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Lumber stocks are at a historic high. We haven't seen these numbers since the 2008 housing boom and then crash. Experts say that's in part because of the housing market and record low mortgage rates.2020, the unprecedented year where nothing goes as expected, has brought us what realtors call a "sellers' market"."There’s plenty of buyers in the marketplace, but not enough supply so what we are seeing is multiple offers happening frequently on mid-price homes. So heavy competition in the marketplace.” Dr. Lawrence Yun, chief economist for the National Association of Realtors, said.The country's largest trade organization has 1.4 million members who help people buy and sell homes. Dr. Yun says the nation's housing market has even surpassed pre-pandemic sales. He attributes a lot of that to low mortgage rates and people realizing that working from home means they need more room.“Because of the strong demand for housing and we have a shortage of homes in the marketplace, so whatever home builders build, they can find a buyer so they build more homes. But one of the constraints is lack of construction workers along with the material cost that goes into construction, such as lumber,” says Dr. Yun, who also pointed out the country's underproduction.“Home builders have been producing below historical average for 10 straight years and the cumulative effect of underproduction is we don’t have sufficient inventory and that is the reason why home prices are rising and we need to build more homes to get into balance,” added Dr. Yun.Which is why, Laura Gonzalez, associate professor of Finance at California State University Long Beach, says we're experiencing a supply and demand situation when it comes to wood.“We just don’t have enough wood,” Gonzalez said. “It's difficult to make it ready and then transport it because of the pandemic. It's not that the industry is changing its just that we have had a shift both in supply and demand.”Gonzalez also says it's the basic equation of high demand meaning lower supply, which sends prices up and stocks soaring. Then there's the factor of where our wood comes from. She says, “We import some of our lumber from Canada both from lumber and other products. If we depend on other nations, we are more susceptible to changes in supply.”So, what comes next?“The issue of supply versus demand is going to correct in two years, but the opportunities for climate finance are ongoing that is not going to finish,” Gonzalez said.Which is why Dr. Yun says home prices will hold firm, and if you're waiting for a ‘burst’ or for prices to decrease, you might be waiting a while.“In future years, mortgage rate will certainly rise and that will choke off some of the demand, but hopefully we have adequate supply so we have a more balanced market condition where prices rise in manageable, 3-4% each year and people will feel comfortable at that rate of price appreciation,” says Dr. Yun.Dr. Yun recommends if you want or need to buy, don't overstretch your budget as the competition is fierce out there. If you want to sell, don't get greedy and overprice because your home will get stuck on the market. It's yet another aspect to this odd year that has brough the unexpected to us all. 3245

Marriott International says a guest reservation database has been breached and may have exposed information of approximately 500 million guests.The company says it is investigating and addressing the incident that involves the Starwood guest reservation database. They received an alert on Sept. 8 from an internal security tool regarding an attempt to access the Starwood guest reservation database. Marriott quickly called on security experts to help figure out what happened.Security experts learned there had been unauthorized access to the Starwood network since 2014. On Nov. 19, Marriott was able to decrypt the information and determined that the contents were from the Starwood guest reservation database.For approximately 327 million guests affected by the breach, the information accessed includes some combination of name, mailing address, phone number, email address, passport number, Starwood Preferred Guest account information, date of birth, gender, arrival and departure information, reservation date, and communication preferences.Marriott says they have established a dedicated call center (USA: 877-273-9481) to answer questions guests may have about the breach. The call center is open seven days a week and available in multiple languages. Marriott has posted information about the breach here. For guest support, click here.  1382

Michigan State Police say they have a trooper who has been hit by cars 11 separate times while on the job.That trooper, who works out of the Oak Park station, has been with the department for 25 years and is still patrolling today knowing every traffic stop is putting his life on the line."He's been hit in his patrol car and also struck standing on the side of the road,” said MSP Lt. Mike Shaw.Shaw admits that it might be a record, but said he doesn't know any officer who hasn't been hit by a another car while on the job.“I’ve been hit, the troopers standing behind me have all been hit. It’s not ‘if’ it’s a ‘when’.”He said traffic crashes are the number one cause of death for law enforcement patrol officers.Today first responders from across south east Michigan met to highlight the state's Move Over Law."It's a very simple law to go by," he said. "If you can move over, move over. If you can't then slow down and get by, keep your eyes on the road, don’t stare and gawk and see.”It's a campaign that includes all first responders, police, fire fighters, ambulances and any tow truck drivers assisting someone on the side of the road.Just last week a Michigan State Trooper's car was hit, as it was parked on the side of I-96 near Fullerton. The trooper was out of the car investigating another crash.Police officers and fire fighters pulled over to help a crash only to be hit themselves.Many become injured, some even die.Michigan State Police say five troopers have died from 1941 to 2000 after being hit by a driver that did not move over."We just want to remind people that there are actually families involved. There’s actually people that we go home to at night that want to see us come home." 1739

MANDEVILLE, Louisiana — If you've been putting off tidying up the house, let this serve as an incentive.Harold and Tina Ehrenberg, a couple from Mandeville, Louisiana, were cleaning up for Thanksgiving guests when they found a lottery ticket they'd purchased months earlier. It turned out to be worth .8 million."We have family coming into town for Thanksgiving, so I was cleaning up the house and found a few Lottery tickets on my nightstand that we hadn't checked," Tina Ehrenberg said in a statement released by the Louisiana Lottery.It's a good thing the couple found the ticket when they did. The drawing was June 6. Theirs was the only winning ticket.Had they waited two more weeks, they'd have gotten zip; the window to claim the prize — 180 days — would have closed.The pair said they couldn't believe their good fortune."I called the winning numbers hotline over and over," Tina Ehrenberg said.Added Harold Ehrenberg: "We kept checking the numbers again and again!"After taxes, the couple took home .2 million, which they plan to put toward retirement."We don't have any plans to buy anything crazy or go on any big trips," Tina Ehrenberg said."The most fun," her husband added, "is going to be depositing that check." 1239

MACOMB TOWNSHIP, Mich. — A Michigan model for American Girl Dolls is opening up about her health. Alyea Rourke, who has modeled as the Hawaiian American Girl doll Nanea Mitchell, says she's been diagnosed with a disease so rare it took nearly two years to diagnose."It seemed like a giant dream to me. I was just so scared I immediately thought I will never be able to skate again," the now 14-year-old said.Alyea was diagnosed with chronic recurrent multi-focal osteomyelitis (CRMO), a potentially serious and unique form of bone disease that can be long-lasting. Right now, there's no known cure, doctors say. "They described to us was possibly an ear issue, or it was an infection in the jaw or it could’ve been a tooth decay or something like that. So we went probably through about seven doctors before we got an answer," said Lynda Rourke, Alyea's mother. Despite the pain affecting her ability to skate and chance to live a regular teen life, the 14-year-old has tried to stay positive. "I'm not letting it stop me from skating and doing what I love," she said.Alyea's family has set up a GoFundMe?account for support with medical expenses.  1216