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SAN DIEGO (KGTV) - Small businesses are the heart of San Diego's economy, but for those looking to start one, the process can feel overwhelming. It's a gap the nonprofit lender Accion has been working to fill for the last 25 years. "Sometimes thinking about getting a loan can be scary, and I think one of the things we really try to do through our process with our staff is really walk alongside that business owner," said Elizabeth Shott, CEO of Accion. Since they began in 1994, Accion has loaned million to roughly 3,100 small businesses."We're teaching them about their credit, about their finance, and their cash flow. So through the loan process they're getting a lot of one-on-one education from our staff team," said Shott.On Accion's website, you can apply for a loan as well as learn about free resources available in San Diego. Some free resources include:Legal clinics at universities San Diego Small Business Development CenterA patent attorney available once a month at the libraryFrancisco Moreno, owner of Tacos La Mezcla, is one of the many entrepreneurs who's received both a loan and guidance from Accion. “I guess the unknown is really scary, financially it can be really stressful," said Moreno. After Moreno successfully launched his food truck he was able to open a restaurant with help from Accion. Shott cautions businesses to be careful when getting any loan, being sure to ask questions and understand the terms and fees. Her staff often hears about predatory lenders online which can ultimately cost a business far more than they're able to afford. Their partner nonprofit CDC compiled this list to help entrepreneurs in thinking about the questions/info they should know prior to getting a loan. 1737

SAN DIEGO (KGTV) -- San Diego State University reported at least 13 new cases of COVID-19 on Monday. The total of positive cases among students since the first day of school is now up to 20. The university says the most of the students that tested positive live off campus. Only three of the students were living on campus. Two of the students are in isolation on campus. The third student is isolating somewhere else. In a letter sent out to staff and students, school officials say the majority of the students didn't interact with any SDSU employees or go to any of the shared campus spaces. One student did briefly visit the school bookstore. San Diego State started the school year on Aug. 24, mostly with online classes. There are 2,600 students living on campus. County officials confirm they have started outbreak investigations and are working closely with the school. Over the weekend, SDSU announced they had hired security to patrol the campus from Thursday to Sunday, after hours, to monitor for any COVID-19 violations on campus. Students told ABC 10News they think the school is doing the best they can in response to COVID-19. They say they are more concerned about things in housing off campus. Multiple students report large crowds walking to and from campus with no masks and parties with large crowds. On Monday officials sent ABC 10News the following statement: 1391

SAN DIEGO (KGTV) -- Several City Heights homes were evacuated Tuesday afternoon after authorities responding to a medical call found possible military ordnance. The incident began after San Diego Police were called to the scene to investigate a death at 50th and Wightman Streets around 2 p.m. Shortly after police arrived, San Diego Fire Rescue says bomb units responded to the area after what is believed to be a military ordnance was discovered. RELATED: Ammo, mortar rounds discovered inside Mira Mesa homeSan Diego Police evacuated homes and a park in the area immediately surrounding the home. The item turned out to be an inert practice aerial bomb that was turned into a storm water crew working in the area. The incident came to an end by 3 p.m. 763

SAN DIEGO (KGTV) - San Diego's weekend is shaping up to feature some delicious brews, foods, and tunes.San Diego will celebrate Chinese New Year with their annual downtown celebration, featuring traditional dancing and music and, of course, food.Modern Times' Carnival of Caffeination also returns, giving locals a taste of all things beer and coffee in San Diego.RELATED: Exploring more of San DiegoThe duo of Black Violin (Kev Marcus and Wil B) hits Escondido with their take on "classical hip-hop," and comedian Dave Attell also brings his unique blend of quick-witted and adult-rated humor to town.Here's what's happening this weekend:THURSDAYComedian Dave AttellWhere: American Comedy Co.; Cost: (Thursday - Friday; Saturday shows sold out) Comedian Dave Attell heads to American Comedy Co. this weekend, where he's sure to bring his quick-witted, adult rating comedy to the stage. Black Violin: Classical Boom TourWhere: California Center for the Performing Arts, Escondido; Cost:  - Black Violin musicians Kev Marcus and Wil B will deliver their take on "classical hip-hop" in Escondido this week. The talented duo has worked with Kanye West, Aerosmith, Wu-Tang Clan, and the late Tom Petty as they've tailored their live performances to be nothing short of entertaining.FRIDAY 1346

SAN DIEGO (KGTV) - Shipping companies expect another record setting holiday season, which gives would be thieves ample chances to steal packages off of porches.This year, FedEx expects to ship 400 million packages during the holiday season. UPS says they'll deliver 750 million. The U.S. Postal Service estimates 850 million packages and 15 billion pieces of mail altogether, and Amazon says in 2016 they sent more than a billion items world wide through Prime.But this year, more companies have ways for you to protect your deliveries.Ring doorbells are becoming popular. They have motion-sensing cameras that connect to your smartphone, alerting users to see anyone that comes to the door. Their Facebook page is full of videos where owners scared off would-be thieves with an alarm or by shouting through a connected microphone.The company is also encouraging people to download their app. Even if you don't have a Ring Doorbell, the app will send you alerts any time suspicious activity is reported in your neighborhood.Also new this holiday season is the Amazon Key, an option introduced this fall. For about 0, you can buy a starter kit that includes a camera and a special door lock. Delivery drivers would be able to put packages inside your home.Amazon also has lockers all around San Diego that packages can be sent to. You get a code to open them to pick up your package.Meanwhile, the US Postal Service says people who are worried about theft can ship packages using the "Hold for Pickup" option. Packages are kept at the post office to be picked up. You can also require a signature for delivery, or re-route a package to a different address while it's being delivered. They have more tips on how to protect holiday gifts here. 1776

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