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SAN DIEGO (KGTV) - People looking for some extra cash on hand during the coronavirus pandemic are turning to pawn shops as one way to make ends meet.Moris Adato, the owner of CashCo Pawn, says business for pawn loans started to pick up near the end of April when people needed extra money for mortgage and rent payments."It's getting crazy right now," Adato says.Pawn shop owners say their loans can help people make ends meet as they wait for things like EDD payments or stimulus checks or search for a new job.When someone pawns an item, the shop owner gives them a loan against the item's cash value. People typically have 4-6 months to pay it back, with interest. Once the loan is repaid, the item is returned to the owner.If someone can't, or chooses not to repay the loan, the item then belongs to the store and can be sold. There's no penalty for forfeiting the item, and it will not affect your credit score.Many stores, like Adato's, will allow people to extend their loans if they ask.Adato says his most common item is jewelry."Jewelry in itself is something to wear and to look good, but it's a commodity," he says. "It's gold, silver, or diamonds. If things go wrong, this is how you get out of trouble."Experts say there are a few things people need to know before deciding to pawn a possession.First, make sure the store you go to is accredited with a state or national pawnbrokers association. That will ensure they follow all the laws and regulations of the business.Second, ask about the terms of the loan, especially the interest. California law caps the interest on a pawn loan at 3% per month.Third, make sure you understand all of the extra costs, including storage and set up fees.Despite the spike in demand, Adato says about 90% of the people who come in for loans pay them back and reclaim their items. His store is offering zero-interest on any loan paid in full within 30 days. He's also promoting safety by doing as much business as possible through his website and app.Adato says it's a small way he can help people get by during the pandemic. "There are still people out there that need money, unfortunately," says Adato. "These are blue-collar, working, hard class citizens that just need groceries to get through this hard time." 2270

SAN DIEGO (KGTV) - More low-income seniors are taking back their independence with help from the St. Paul's PACE program.PACE helps seniors live independently at home by providing social services, in-home care, transportation, personalized medical services, and senior activities.Norma Griego is a PACE Certified Nursing Assistant and visits about six seniors a day. She checks on their well-being, does light housekeeping, and spends time socializing with the seniors. "Socialization is so important. There are times that they don't get out to see a lot of people and just listening to their stories is wonderful and then getting to know them and build relationships with them, it's amazing, it's just wonderful," said Griego.Iva Records is a PACE participant and is turning 102-years-old this Halloween. "Well I just like it here; I like my independence, I like to get up when I want to, I want my breakfast when I want it," Records.Because Records has trouble seeing, she relies on PACE to continue living independently at home. "They always are there for you," said Records. The interdisciplinary team includes a registered nurse, recreation therapist, dietitian, occupational therapist, PACE center manager, home care coordinator, personal care attendant, transportation specialist, primary care provider, social worker, and physical therapist.To be eligible for St. Paul's PACE, seniors must be:Over 55 years of ageLive in San Diego CountyBe able to live in their homes independently (with PACE help)Have skilled medical needsPACE is free to anyone on Medi-Cal with no share of cost; medications are also free. If you know someone who may be eligible for St. Paul's PACE call:1-833-PACE-NOWOr visit the St. Paul's PACE website 1740

SAN DIEGO (KGTV) - On the edge of Balboa Park, parkgoers arrived Wednesday to a fresh layer of graffiti across a popular playground area.Joanne Schara leads a boot camp class at Bird Park at Upas three times a week. After a year of working out there, the things that drew her are now awash in graffiti. "It's just sad to see. You come here because you want a happy space. People bring their kids. People bring their pets. Its beautiful," said Schara.The tagging is everywhere, from the tables and benches and the wall wrapping around the playground area to utility boxes and graffiti on the ground."Doesn't give a good image at all," said Schara.Cathy Lea has lived in the neighborhood for 40 years and takes her dogs to the park twice a day."When I see the graffiti, it's disheartening," said Schara.Lea says every few days, there is more graffiti. On the concrete wall that surrounds the park, there are countless layers of tagging that have been painted over, only to be tagged again."That's not what this park is about," said Lea.On the Nextdoor app, some longtime neighbors posted the current graffiti is the "worst they've ever seen." Lately the graffiti has started to creep into areas previously untouched, including the playground set and the nearby rocks. As the tagging spreads, so does the frustration."It's not the kind of message we want to be sending in North Park," said Lea.Several neighbors have posted on the city's Get It Done app to get it cleaned up. Parkgoers worry it'll be tagged as soon as it's cleaned up. 1542

SAN DIEGO (KGTV) - Point Loma High School students welcomed gender-neutral homecoming royalty this week, eliminating the traditional roles of king and queen.At Friday night’s homecoming game, two senior boys were selected as kings. Most students at Point Loma High School said they support the change.Associated Student Body president Ila Komasa told 10News previous homecoming kings and queens were couples. This year, she wanted to make it more individualized. “We didn’t believe the couple aspect applied to what homecoming court meant to us and what it should represent for the students," Komasa said.Komasa was hopeful students would be given the opportunity to vote for anyone they wanted.“We made the decision to individually elect and nominate two students from each grade level as homecoming court and then for seniors, homecoming royalty.” It’s an effort to make homecoming more inclusive, no longer focusing on one’s high school relationship status, rather the impact made on peers. The students got the idea after two senior boys were voted to win the prom royalty titles. 1093

SAN DIEGO (KGTV) - More than 3,000 street lights in San Diego is expected to get ‘eyes and ears’ by the end of the month.Last year, the city announced that they would be retrofitting 3,200 street lights with smart technology.RELATED: Smart street lights coming to San Diego Nearly 3,000 of the “sensor packages” have been installed on existing street lights according to David Graham, Deputy Chief Operating Officer for Smart & Sustainable Communities.  However, they have not yet been activated.The technology on the street lights has a sort of camera and microphone.While it may seem a little “Big Brother-ish” to some, Graham assures the public they won’t be used for spying. The cameras and sensors would only collect data on parking, traffic congestion, and pedestrian safety. All the data goes to a cloud-based system and has no identifying capabilities.The sensors could also be used to fight crime, by being able to the hear gunshots and triangular where the shot was fired.RELATED: SDPD testing ShotSpotter system that pinpoints locations of shootings, explosions?“We are laser-focused on security when deploying any new technology, and the smart streetlights use anonymized aggregate data to make it easier to find parking and improve pedestrian safety while protecting privacy,” Graham said.The sensors are being put on street lights all over San Diego, with a higher concentration of them in urban areas, like downtown. 1478