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Three years ago, Megan Yaeger bought her first professional camera.“It was like my first love. Ya know, when you pick it up and an angel chorus sings in the background,” Yaeger said.However, it wasn’t a purchase she had been planning for. She had been saving money to go to Disneyland and was forced to cancel due to all of the smoke from fires back in 2017. Yaeger says her lungs can’t handle smoke.“Remember kind of like back in school when they’d force you to run and you’d be really really out of shape? And you’d just be sitting there, kind of feeling like you’re dying? That’s what it feels like but you’re sitting there with the smoke and you can almost feel the particles going into your lungs and you just can’t get full expansion of your lungs and it’s the worst feeling," Yaeger said. She says her lungs are very weak because she lives with a connective tissue disease.“So like your whole body is made of connective tissue – your vascular system, your heart, your lungs, your joints, your eyes – and my body kind of chooses to attack all of it,” Yaeger said.Yaeger lives in a rural town in Utah. But with all the wildfires burning in the western U.S., she’s concerned about the smoke in the air.“Even like campfire smoke I can’t be around, so I can’t imagine people with my condition who are living like right next to the fires,” Yaeger said.It’s not just people with chronic conditions who can be impacted by prolonged exposure to wildfire smoke, especially during the COVID-19 pandemic. According to the CDC, people who currently have or who are recovering from COVID-19 may be at an increased risk of health effects from exposure to wildfire smoke due to compromised heart and-or lung function related to the disease.“We know air pollution exposure causes inflammation and cellular damage in our lungs, we know that air pollution just wreaks havoc on our lungs, and so all of this hints at wildfire smoke also doing the same,” said Erin Landguth, an associate professor with the Center for Population and Health Research at the University of Montana.She was the lead author in a study that looked at the delayed effect of small particles from wildfire smoke that gets into your lungs and irritates it. Her team wanted to understand how it may impact the following flu season in Montana.“We basically show that across these 10 years of data, after a bad fire season, one would expect to see three to five times worse flu seasons,” Landguth said.Landguth says this leads researchers to believe wildfire smoke could make people more susceptible to contracting the flu, but she says more in-depth studies need to be done to confirm that. COVID-19 is different from influenza, but considering COVID impacts the lungs, Landguth says there’s cause for concern as wildfires rage in several states.“The hypothesis that air pollution can act both as a carrier of the infection of COVID-19 and as a factor that can worsen the health impact of the COVID-19 disease has been a hot research topic,” Landguth said.Landguth emphasizes correlation doesn’t necessarily mean causation -- meaning higher flu numbers the same years as large wildfires doesn’t mean the wildfires cause worse flu seasons. However, she says they’re actively trying to learn more by expanding the study to other states. In the meantime, Landguth says vulnerable and sensitive groups should keep an eye on air quality alerts and stay inside with a proper air filter. Yaeger is doing exactly that.“Staying inside, and if I’m feeling really wheezy, doing a lot of breathing treatments and just listening to my body,” Yaeger said.No matter what comes her way, Yaeger says she chooses to remain optimistic.“When you’re faced with death so many times, you either have the choice to just be miserable, or find joy even in the smallest moments. It’s kind of almost a survival mechanism I think, optimism," she said. 3887

There is a web of connections between the Trump campaign, the anti-secrecy website WikiLeaks and the public disclosures it injected into the presidential campaign. Federal investigators are examining some of these relationships and whether any of them were part of an effort to coordinate with Russia's election-meddling efforts.On Monday, it was revealed that Donald Trump Jr. exchanged some private messages on Twitter with WikiLeaks during the 2016 presidential campaign. The news was first reported by The Atlantic and later confirmed by Trump Jr., who posted screenshots of the messages.A source familiar with the matter told CNN that Congress has known about these messages for a while and they came up during Trump Jr.'s closed-door testimony in September. 771

Traveling now carries with it more uncertainty than ever before. If you plan on traveling anytime soon, one thing you can do to protect yourself is get a trip insurance policy that includes coronavirus coverage. Previously, many insurers excluded COVID-related claims due to the virus’ status as a foreseen event/pandemic. But now, some insurers are changing their tune. Here’s what you need to know about how to find travel insurance providers that offer coronavirus-related coverage, as well as what is and isn’t covered.What is coveredCoronavirus coverage falls into several categories:Trip cancellation: You need to cancel a trip prior to departure because you, a covered travel companion or possibly someone you need to care for contracted COVID-19.Trip delay: Your trip is delayed due to changing COVID-related guidelines.Travel medical coverage: You (or a covered travel companion) become ill with COVID-19 while traveling abroad and incur health care expenses or require an evacuation.Of providers that are offering COVID policies, most are covering these expenses.What is not coveredCountries with Level 4 travel advisories: Some insurers disclose that if a Level 4 Do Not Travel advisory is issued by the U.S. Department of State for a specific country, you will not receive coronavirus-related coverage. With cases surging in various countries unexpectedly, the list of Level 4 countries is constantly changing. Before booking a trip and purchasing a policy, make sure to check that the countrydoes not have a Level 4 advisory.Fear of getting sick while traveling: Canceling a trip because you’re afraid you’ll get sick does not qualify for coverage under your travel insurance policy. Travel insurance providers have a list of standard reasons that qualify for cancellation, including: car accident, jury duty, terrorist act, military duty and other extenuating circumstances. If you want ultimate flexibility to cancel a trip (no matter the reason), you’ll want to look into the cancel for any reason, or CFAR, supplemental upgrade, which is offered on some travel insurance plans. When you purchase CFAR, you can get up to 75% of your nonrefundable deposit back as long as you cancel at least two days in advance. Not all plans offer CFAR as an option, so research before you purchase if you’re interested in this add-on.COVID-related events not directly related to you: If you planned on going to a conference or a family reunion that was canceled due to COVID-associated concerns, your travel insurer will not reimburse your nonrefundable flight or hotel accommodations.Finding travel insurers covering COVID-19Generally, the policies underwritten by U.S.-based travel insurance providers vary by state, trip information, travelers’ ages and other various details. Travel insurance comparison site Squaremouth is one of the very few comparison sites that allow you to filter by policies that offer coronavirus coverage.To find a policy that specifically covers coronavirus-related losses, input your departure and return dates, your main destination and select “Search for Policies Now.”In our example, we will input the following details: A ,000 paid-in-full trip to Greece leaving on Oct. 9 and returning on Oct. 18 by a 40-year old U.S. citizen who is a resident of California. The policy will include trip cancellation coverage.When incorporating the “Coronavirus Pandemic” filter, the results reveal that 40 out of 84 policies include this coverage. You can select additional filters, such as cancel for any reason, if you’re looking for that optional upgrade.The results can be sorted by price, top sellers, top reviews and insurance providers, offering plenty of ways to easily search for the specific policy you’re looking for.Each of the top three policies (which is just a sampling of the 40 options) includes coronavirus cancellation and medical coverage, and displays the associated limits. Trip cancellation coverage is ,000, representing the value of the trip. The price of the policy is clearly stated and ranges from 4.1% to 5.4% of the total trip cost. This range represents very typical travel insurance costs.The bottom lineOnce you narrow your search, you’ll want to review the full policy details to ensure you’re familiar with what exactly is covered and not covered. If you have specific questions — especially as they relate to the constantly changing travel advisories or whether coronavirus is considered as a foreseen event (which some providers will not cover) — you’ll want to reach out to the insurer. The last thing you want is to purchase travel insurance and later find out it will not cover you in your intended destination.More From NerdWalletWhy You Shouldn’t Book Airfare in Advance Right NowShould I Pay for My Hotel Using Cash, Points or Both?5 Travel Writers ‘Draft’ Their Favorite AirlinesElina Geller is a writer at NerdWallet. Email: egeller@nerdwallet.com. Twitter: @elina_geller. 4952

Though President Donald Trump remains hospitalized with a COVID-19 infection, it didn't stop him Monday morning from sending more than a dozen tweets — most of them in all caps — urging his supporters to vote for him on Election Day.Between 6:30 a.m. ET and 7:30 a.m. ET on Monday morning, Trump tweeted at least 17 times — most of which were completely in capital letters and included a policy position or administration goal followed by the call to "VOTE!"It was the most active the president has been on Twitter since his hospitalization on Friday. Typically a prolific user of Twitter, Trump has tweeted 14 times since he confirmed his COVID-19 diagnosis on Friday, many of those coming as retweets.Trump's tweetstorm comes as the nation is still mostly in the dark regarding his condition. Throughout the weekend, the president's doctors painted a relatively rosy picture regarding Trump's bout with the disease. However, his doctors declined to share when Trump's last negative test was, how high his fever reached and other important vitals. His doctors also reported Sunday multiple instances in which Trump's blood oxygen levels dropped significantly — something that was not mentioned the day before. The doctors' reports also contradict Saturday comments from White House Chief of Staff Mark Meadows, who called the president's condition on Friday "very concerning" and added that Sunday and Monday would be "critical" in his fight against the virus.Through several photos and videos released by the White House, Trump has attempted to maintain the appearance of wellness. Despite his infection with a highly contagious disease, Trump left the hospital briefly on Sunday for a ride in a Secret Service vehicle in front of the hospital to wave to his supporters. 1780

Three strangers brought together by chance are now forever bonded by a life-changing ten minutes.Those moments were the difference between life and death for an 8-month-old girl, Hazel Nelson, who was diagnosed with Transposition of the Great Arteries (TGA) and Pulmonary Arterial Hypertension.A little over a week ago, the little girl had a close brush with the unthinkable when a quick trip to run errands took an unexpected turn."She was blue as blue could be. The bluest baby I've ever seen. Lifeless," said Deanna Berning, an Emergency Room nurse. "No signs of life whatsoever."Hazel is diagnosed with a rare heart condition and coded that Wednesday inside Walmart. "I seriously thought she was dead," said Hazel's mother, Jackie Nelson. "I was so panicked. I mean, I know CPR, but I was so panicked and she started doing CPR and before you know it, the other nurse was doing CPR."That's when two strangers, connected by happenstance, stepped in. One woman was a pediatric nurse, and the other worked as a trauma nurse. Both gave life saving breaths and chest compressions to little Hazel."I started to kind of feel her pulse start to come back and flutter when I was doing CPR by myself but I just kept doing compressions because that's obviously not a normal heartbeat and you've got to get blood going everywhere.""I'll just never forget when she opened her eyes and there was so much relief," said Mariah Thurman, pediatric nurse. "I was like, 'She's going to be OK, she's going to be OK."Those moments of panic are what Hazel's mom knew could be a possibility. But she never expected it to happen so soon."Even having a sick kid, I was thinking this isn't going to happen to me," Nelson said. "I know CPR but you are panicked and I'm lucky that there's people there who seriously saved her life."Hazel was rushed to the hospital and returned home last Wednesday."When we got to the hospital, I told Brandon that I didn't even get the chance to thank those women, and they just saved her life," Nelson said.A Facebook post reconnected the three women. On Sunday, Hazel reunited with her heroes.None had planned on being at Walmart that day, but all say, it was a meeting of more than chance."I don't know why we ended up at that Walmart. We have one at home. Why did I go to that one? I don't know. We just ended up there," Berning said.Berning had just taken a course about a week earlier to become a certified instructor in infant CPR.Thurman also hadn't planned her trip to Walmart."The other nurses at work say it's a good thing you were there, and my response is always 'Somebody would have done it, too. Somebody else would've been there,' " Thurman said. "But then I think, by the time I got over there, she wasn't breathing, and no one was doing anything.""I do feel like it was fate. And I feel like even though Hazel is sick, she's meant to be here, and she's a fighter. And she's fought so hard for her life. She's an inspiration because she's always smiling," said Nelson.Hazel spent a few days in the ICU after the incident. She turned home to her family in Minden, Iowa, last Wednesday. 3157