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At the turn of the 21st century, China had no entrenched credit card culture. Smaller online businesses with relatively low sales volumes were unable or unwilling to accept credit card payments due to high transaction fees. It was too costly to build their own fraud-proof e-checkout systems.

At this year's two sessions, expanding domestic demand was identified as one of the means to better achieve a series of goals and tasks in six key areas that the government said are closely connected with stabilizing China's economy.

At the hearing, public prosecutors charged 19 counts of crime against Chen, a former employee at the Agricultural Bank of China in Wencheng, accusing her of embezzling foreign exchange worth 2.43 million yuan (about 0,000) between November 2005 and April 2006.

At the same time, though, we have taken note of the difficulties facing businesses, particularly micro and small businesses, in accessing affordable financing. We have endeavored to address this scarcity by rolling out a host of measures targeting micro and small businesses. We will also expand channels of direct financing by fostering the capital markets. For example, when we discovered inappropriate tax levies on venture capital funds recently, the State Council took swift steps to rescind these levies. We encourage the development of venture capital funds, which will offer more channels for direct financing.

At the same time 150 million senior citizens, or 65 percent of the total number, suffered from chronic diseases, and about 40 million senior citizens were disabled or semi-disabled. The increase of incapacitated, senior citizens and empty-nesters has led to a surge in the demand for home care services.