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Dec. 10-20: 9 a.m.-10 p.m.Dec. 21-23: 8 a.m.-10 p.m.Dec. 24 (Christmas Eve): 8 a.m.-6 p.m.Dec. 25 (Christmas Day): CLOSEDWestfield Plaza Bonita (3030 Plaza Bonita Rd.) 182

Paycheck Protection Program funds helped keep more than 5 million American small businesses alive through the first half of 2020, but one woman has a warning for anyone applying for aid.Kelleye Thomas, who runs a home daycare, had to shut down for three months due to the pandemic.Her income dropped to zero during the shutdown, but like so many small business and independent workers, she was saved by the government's Paycheck Protection Program."I applied for that through the Small Business Administration, and I was granted a forgivable loan for ,500," she said.That lifeline turned into a financial nightmare because of where she deposited the funds. Before she could even begin using the money, she said, Fifth Third Bank locked her account pending a fraud investigation."The check was deposited, and a few days later I noticed there was a freeze on my account," she said.Panicked, she called the bank."They let me know I needed a business account to receive the funds from this loan," Thomas said.Risk of using your personal accountA lot of independent workers and small business owners use just one account for everything because it is so much easier.But doing that can be very risky if you are getting any sort of federal aid.Business Insider says PPP loans must be put into a separate account to prevent:Payroll errors.Accidental misuse.Questions from your bank.That's what happened here, where the bank's investigation locked her out from all her money.As a result, she was unable to pay some of her most essential bills."I couldn't pay my mortgage or buy food or pay my credit card bills," she said.So we contacted her bank, Fifth Third Bank, where spokeswoman Laura Trujillo told us: "We take potential fraud seriously and are diligent stewards of our customers' money."Because the bank found no fraud in this case, it unlocked Thomas' accounts after our inquiry.Now, she's warning others about mixing pandemic aid with personal funds."I have always had my daycare money deposited into my personal account, and no one ever said anything about it or said I needed to open up a business account," she said.Business Insider says there is one more reason to keep PPP money separate: Eventually having the loan forgiven. Getting forgiveness can be much tougher if all your funds are commingled.So keep tight records, so you don't waste your money._________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2682

BRYAN, Texas – You’ve heard the saying “everything’s bigger in Texas.” Well, so is the Lone Star State’s problem with wild hogs. The invasive species has been wreaking havoc on the ecology and causing hundreds of millions of dollars in damage each year. In recent months, they’ve even become deadly. Some wildlife removal experts are using heavy ammunition and an aerial advantage to contend with the wild animals. “Heli-Bacon flies around in helicopters and we kill feral pigs with machine guns,” explained Heli-Bacon CEO Chris Britt. Britt admits it’s an unfair advantage, but he says that’s the point. “In this particular case though, the purpose is not to be fair. The objective is to kill as many as possible.” Britt co-founded 747

Governor Greg Abbott has issued an executive order requiring all Texans to wear a face covering over the nose and mouth in public spaces. The order applies to counties with 20 or more positive COVID-19 cases, with few exceptions. The governor also issued a proclamation giving mayors and county judges the ability to impose restrictions on some outdoor gatherings over 10 people and making it mandatory that, with certain exceptions, people cannot be in groups later than 10 and must maintain six feet of social distancing from others. "Wearing a face covering in public is proven to be one of the most effective ways we have to slow the spread of COVID-19,” said Governor Abbott. “We have the ability to keep businesses open and move our economy forward so that Texans can continue to earn a paycheck, but it requires each of us to do our part to protect one another—and that means wearing a face covering in public spaces. Likewise, large gatherings are a clear contributor to the rise in COVID-19 cases. Restricting the size of groups gatherings will strengthen Texas’ ability to corral this virus and keep Texans safe. We all have a responsibility to slow the spread of COVID-19 and keep our communities safe. If Texans commit to wearing face coverings in public spaces and follow the best health and safety practices, we can both slow the spread of COVID-19 and keep Texas open for business. I urge all Texans to wear a face covering in public, not just for their own health, but for the health of their families, friends, and for all our fellow Texans.”The governer released a new video message to coincide with the executive order, encouraging Texans to do their part to mitigate the spread of COVID-19 and keep communities safe. To view the video, visit the top of this article. This article was written by Sydney Isenberg for KXXV. 1863

A police body-camera recording released Wednesday shed more light on the house party that earned six Miami University students citations for violating COVID-19 health orders over Labor Day weekend.There were 20 people inside the house on Saturday afternoon, when an Oxford police officer arrived to break up the party. In the recording, he approaches a group of young men sitting outside and asks to speak to someone who lives in the house.One steps forward and admits he knows he’s broken the state’s rule against gatherings larger than 10 people.The officer takes his ID, runs it through a police database and discovers that its owner had tested positive for COVID-19.This exchange follows:Officer: I’ve never seen this before. There’s an input on the computer that you tested positive for COVID.Student: Yes.Officer: When was this?Student: This was a week ago.Officer: Are you supposed to be quarantining?Student: Yeah. That’s why I’m at my house.Officer: So you have other people here, and you’re positive for COVID?Student: I mean…Officer: You see the problem? How many other people have COVID?Student: They all do.Officer: Everybody has it?Student: Well, and them — [gestures to house across the street]Officer: And everybody over here has it?Student: Well, I think two.Officer: That’s what we’re trying to prevent, man.Student: I know.Officer: We’re trying to keep this town open.Student: I know. That’s why I’m staying home.Six men who lived in the house were cited, a civil penalty that carries no criminal charge but comes with a 0 fine.Miami University has been the single largest contributor to Butler County’s case count since mid-August, according to Ohio Gov. Mike DeWine. He and Miami University president Gregory Crawford attribute the school’s cases — 1,084 of them, most diagnosed in the last two weeks — to off-campus house parties exactly like the one recorded over the weekend.Although Miami delayed the start of in-person instruction, Crawford said upperclassmen moved back into town in August and began partying when they got there."Those early weekends in August, we saw an uptick in parties and gatherings,” he said. “I think that’s what is responsible for the surge today.”It’s a surge that is, for now, unique among schools in the Cincinnati area. The University of Cincinnati, a similarly-sized campus, recorded only 147 cases in the last two weeks.Miami has instituted a mandatory testing policy for students, and Crawford on Wednesday announced the school would resume in-person classes starting Sept. 21.A university spokesperson did not respond to questions about whether the students involved in Saturday’s party would be suspended. This article was written by Courtney Francisco for WCPO. 2750

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