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It’s a tough time to do your banking if you prefer going to a branch. Hours have been cut at many locations, and social distancing guidelines mean bank lobbies are limiting traffic — assuming they are open at all.For customers who absolutely need to visit branches, banks are taking steps to prevent the spread of COVID-19. Sean Potter of Minneapolis, who blogs at My Money Wizard, saw these precautions during a recent meeting at his local bank. “It was awkward because I had an appointment with the relationship manager, and we still had to maintain 6 feet of distance even though we had to review the same documents together,” he says.Potter appreciates that the branch was trying to ensure his safety, but says he’s now considering other ways to bank. “From now on, it’s online or on the phone,” he says.Here are some ways you can bank without leaving home, along with safety tips if you do need to venture out to a brick-and-mortar branch.Explore online options“A lot of banking can be done with the click of a button,” says Brian Milton, head of retail banking at Union Bank. Union and most other banks and credit unions have robust websites and apps you can use for many banking tasks.Deposit checks. With mobile check deposit, you can snap a photo of a paper check and submit it online, via app or your bank’s secure website.Pay bills. With online bill pay, you can log in to your bank’s webpage and enter the name of the recipient and their contact information. Your bank handles the rest by making an electronic funds transfer or mailing a paper check.Apply for an account. Opening a new checking or savings account can be as easy as going to a bank’s website and submitting an online application. To apply, have your driver’s license and Social Security number handy to prove your identity.Sign documents. Some institutions use digital services such as DocuSign to prepare documents, including loan and account opening paperwork. They can be securely emailed to you, and you can sign them electronically by clicking highlighted prompts.Request payment assistance. Need some leeway with loan payments? Some banks are allowing customers to request arrangements online, including delaying due dates for bills, temporarily reducing monthly payments or asking for fee waivers.Or pick up the phoneKeep your bank’s customer service number nearby. You can use it to speak to a real person about account questions or issues.For example, some banks have announced that customers can call and request to waive non-sufficient funds fees, overdraft fees and monthly service charges.But keep this in mind: If you’re faced with steep fees, it may be better to simply switch to a cheaper bank. Online-only institutions, for example, tend to have low or no monthly service fees, and some offer toll-free customer service numbers staffed 24 hours a day, seven days a week. To learn more, read our primer on online banks.Bank safely at a branchIf you still need to visit a bank branch, here are some ways to protect yourself.Get it on the calendar. “Before you visit your local branch, it’s a good idea to call ahead and schedule an appointment,” Milton says. He adds that doing so helps branches manage occupancy and social distancing requirements.Calling ahead can also help the bank make sure it has a staffer on hand who can help you with a specialized transaction or request, he says.Consider drive-up services. Some banks have drive-up lanes where customers can receive the same services offered inside a branch, such as making cash deposits and withdrawals, and getting money orders, all at a safe distance from other people. You could also withdraw cash from an on-site ATM without the need to interact with a teller.Bring your protective gear. Since you’ll be touching screens, door handles and other public surfaces, consider bringing hand sanitizer or wearing gloves. If you do need to step inside a lobby, you may also be asked to wear a mask for everyone’s protection.Accept the changes. Steve Turner, a publicist in Chesterfield, Missouri, says he visits his local branch a few times a month to make business deposits. “There are signs on the floor showing where people should stand to keep their distance,” he says. Turner has also noticed there’s less small talk with the tellers, and reasons it’s because everyone is wearing a mask. He believes these changes will remain for a while. “It was odd at first, but now it seems like a new normal,” he says.More From NerdWallet3 Ways to Skip Your Bank’s Long Phone LinesLooking for Safer Ways to Pay? Go ContactlessIs My Money Safe in a Bank During the COVID-19 Crisis?Margarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4731
In the most direct confrontation between Israel and Iran to date, the two regional enemies exchanged fire for hours during a volatile night in the Golan Heights.The extended barrage of fire comes amid soaring tensions between Israel and Iran, two rivals battling for regional influence, and less than two days after the United States withdrew from the deal to curb Iran's nuclear program.Israel said more than 20 rockets were launched by Iranian forces in Syria towards Israeli-claimed territory late Wednesday, often criss-crossing across the clear night skies. A number of those rockets were intercepted by Israel's Iron Dome aerial defense system, resulting in bright and sudden explosions.Iran's leaders have not yet issued a response to the Israeli accusations or the military strikes, but if confirmed it would be the first time Iranian forces have fired rockets directly at Israeli forces.Israel retaliated with what appeared to be surface-to-surface missiles, and Syrian anti-aircraft batteries hosed the sky with fire in an effort to intercept them. Thunderclaps of Israeli artillery fire reverberated across the frontier between Syria and Israel, with the faint sound of impact echoing back moments later.All night, drones buzzed overhead, heard but not seen in the darkness.In a statement delivered shortly after midnight Thursday, a spokesman for the Israel Defense Forces pinned the blame for the rocket fire on the Quds Force, an elite division of Iran's Revolutionary Guard, which has forces in Syria and is often seen as the face of Iran's regional ambitions.Lt. Col. Jonathan Conricus said the rockets, which were targeted at front-line Israeli military positions in the Golan Heights, were all either downed by aerial defense systems or fell short and landed in Syria.Conricus said Israel responded by successfully hitting dozens of Iranian targets in Syria in what he described as "the largest operation against Iranian targets" in years."Israel has hit almost all of Iran's infrastructure in Syria," Defense Minister Avigdor Liberman said Thursday morning. "If it will rain in Israel, there will be a biblical flood on the other side." He reiterated Israel's stance that this latest offensive was not an ongoing operation."This is not a vast victory or the battle of Stalingrad. It's limited to us and the Quds force in Syria," Liberman said.On Wednesday night, state-run Sana TV, in southern Syria, carried reports that Israel had fired several missiles at the city of Baath in Quneitra, none of which resulted in casualties.A short time later, Syrian state-run media reported that while dozens of "hostile" Israeli missiles had been intercepted in Syrian airspace, at least two others had hit an ammunition depot and destroyed a radar site.The targets included rocket launchers, intelligence posts, military command posts, and weapons depots. No Israeli fighter jets were hit in the strikes, but Conricus said they came under heavy anti-aircraft fire. He added that "ground assets were also used to strike into Syria." 3048
It appears another week on Capitol Hill will come to a close without any sort of agreement on another stimulus plan. The US Senate adjourned on Thursday for the weekend, and won't resume until Monday.While Congressional Democrats, Senate Republicans and the White House are largely in agreement on the need for a stimulus, agreeing to a framework remains in question. The two sides are at odds over how much of unemployment should be supplemented by the federal government. There is also a debate on offering businesses liability protection from coronavirus-related lawsuits.On Thursday, House Speaker Nancy Pelosi said Democrats won’t back down from their request to have a 0 weekly unemployment supplement.“We're not having a short-term extension... We have said that we're going to have the 0,” Pelosi said.But what about criticism from Republicans that a 0 a week supplement to unemployment is more lucrative than working?“There are all kinds of reasons that weigh in on this pandemic,” Pelosi said. “People have to stay home if their children are not able to go to school or if they don't have childcare. There are a number of reasons. But none of them is 'I want to stay home because I make more money this way than other', maybe some of these employers could pay their workers more."Meanwhile at the White House, President Donald Trump said he is ready to take action on a few items via executive order if need be. With a federal student loan freeze set to lift in eight weeks, and eviction protection ending last week, Trump tweeted, “I’ve notified my staff to continue working on an Executive Order with respect to Payroll Tax Cut, Eviction Protections, Unemployment Extensions, and Student Loan Repayment Options” 1740
India's world-famous monument is reopening amid the coronavirus pandemic.According to CNN, the Taj Mahal is reopening Sept. 21, and only 5,000 people will be allowed to visit it per day.Typically 20,000 people visit the monument a day, MSN reported.Another landmark, the Agra Fort, will also reopen that day, but will only allow 2,500 visitors daily, CNN reported.Social distancing and masks will be required at both sites, Uttar Pradesh state's Tourism Department told Yahoo!Both sites have been closed since March 17.According to Yahoo!, India has the second-highest number of confirmed infections of COVID-19. 620
INDIANAPOLIS -- The principal of Roncalli High School in Indianapolis issued an apology Friday afternoon after he said he used a derogatory word during a school assembly.In an audio message sent to all parents of Roncalli High School students, Principal Chuck Weisenbach said he was explaining to students a list of words and phrases they should not tolerate and he unintentionally used the word instead of just referencing it. Read his full message to parents below. 490