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This pandemic holiday season, the last thing you need is too have your power disconnected.But Lisa Shook , who manages a home inspection company, recently got a call from someone claiming to be with their electric company."He said he was going to be in our driveway to cut off our services," she said.Shook handed the phone to owner Rob Wells, who was told he was behind on his bill, and would be cut off if he didn't pay immediately."He said we needed to pay 7 or they would disconnect the electric," Wells said, saying the man demanded a debit or credit card number.It sounded legit, as the caller knew the name of his business, and more.So this expert who normally inspects houses inspected his records, and realized he was not behind on his bill after all.But it may have been too late: Someone emptied his debit card a short time later."Everything got hacked, my credit card, everything," he said.It was all a scam. He is now working with his bank to repair the fraud charges.Easy to believe the caller's claimsLast year, one church almost lost ,000.Donald Kincaid is an Episcopal church groundskeeeper. He was shocked when he received a call from the power company claiming the church had fallen behind on its electric bill."The caller said that the gas and electric would be cut off in about a half an hour because the bill hadn't been paid," he said.The caller couldn't have been more clear. Unless the church paid the money immediately, workers would shut its power off.The caller said that to avert a shutoff, Kincaid needed to buy nearly ,000 in Green Dot Visa cards" and send it to them, giving them the number on the card."The church almost fell for the power disconnect scam, which targets homeowners, small businesses and now churches.Energy companies around the country remind customers that they will never call you threatening immediate disconnection.Duke Energy spokesman Lee Freedman says if you are behind on your bill, they will send you several notices first, and will never demand you pay immediately by debit or gift card.So hang up, and call your provider at the number on your bill, not the number the call came from.As always, don't waste your money.__________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2494
Transportation Security Administration (TSA) is offering up several tips to help travelers avoid a nightmare at the security checkpoint during the week of Halloween at the airport.TSA said when it comes to masks, they ask that you refrain from wearing a Halloween mask until after you made it through the checkpoint screening. They ask that you wear a face-covering that's used to help stop the spread of COVID-19. TSA officers will ask you to remove your mask, temporarily, just so they can verify your identity at the travel document checking podium.When it comes to wearing a costume, TSA recommends you wear it after you go through the checkpoint because it could trigger an alarm, which would lead to you getting patted down.TSA also recommends that you put "realistic replica props" like pitchforks, chainsaws, brooms, or axes in your checked bag. They added that if you do put weapon-like props, like a bomb or grenade, into either your checked bag or carry-on, you run the risk of slowing down checkpoint until it's proven they are in fact fake or your checked bag not making it onto your flight.For the final tip, TSA said you are fine packing as much candy or treats you want in your checked bag or carry-on.To see what you can or cannot put in your checked bag or carry-on, you can get more answers on the TSA app to access their "Can I Bring?" feature to find out if it's something you should pack or not. 1425

There’s a growing problem you need to consider if you're thinking about buying a new home security system.Alarm systems for your home are becoming more affordable and available to everyone. But a recent report made by the Consumer Federation of America says that scary sales tactics and false claims are allowing companies to take your money right from in front of you, and the problem is growing across the country.While burglaries in the country are down by nearly 5 percent, the amount of alarm systems is expected to be up 30 percent by 2020."They're starting to see these alarming practices of companies using scare tactics, other kinds of misrepresentations and also failing to really make clear to consumers how much their services are going to cost," says Susan Grant, director of consumer protection and privacy at Consumer Federation of America.The report found companies tried instilling fear in people in order to get them to purchase their system.Other methods used are a little more subtle, but they can be just as deceiving. The report found that companies were often pressuring consumers into deals that were too good to be true."No deal is too good to pass up,” says Grant. “If the deal is good today, it's going to be good tomorrow."There are ways you can protect yourself. Grant says it's best to do your research; never sign anything on the spot. Also, avoid digital contracts that require you to sign on a phone or tab. You should ask for a copy of what you are signing."You want to shop around and see what the costs are of other companies and compare their reputations as well," suggests Grant.Checking the company’s reviews on the Better Business Bureau is a good place to start when choosing the right company. 1749
This year has been incredibly rough for most Americans. This week, former First Lady Michelle Obama said she’s suffering from a “low-grade depression” because of stress from the pandemic, race relations and social justice in the US and the political strife surrounding it all, she says."I'm waking up in the middle of the night because I'm worrying about something or there's a heaviness," Obama said in her "The Michelle Obama Podcast" on Wednesday. "I try to make sure I get a workout in, although there have been periods throughout this quarantine, where I just have felt too low."Obama’s podcast launched at the end of July, her episode on Wednesday was about “Protests and the Pandemic.” She told her guest she has not always felt like getting on the treadmill or waking up at a regular time each morning.“You know, it's a direct result of just being out of, out of body, out of mind. And spiritually, these are not, they are not fulfilling times, spiritually. You know, so I, I know that I am dealing with some form of low-grade depression. Not just because of the quarantine, but because of the racial strife, and just seeing this administration, watching the hypocrisy of it, day in and day out, is dispiriting,” Obama said on her podcast.She then talked about how her family has tried to keep a schedule, to stop what they are doing at 5 p.m. each day and come together to “do an activity” before getting dinner and ready and sitting down as a family.Covid-19 fatigue and a feeling of being overwhelmed is really common right now. Doctors encourage people to try little regular activities, i.e. go for a walk, sit down and have a meal, etc., to feel more in control. 1683
Today Unique Edwards met her plasma donor Chris Klug. Unique, a mother, battled COVID-19 and said without the plasma donation, she believes she wouldn’t have made it. pic.twitter.com/YBmg55KAWM— Adriana Mendez (@AdrianaMendez) October 13, 2020 257
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