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You might be driving less during the coronavirus pandemic. If so, a different type of insurance could save you money.Pay per mile auto insurance is for those who drive less than 12,000 miles per year.“They are seeing in the news that people are giving rebates, so it’s at the top of their mind, where maybe they didn't think of that before and now they are thinking, ‘oh yeah, that’s right, I am driving less, I should be paying less,” said Michelle Megna with CarInsurance.com.One company claims it can save you about 0 a year.You pay a flat rate, then 6 cents a mile. There's a cap on the number of miles you can be charged for.Ford recently partnered with Metromile to offer the insurance in its new connected cars.Other companies like Nationwide, Allstate and a new company called Mile Auto also have similar plans.“Typically, there are few complaints about pay per mile, because its relatively straightforward and its very simple and obviously consumers like that,” said Megna.Pay per mile is different than usage-based insurance. That also takes into account when you drive, hard braking and acceleration.Pay per mile is strictly miles and is typically tracked through an app or device.Even if you're driving over 10,000 miles per year, it could still pay to shop around. 1288

You’re probably working hard, and you’re probably still struggling to pay the bills. U.S. workers put in more hours in 2016 than the average among countries in the Organization for Economic Cooperation and Development. Yet overall financial security in the U.S. declined across most age groups between 2000 and 2014, according to Stanford University’s Center on Longevity.Figuring out whether your skills, experience and contributions to the company should net you a raise is tricky. Just because you feel underpaid doesn’t mean you are — but it’s worth finding out.Here’s how to do the research, talk to the right people and build a case to get the salary you deserve. 692

last week -- he wanted to see his beloved dog one last time. Veteran John Vincent was recently admitted to a VA hospice center in New Mexico, according to a post by Albuquerque Animal Welfare.The agency said Vincent has no family in New Mexico, so he had to surrender his dog named Patch to the shelter.The group said Vincent wanted to see Patch a final time, so workers brought the pint-sized pooch to his hospice room so he could see his furry friend.Workers at the Albuquerque Animal Welfare said the final reunion was a heartwarming moment for both John and Patch. They were both happy to see each other and say their goodbyes.And if you are wondering about Patch's future, the shelter says that the dog already has someone interested in adopting him. This story was originally published by Scott Sutton at WPTV. 825

Yes, buying that wide-eyed Shiba Inu puppy with your partner may bring loads of joy to your family. But this dog — we’ll call him Balto — may also come with a taste for pricey kibble and, down the road, a surprise 0 surgery.Ultimately, Balto and his needs are expenses that you and your significant other will share. Determine Balto’s costs, as well as how you’ll split and budget for them, before you’re fighting over that surgery bill. Start by discussing these three questions: 491

YORK, Penn. – John Bailey knows the scope of the economic damage that COVID-19 has created for small businesses. Earlier this year, the owner of a small family-owned travel company was forced to lay off all of his employees.“It’s devastating to me that I’ve worked to ensure that I can be a good employer and raise families, provide for families,” said Bailey, who owns Bailey Coach in York, Pennsylvania.Bailey Coach has been a part of the Bailey family since 1933. Determined to somehow keep from going under, John looked around and that's when he found his answer in a 0 sprayer.“When COVID-19 hit, I said, ‘I’m not going down without a fight. I’m going to do something to provide employment to as many people as I can,’” he added.Bailey had purchased the sprayer a few years back to sanitize his bus fleet. With no busses to sanitize, he started cleaning other businesses in the area. Bailey Coach now owns seven of those sprayers and every day, they're deployed to local businesses to disinfect facilities for COVID-19.Bailey has been able to rehire more than 20 people.“We do this on an ongoing basis as far as preventative maintenance, as much as a pest control company would do, we’re spraying for germs,” he said.As for Bailey Coach, their message to other small businesses trying to rebound from this pandemic is to look at what you already have.“Other businesses need to look within and say, ‘What are we really good at, what can we do?’” 1460

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