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The coronavirus pandemic has had an unexpected side effect in Venice—where the normally cloudy canals have transformed into water crystal clear enough to see fish swimming below. https://t.co/qrr8iphSPd pic.twitter.com/37H7iiB09Y— ABC News (@ABC) March 18, 2020 274

The Ohio State University had its application to trademark "The" tentatively denied by the U.S. Trademark Office on Wednesday. "The applied-for mark appears to be used in a merely decorative manner that would be perceived by consumers as having little or no particular source-identifying significance," the Trademark Office concluded. The Trademark Office will allow Ohio State to alter its application to have the trademark request reconsidered. The application submitted in August was to allow OSU to trademark the use of "The" on clothing using standard characters, without claim to any particular font style, size, or color. 640

The average 401(k) balance rose 17% last year to 2,300 from the end of 2018, according to a review of 17.3 million accounts by Fidelity Investments. The average individual retirement account, or IRA, balance rose the same percentage to 5,400.Surging markets around the world were a big reason for the growth: The S&P 500 index had one of its best years in decades with a 31.5% return. Investments of all types logged gains, from junk bonds to stocks from developing economies.But workers’ better savings habits also played a big role.Fidelity said the average worker set aside 8.9% of their pay in their 401(k) in the fourth quarter, a record. Combined with employer matches, the average total savings rate was 13.5% in the quarter, tying its record last reached in the spring of 2019.“Nobody can control the market, so the behaviors of people contributing to their 401(k)s are what get us the most excited,” said Katie Taylor, vice president of thought leadership at Fidelity. “We have people saving 13.5%, which is really close to the 15% that we recommend. That’s a great story.”In many cases, workers may not even realize they’re saving more. Most employers give the option for workers to automatically increase their contributions each year, without having to do anything. Some employers even automatically sign up their employees for these auto-escalation programs, requiring them to opt out if they don’t want their contribution levels to steadily rise.Such features are on top of programs where employers automatically enroll new hires in the 401(k) plan. They all lean on the power of inertia to help workers build up bigger nest eggs. It’s a sharp turnaround from earlier years when workers had to take an extra step to join the 401(k) plan and fill out paperwork whenever they wanted their contribution levels to change.“There’s always a way, if you don’t want to do it, where you can unenroll, but these automatic programs have been a game changer,” Taylor said.Consistent contributions — and giving them time to grow — are keys to building bigger portfolios. Among workers who have been in their 401(k) plan for 10 straight years, the average balance rose to a record 8,200, according to Fidelity.Such figures, though, count only people who have a 401(k). Many lower-income workers, particularly at smaller employers, could not save in a 401(k) even if they wanted to because their companies don’t offer access to one. Legislation passed late last year aims to make it easier for smaller employers to band together and offer plans.Nearly half of all U.S. households aged 55 and over, 48%, had no retirement savings at all as of 2016, according to estimates from the Government Accountability Office. 2737

The biggest shopping holiday of the year, Black Friday, is mere weeks away, and many retailers are gearing up for a shortened holiday shopping season.Because Thanksgiving will be on the latest possible day, Nov. 28, there will only be 26 shopping days between Thanksgiving and Christmas. There were 32 such days in 2018. Because of the compressed holiday shopping season, this could be a busier-than-usual Black Friday.Although many large retailers are now expected to be open on Thanksgiving evening, in recent years, the trend of stores opening even earlier on Thanksgiving has subsided. That means customers should be able to have time to eat some turkey before getting in line to score big deals.At some retailers, customers were able to shop all night after Thanksgiving and into the morning on Black Friday at some retailers. Old Navy and Kohl's are among a handful of retailers that will remain open all night. Target, Sears and Best Buy are among a number of retailers that will close for a few hours and reopen early on Black Friday. 1055

The father of a 3-year-old boy who was killed in an accidental shooting in Chicago Sunday has been charge in connection to the child's death.The toddler's family told police they heard a gunshot in another room and found the boy with a weapon, CNN affiliate 269

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