吉林正规医院包皮包茎手术费用(吉林包皮微波治疗) (今日更新中)

PRAIRIE VILLAGE, Kan. — A Kansas City area family is celebrating a big win. They paid off more than 0,000 in student loan debt in a little over six years.Ashlyn Yarnell accumulated the debt in the process of becoming a family law attorney."That was my calling. That's what I knew I wanted to do, and that was the path to get there," Yarnell said.Because she attended college and law school on the heels of the recession, a lot of scholarship money dried up, leaving student loans as the only option."I did everything I could think of. I worked jobs, I lived with friends, lived with family when I could," she said.By the time Yarnell graduated, her debt total came to 0,500.Paying it all off seemed daunting at the time, but Yarnell and her husband, Drew, immediately got to work. They shared advice for others starting their debt journeys.Study your debt"It's like tackling an opponent. You've got to study that, you've got to learn about all the options you have to get rid of it," Ashlyn Yarnell said.She created a spreadsheet to track the balances of her loans and the total paid each month."We had a plan right out of school, how many years it was going to take, how we were going to handle this," Drew Yarnell added.Flexibility with that plan is important, as Drew said it took them slightly longer than they anticipated to pay off the debt.Consider refinancingWhen Ashlyn began paying off her loans, the interest rates were all over the map."Some were a low 2 percent interest rate," she said. "Some were as high as 10 percent."By refinancing, she was able to get the average rate down from 6.8 percent to 4 percent.Those considering refinancing student loans now should keep in mind payments on federal loans have been suspended interest-free through the end of the year."You really need to think twice about refinancing a federal student loan because you lose those benefits," said Brian Walsh, manager of financial planning for SoFi, the personal finance company Ashlyn used for refinancing.The Yarnells also refinanced their home in the spring to help with final loan payments.According to Walsh, there are some important factors to consider before taking that step. Look at the closing costs first."How many months is it going to take me to recoup those costs, and am I going to live in this house long enough? Otherwise refinancing your home might not be a good idea even if it is a lower interest rate right off the bat," he said.Celebrate small milestonesAt the start of the couple's repayment journey, the daily interest rate was ."Every day I imagined handing my lender a bill in addition to everything I already owed, and that was unacceptable to me," Ashlyn said.She and Drew celebrated as they were able to knock down that daily interest rate, eventually reducing it to just ."You don't have to wait until the very end to enjoy knocking off a certain number," Drew Yarnell said, "If you get to a milestone, I think it's important to celebrate it on the way."Be sure to set small goals within the long-term plan."You break it up into microgoals, and it helps you stick to it and kind of hit the reset button once you hit that goal a couple months down the road," Walsh said.The Yarnells reached their finish line in May, when Ashlyn submitted her last student loan payment."I was screenshotting everything. My husband was taking pictures," she said, "And there were not even tears, it was sobs of relief."With interest factored in, the total came to nearly 4,000.The couple wanted to take a trip to celebrate, but COVID-19 interrupted those plans. Instead, Ashlyn wants Drew to pick out something for himself since he came along on the debt repayment journey with no complaints."He is a total team player," she said.The Yarnells also started education funds for their two sons, Charlie and Jack.Here are some other tips from SoFi for paying down debt:Figure out your monthly spendingUse a budgeting app to stay on trackConsult an expert if developing a plan on your own is too difficultDon't be afraid to talk about your debtThis story originally reported by Cat Reid on kshb.com. 4126

POWAY, Calif. (KGTV) -- Crews extinguished a brush fire that sparked in a riverbed near Poway Tuesday afternoon. The brush fire sparked around 1 p.m. near Poway Road and Sabre Springs Parkway. According to Cal Fire, the wind-driven fire burned about one acre in an area with heavy fuel. Two helicopters were ordered to the scene to fight the blaze. At this time, the cause is unknown. Homes were in the path of the blaze, but were never threatened. In all, firefighters from Poway, San Diego, Cal Fire and Santee fought the blaze. 539

PORT ST. LUCIE, Florida — A 3-year-old child is in critical condition after being shot during a road-rage incident in Port St. Lucie overnight.Port St. Lucie police say the child was a passenger in a vehicle that was involved in a shooting that stemmed from a road-rage incident at approximately 2 a.m. local time Monday morning in Port St. Lucie.The child was airlifted to St. Mary's Hospital and is in critical condition.The suspect vehicle is a black, newer model, four-door sedan. The driver is a possibly Hispanic or light-skinned black man.Anyone with information is asked to contact Detective Aisha Hardison at 772-871-7324 or the Treasure Coast Crime Stoppers at 800-273-8477. 692

POTRERO, Calif. (KGTV) – A man died after saving his son when the boat they were on capsized, according to San Diego County sheriff’s officials.The incident happened at around 9:30 p.m. Wednesday off Saxon Road in Potrero, officials said.10News learned a man and his 11-year-old son were on a boat looking for frogs when the vessel capsized, sending them into the water.The man was able to save his son by putting him back into the boat, but officials said the man drowned.Officials said the man was pronounced dead at the scene. 537

POWAY, Calif. (KGTV) - A state inspection found 12 flaws in Poway's drinking water delivery system less than three months before the city's precautionary boil water advisory.City officials remain adamant that the issues raised by the inspection had nothing to do with the nearly week-long advisory that ended Dec. 6. The September 2019 inspection, from the State Water Resources Control Board, raised a series of issues - some administrative. It says some of Poway's distribution system reservoirs haven't been cleaned or inspected in more than five years; that the city's coagulant feed pump meter isn't working, and that the city needs to update its water quality alarm systems for chlorine and clarity. RELATED: Poway businesses affected by boil water advisory get help from San Diego County"The following is a summary of our findings and a discussion of deficiencies observed during the inspection, which must be addressed to better protect public health and improve system reliability," says the inspection, dated Sept. 19. The city issued the precautionary boil advisory on Nov. 30 after a Thanksgiving rain storm. A storm drain overflowed and backed up into its water treatment facility's clearwell reservoir due to Thanksgiving rains. Residents began reporting brownish water. The city temporarily fixed the problem, but state officials have said they anticipate issuing fines. RELATED: Mayor: Water Crisis critics are politically motivatedPoway officials expressed shock at that revelation, citing the September report. The city has declined to release the report, but 10News obtained it from the state via a Public Records Act request. The city declined a request for an interview, but a spokeswoman said it has met the deadlines the inspection gave to address the issues it raised. 1802

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