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Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028

The Macy's at Herald Square has begun boarding up windows, anticipating protests from the result of the 2020 Presidential Election. WPIX-TV cameras saw workers boarding up along the famous storefront Friday evening.A variety of Fifth Avenue stores were boarding up on Friday afternoon and some as early as 9 a.m. Many Manhattan stores were looted in the unrest following the death of George Floyd in late May and early June. 445

Dec. 10-13: 10 a.m.-9 p.m.Dec. 14-15: 10 a.m.-10 p.m.Dec. 16: 10 a.m.-7 p.m.Dec. 17-21: 10 a.m.-10 p.m.Dec. 22: 9 a.m.-10 p.m.Dec. 23: 10 a.m.-8 p.m.Dec. 24 (Christmas Eve): 8 a.m.-6 p.m.Dec. 25 (Christmas Day): CLOSEDParkway Plaza (415 Parkway Plaza) 266

During his visit to Wisconsin on Thursday, Joe Biden sat down with Charles Benson, a reporter for Scripps' Milwaukee station, to discuss his campaign and the message he wants to spread. Thursday marked Biden's first stop in Wisconsin since the start of his campaign. You can watch the full video above. Benson's conversion with Biden is organized by topic below.MORE COVERAGE:Joe Biden stresses unity in visit to Kenosha, talks to Jacob Blake and his familyJacob Blake speaks by phone with Joe BidenKenosha residents react to Joe Biden visiting Kenosha: 'This community needs healing'Joe Biden discusses meeting with Jacob Blake and his family: Biden discusses meeting with Blake family Biden shares his message to law enforcement: Biden's message to law enforcement Joe Biden: 'Racism is a national health crisis': Biden: Racism is a national public health crisis This article was written by Charles Benson for WTMJ. 1052

KIRKLAND, Wash. – Four more people have died from the new coronavirus in Washington state. Public health officials said Monday that the latest deaths bring the total to six in the state and in the United States. 224

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