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SAN DIEGO (KGTV) - Too many young military families in San Diego are finding themselves trapped in mountains of debt, not knowing where to turn.It's a devastating problem that the nonprofit Support the Enlisted Project (STEP) is working to tackle."It's a real challenge, and I think we are setting these families up for failure a lot of the times," said Tony Teravainen, CEO and Co-founder of STEP. "Their wage with all their allowances, E4 and below, 100% of them are below HUD's low-income level."RELATED: San Diego woman climbs out of 3,000 debt holeTeravainen says families often don't ask for help until things have gotten really bad. STEP helps prevent roughly seven evictions each month for young military families. "As a country, we don't have great financial habits. And what we see is when families enter the military we put additional burdens on them, and a lot of times this pulls them further, further into debt. We ask them to move their houses every two to three years; service members can be deployed at least a third of the time."The goal is to get as many families in need into their Emergency Financial Assistance (EFA) Program.RELATED: Making it in San Diego: Millennials outpace Generation X in both total debt and long-term savingsThe EFA Program is a unique social-work and change-management based program that was specifically designed to move military and veteran families from a financial crisis to a lifetime of financial self-sufficiency. Each family gets a social worker who helps them create a budget and set goals for the future.Teravainen says 4,500 families have come through the program since it was created in 2012 and they have a 90% success rate."A success story to me is a family that can change their behaviors," said Teravainen. Families in need of help can learn more on the STEP website. 1846

SAN DIEGO (KGTV) - Wondering what's next for San Diego's challenging housing market?San Diego State University housing lecturer Mark Goldman answered questions with 10News reporter Jon Horn for Making It in San Diego. 225

SAN DIEGO (KGTV) -- With a string of recent fires in San Diego County and statewide, it’s no secret that so-called fire season, which California fire agencies say is now year round, is getting worse.So far this year, Cal Fire has battled nearly 3,800 wildfires that have so far scorched more than 292,000 acres.That figure shows a sharp increase from previous years and is far above average for this time of year.According to Cal Fire, the last five years have, on average, seen just over 118,800 acres burned statewide by this time."We are seeing more destructive, larger fires burning at rates that we have historically never seen," said Jonathan Cox, Cal Fire regional Battalion Chief.The increasing danger even has agencies like the US Department of Agriculture warning of the risks. As far as major fire incidents, so far this year there have been well over 100. Check out the map below to see this year’s major fires:Related Links: 955

SAN DIEGO (KGTV) — Two people escaped uninjured after a sailboat crashed into an Ocean Beach jetty, before the vessel itself was crushed by high surf.The 25-foot long boat collided into the North Channel jetty in Ocean Beach with the two individuals on board, according to San Diego Fire-Rescue Department spokeswoman Monica Mu?oz. San Diego Lifeguards used a personal water craft to reach the vessel and safely pull the two individuals after they were forced to jump from the boat. The boat was attempting to leave the jetty area when a large wave forced them to pull a U-turn. SAN DIEGO FORECAST: Wednesday's rains to strengthen heading into ThursdayWind caught the sails and instead sent the vessel back into the jetty, according to witnesses at the scene.Those two people were uninjured in the wreck though the sailboat was crushed by high surf and sunk within the channel's entrance, according to Mu?oz.The boat's owner is now responsible for making arrangements to tow the boat from the channel.RELATED: Where to get free sandbags to protect your home from floodingA storm system forecasted for San Diego County has brought high sets to local beaches Wednesday. High surf forced the Ocean Beach Pier to close and lifeguards to ask swimmers to stay out of the water, as waves could be seen crashing against the pier. 1329

San Diego (KGTV)- An Escondido family discovers new challenges in caring for their newborn diagnosed with Spina Bifida. He's finally home after staying in the hospital for months. The parents share the biggest hurdle is his continued care during the Pandemic.In the first three months of his life, Baby Devin has experienced eight surgeries. Spina Bifida is a condition where his spine didn't fully close while in the womb."Devin is at a small percentage where he has Symptomatic Chiari, where it affects his ability to breath and swallow," says dad Jon Hoy.Now at five months, little Devin is home from the hospital with his parents and three brothers, but he requires 24-hour medical care."He has a trache in his throat, and then he has a ventilator that helps him breathe," says Hoy. "The same ventilators that have become so crucial during COVID-19. He has G-tube to help him eat in his stomach."Parents Jon and Erin Hoy say finding in-home care has been tough."These nurses need to be pediatric certified. They need to be trache certified and vent certified," says Mom Erin Hoy. "His level of acuity has just created a big barrier for finding nurses."Due to COVID-19, there is an added level of caution for those who are around Baby Devin. Hoy says during her search for adequate help, she's learned, "there's a significant difference or pay difference between nurses in a hospital or a facility compared to nurses in home."Hoy says they are still in need of nurses to help Devin around the clock, but they are grateful for the ones that have come in so far."There's always light that comes if you just hold on. We've experienced so much joy in the last seven days of him coming home."Jon and Erin say they are willing to connect with anyone who may be going through a similar pregnancy or experience. You can reach out to them via Facebook. 1855

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