400 homes and killed 29 people. If the death toll gets any worse, it will be the deadliest wildfire in California history."I'll have nightmares for the rest of my life," said Paradise resident Susan Miller, who drove through flame-lined streets to escape with her daughter.PHOTOS: 3 wildfires rage in CaliforniaBut the Camp Fire isn't the only inferno ravaging California. Fierce winds are expected to fuel two major wildfires west of Los Angeles, including one that has already killed two people in Malibu."In fact, the strongest Santa Ana winds for the south may come on Tuesday, with gusts to near hurricane force," CNN meteorologist Dave Hennen said. 829
The Kansas City Chiefs announced Thursday that an ongoing, multi-year conversation with groups of people from "diverse American Indian backgrounds and experiences" has resulted in several changes that will be implemented this season at Arrowhead Stadium.Under the Chiefs' new policy, fans will be prohibited from wearing headdresses, which the team previously only discouraged, and also will be barred from wearing face paintings that reference or “appropriate” American Indian cultures.Some fans said the changes couldn't have come soon enough."It’s been a long time coming to make some change there," Danny Sandage said. "I think change needs to occur."Most fans aren't surprised by the Chiefs' decision."I think we have to be more mindful about images that can be offensive to people," Summer Friedman said.Nor do they think it will detract from the Arrowhead experience."I know people are very rah-rah about the whole costume, the get-up and everything like that," Jean-Luc Monroe. "But to be honest with you, I'm just there to enjoy football. I could really care less about head dresses in face paint."Leaders and students Haskell Indian Nations University have previously asked the Chiefs to prohibit behavior that they believe mocks their culture."(In) 2020, there should be no excuse that this racist mockery is still taking place," Jimmy Lee Beason II, who teaches in Haskell's Department of Indigenous and American Indian Studies, said.He believes the changes the Chiefs announced are a step in the right direction toward ending the degradation of Native Americans."It pigeonholes us in this kind of savage bloodthirsty stereotype, and the problem with that is not a lot of people know about native people," Beason said.The team continues a “thorough review process” of the "Arrowhead Chop," which is what the team calls the Tomahawk Chop that is also used at Florida State and Atlanta Braves games among other venues.The team says it hopes to have additional discussions on the "Arrowhead Chop" in the future. Beason hopes it will banned as well."It encourages this behavior on the part of the fan base to continually just disrespect us and not actually look at us like actual human beings," Beason said. "We’re always viewed as these one-dimensional caricatures who are now stuck somewhere in the past."More immediately, the team says it is working to “shift the focus” of the drum to represent the heartbeat of the stadium.“We are exploring all options for a modified engagement moment from the Drum Deck that maintains a unifying effect between our fans and our players but better represents the spiritual significance of the drum in American Indian cultures,” the team said in the statement.The team plans to continue — in collaboration with the Kansas City, Missouri, Health Department — other traditions, including the Blessing of the Four Directions, the Blessing of the Drum and inviting tribes with historic connections in the area to participate in the team’s American Indian Heritage Month Game.“We are grateful for the meaningful conversations we have had with all of these American Indian leaders,” the team said. “It is important that we continue the dialogue on these significant topics, and we look forward to continuing to work together in the future.”This story was first reported by Andres Gutierrez and Sam Hartle at KSHB in Kansas City, Missouri. 3386

The National Transportation Safety Board is finishing up its initial examination into the deadly Southwest Airlines engine failure Thursday -- but many questions remain unanswered.Investigators can't explain with certainty why the left engine of Southwest Airlines Flight 1380 malfunctioned when the plane was reaching over 32,000 feet. It's too soon to determine what happened, said National Transportation Safety Board Chairman Robert Sumwalt."I know people would want answers right away. We would do a very methodical investigation," Sumwalt told reporters Wednesday in Philadelphia. "Right now, we just want to document everything that we can." 656
The latest data on opioid overdoses in Arizona are showing the highest number of deaths in 10 years.For many, the toughest decision is to find professional help. Thousands of recovering addicts in Southern Arizona are sharing the battle towards recovery.One of those is Robert Lyles, who remembers the moment he almost lost his life."I remember so well, the doctor and the paramedics yelling you're losing him, you're losing him," Lyles said.He said it is a moment he will never forget. Being rushed through the double doors at Northwest Hospital, he said, was the day God gave him a second chance to live."(The doctor) said, 'You had 30 days top, 45 you would have been dead for sure,'" he said.That was back in 2007, after being involved in a car crash and suffering a neck and foot injury. Lyles said his doctor prescribed Percocet and Ativan to treat the pain, the beginning of the end for him, Lyles stated. That's because one day his daily dose wasn't enough to end the pain."I'll take another Percocet, and when I did, I liked the feeling and from that point forward, I started increasing my drug intake," he added.After that, the rest of the year became a blur, he said. His life began closing down on him, divorcing his wife, and losing communication with his only son. Until a serious conversation with his doctor convinced him to seek professional help: "He told me you need to go back and listen to them and so I did," he explained.Ever since, Lyler said he has been the best student at Sierra Tucson, where he has been focusing on his recovery, and most importantly staying clean for nearly 10 years.He also wants to make sure other patients find the courage to recover. He hopes to pass along a very important message, "take care of yourself first and the world around you will change," he said. 1857
The mystery isn’t why so many people file for bankruptcy each year. It’s why more people don’t.Each year, only a fraction of the Americans who could benefit financially from bankruptcy actually seek relief. Economists say some don’t file because collectors aren’t aggressively pursuing them, while others may strategically delay filing because bankruptcy could benefit them more down the road.Many bankruptcy attorneys have a much simpler explanation: Fear, a lack of information and misplaced optimism keep people from getting a fresh start.A temporary pauseAbout 14% of U.S. households — or roughly 17 million — owe more than they own, according to Federal Reserve Bank of New York estimates. Many of these households could benefit from having their debts wiped out, but fewer than 1% of U.S. households actually file for bankruptcy each year. Last year, there were 752,160 personal bankruptcy filings. Researchers refer to this gap as “missing bankruptcies” — the filings that could be happening, but aren’t.Now, there’s an additional set of missing bankruptcies: the cases people normally would have filed in recent months, but haven’t. Bankruptcy filings dropped dramatically in the second quarter of this year, to about 60% of the average for the previous five years.Courthouses were shuttered by pandemic closures, which made it harder for creditors to pursue foreclosures and wage garnishments. Those are two big drivers of consumer bankruptcy filings, says David Cox, a bankruptcy attorney in Lynchburg, Virginia, and co-author of “Consumer Bankruptcy: Fundamentals of Chapter 7 and Chapter 13 of the U.S. Bankruptcy Code.”Borrowers have benefited from various forms of coronavirus relief, such as suspended payments on federal student loans, mortgage forbearance and expanded hardship options for loans and credit card accounts. The 0 weekly bump in unemployment checks, which expired in July, also kept many people afloat, Cox says.Lower jobless benefits, along with the reopening of courts and continued high unemployment, mean the lull in bankruptcy filings is likely temporary, says Jenny Doling, a bankruptcy attorney in Palm Desert, California, who serves on the American Bankruptcy Institute’s Chapter 13 Advisory Committee.She worries that people will wait too long to file. Too often, people drain retirement funds or other assets that would be protected in bankruptcy to pay debts that will ultimately be erased, she says. Putting off bankruptcy also can make it harder to come up with the ,500 needed to file a typical case.You won’t lose everythingCox says many of his clients delay filing because they fear they will lose cars, homes and other property. They are pleasantly surprised that they aren’t stripped of everything they own, he says.“There’s a misunderstanding about how bankruptcy works and what it would take from you,” Cox says.The vast majority of people who file the most common type of bankruptcy, Chapter 7, don’t have to give up any of their possessions. The types and amount of property you can keep vary by state, but typically include clothing, professional tools, wedding rings and at least some equity in your home. A few thousand dollars of equity in a car is usually protected as well. If you have assets that wouldn’t be protected in Chapter 7, you could file for a Chapter 13 repayment plan instead.You can get credit againA bankruptcy filing remains on your credit reports for up to 10 years. But credit scores can start to recover soon after you file. It’s possible to get a VA or FHA mortgage two years after a bankruptcy. Most loans require you to wait at least four years.People can start to rebuild credit a few months after their bankruptcy case is discharged by getting secured credit cards, which require a deposit, or credit-builder loans, available from some credit unions, community banks and online.The problem with anxiety — or unrealistic optimismDebt often leads to anxiety and depression that makes taking action difficult, Cox says. Many of his clients arrive at their first meeting with grocery sacks full of unopened bills.But misplaced optimism can also be a problem. The same hopefulness that causes people to take on too much debt also can lead them to put off the reckoning, he says.“You always think, ‘Our income’s going to increase, things will be better going forward,’” Cox says.Anyone struggling with debt now should consider consulting a bankruptcy attorney, Doling says. The first visit is often free, and referrals are available from the National Association of Consumer Bankruptcy Attorneys. Consulting with an attorney doesn’t obligate you to file, but it could help you avoid expensive mistakes if you later decide that’s your best option.“The people who do much better in bankruptcy are the ones who came in and got advice early on,” Doling says.This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Used Cars in Short Supply, and Shea Couleé Talks About MoneyHow Frugal Fashionistas Can Stay on TrendAre Medicare Advantage Plans Worth the Risk?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5211
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