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According to PETA’s latest press release, cow’s milk is a symbol of white supremacy.In a statement, the animal rights group links the dairy industry’s treatment of the cows to the concept of white supremacy.“Aside from ‘lactose-tolerant’ white supremacists, cow’s milk really is the perfect drink of choice for all (even unwitting) supremacists, since the dairy industry inflicts extreme violence on other living beings,” the organization said in part.“PETA is trying to wake people up to the implications of choosing this white beverage and suggesting that they choose something else pronto,” the statement continues.The release further claims that the dairy industry has “control over your mind.” Read the full statement by clicking here. 748

About 1 in 3 people 65 and older in the U.S. enroll in Medicare Advantage, the private insurance alternative to traditional Medicare. It’s not hard to see why: Medicare Advantage plans often cover stuff that Medicare doesn’t, and most people don’t pay extra for it.But Medicare Advantage can be more expensive if you get sick because copays and other costs can be higher, says Katy Votava, president of Goodcare.com, a health care consultant for financial advisors and consumers.Unhappy customers who want to switch back to traditional Medicare may find they no longer qualify for the supplemental policies to help pay their medical bills, or that they would face prohibitively high premiums.“These are complicated products,” says Votava, author of “Making the Most of Medicare.” “They’re like nothing else, no other insurance that people encounter anywhere until they get to Medicare.”Medicare’s alphabet soupThe first hurdle many people face when deciding about Medicare coverage is simply understanding how the various parts fit together. Traditional Medicare, also known as original Medicare, has two parts:Part A covers hospitalization and is typically premium-free.Part B covers outpatient care, including doctor visits, and has a standard monthly premium of 4.60 for 2020, although higher-income people pay more.You can choose any doctor who accepts Medicare, and most do. The government pays health care providers directly.Part D is prescription drug coverage, which is provided by private insurers. The drugs that are covered and the amounts you pay out of pocket vary widely. Monthly premiums vary as well but average .74 in 2020.Traditional Medicare has deductibles, copays and coinsurance that can quickly add up. To cover these gaps, private insurers also offer supplemental plans known as Medigap. The average monthly Medigap premium in 2019 was 2, according to health insurance marketplace eHealth.com, but it can be lower or much higher depending on the plan, the insurer and the area where you live. The plans are known by letters A through N. As with traditional Medicare, you can choose any doctor who accepts Medicare.If you apply for a Medigap policy when you’re first eligible for Medicare, the insurer has to accept you and can’t charge more for preexisting conditions.How Medicare Advantage is differentMedicare Part C is Medicare Advantage. Rather than add to the other parts of Medicare, however, Medicare Advantage plans replace them. Insurers that offer Medicare Advantage are required to provide all the benefits of Part A and Part B, and most plans include Part D drug coverage as well. In addition, the plans typically cover certain expenses that Medicare doesn’t, such as hearing, vision and dental care.Most Medicare Advantage enrollees in 2020 paid no additional premiums for their coverage, other than their regular Part B premiums, according to the Kaiser Family Foundation, a health research group.How Medicare Advantage manages costsMedicare Advantage plans are similar to employer-provided group health insurance: To be covered, you typically must choose health care providers in the insurance company’s network. The network may be relatively narrow if the plan is a health maintenance organization (HMO) or somewhat broader if it’s a preferred provider organization (PPO). You may need preapproval for certain types of care or referrals to see specialists. If you go out of network, your costs may not be covered or may not apply to your out-of-pocket limits. Even if your doctor is in-network now, that could change and you might not get much notice.Also, Medicare Advantage plans are typically regional. If you move out of the area or travel to other states, you may not be covered.The devil’s in the details, and Medicare Advantage plans have many, many details. The average Medicare beneficiary has access to 28 Medicare Advantage options, with varying networks, coverage, deductibles, copays and co-insurance, according to the Kaiser Family Foundation. In general, though, Medicare Advantage costs less upfront and potentially more overall if you need lots of medical care. Many Medigap plans have higher upfront costs but cover most if not all of your expenses when you need care.If you want to switch from one Medicare Advantage plan to another, you can do so during annual enrollment periods. But if you want to switch from Medicare Advantage to traditional Medicare, you often won’t have guaranteed access to a Medigap policy. That means the insurer may charge you more, exclude preexisting conditions for a time or not issue you a policy at all.That doesn’t mean Medicare Advantage plans are a poor choice — just a complicated one, says Tatiana Fassieux, a training specialist with California Health Advocates, a Medicare advocacy nonprofit. She recommends people contact their state health insurance assistance program, which can provide free, unbiased one-on-one counseling. Links to these programs can be found by visiting the SHIP National Technical Assistance Center.“People should not rely exclusively on television commercials,” Fassieux says. “That’s when people get stuck and sometimes make the wrong decision.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Fake Reviews and Saving ‘Too Much’Is Moving Now Your Best Financial Move?When Debt Relief Does More Harm Than GoodLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5523

Alaska Airlines has resumed flights in Portland and Spokane after temporarily suspending them on Monday due to hazardous air quality.In a blog post on their website, the airline company said they canceled dozens of Alaska Airlines and Horizon Air flights in Portland and Spokane.The flights were canceled on Monday at 5 p.m. PT but resumed them on Tuesday at 3 p.m. PT.Thirty-six people have now perished due to the wildfires that are ravaging California, Oregon, and Washington.The Beachie Creek fire, which is currently burning in the northern part of the state since Aug. 16, is 15% contained, according to the Oregon wildfire dashboard. 648

Actor Tommy "Tiny" Lister, who was best known for his role in the 1995 movie "Friday," has reportedly died. He was 62.Lister's manager Cindy Cowan confirmed to Variety that he was found unresponsive in his apartment in Marina del Rey, California, and he had been displaying symptoms of COVID-19 in recent days.According to TMZ, law enforcement was called out to the actor's home just before 3 p.m. Thursday for "an unconscious male." Before taking up acting, Lister began his career as a wrestler.He wrestled Hulk Hogan in the World Wrestling Federation after appearing as Zeus in 1989's "No Holds Barred," Entertainment Tonight reported.In addition to portraying Deebo, the neighborhood bully, in "Friday" and its sequel "Next Friday," he also starred in "The Players Club," "The Fifth Element," "Jackie Brown," "The Dark Knight," "Little Nicky," and "Zootopia." 871

Adam Levine is not giving up a great deal about reports that Maroon 5 will be performing at the next Super Bowl halftime show."I'm still formulating a lot of things," he told Variety in a recent interview.Reaction had been mixed to early reports the group would headline the halftime show.The NFL has not officially confirmed the entertainment lineup for the next Super Bowl."It's a Super Bowl tradition to speculate about the performers for the Pepsi Halftime Show," a league rep said in a statement earlier this fall. "We are continuing to work with (longtime sponsor) Pepsi on our plans but do not have any announcements to make on what will be another epic show."Levine was more open with the publication about getting superstar rapper Cardi B to record a verse on the hit Maroon 5 single, "Girls Like You.""I told Cardi, 'I want you to put something down that shows your fierceness as a woman and say it however you want,'" Levine said. "I knew she was going to murder this verse and bring the song to a whole new place. She was vital. I begged her to do it." 1077