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It started six years ago. And hopefully, it will be the last time in 2020. Please switch on two-factor authentication on all of your accounts. ??— Victor Gevers (@0xDUDE) October 22, 2020 201

It is rare that inside President Donald Trump's White House that something bipartisan can get accomplished. But that is exactly what has happened when it comes to trade. WHAT CHANGES TODAYFor nearly thirty years, NAFTA, which stands for the North American Free Trade agreement, governed trading between the United States, Mexico and Canada. It basically sets the rules by which companies needed to follow in order to avoid paying a tariff or fee to ship their product within one of those North American countries. In recent years however, Democrats and Republicans have both criticized the agreement as a reason companies moved their jobs overseas, particularly to Mexico or Asian countries. Beginning today, NAFTA is no more with the United States-Mexico-Canada Agreement (USMCA) in effect. WHAT'S DIFFERENTThe trade agreement has been read over and scrutinized by lawyers of Fortune 500 companies for months, but some of the biggest impacts affect the auto industry, the steel industry and dairy farmers. Under the agreement, in order to avoid a tariff, 75% of a car must be built in North America. 70% of the steel and aluminum in a car must also come from North America. It also demands 40-45% of the car be built by workers earning at least /hour. That last provision is key because those new wages are nearly triple what Mexico is paying it's workers right now in some instances. Dairy farmers in the United States will also have expanded access into Canada, which is something the US agricultural community has called for years. WILL IT CREATE JOBSThe White House claims this new deal will result in hundreds of thousands of jobs in the coming years. Regarding whether any new jobs are being created right now, Treasury Department spokeswoman Monica Crowley said it is too soon to tell. "Well it just goes into effect today, but we will see that going forward but the good news that we got today but the good news is that manufacturing has hit a 14 month high in the month of June," Crowley said. 2015

INDIANAPOLIS -- An abused dog that was shot and left for dead has a new lease on life after an Indianapolis Metropolitan Police Department Officer and his wife, a paramedic with the Wayne Township Fire Department decided to step in and help. Officer Tim Elliott was on patrol when he came across the dog that had been shot in the face and doused in bleach. Wayne Township Fire Department Captain Mike Pruitt says Officer Elliott and his fellow officers rushed in to help and took the pup to the emergency vet to try and save him. "Still alive and wagging his tail, Tim and Tiffany couldn't let this little guy perish at the hands of a savage criminal owner," said Pruitt. Pruitt says the couple fell in love with the pup and decided to save him. The pup, who's been lovingly nicknamed "Winks,"  will need surgery to have his eye removed as well as other medical treatments from the damage his previous owner had done, The Elliott family is raising money to try to help cover those costs which are expected to exceed ,500. "Winks now has a forever home full of love and a "brother" (Gauge) to help him through this," said Captain Pruitt. "Please help us help Tim and Tiffany in their journey to give Winks a happy home!" 1274

It might still feel like summer outside, but starting Tuesday, you can once again get your pumpkin spice latte fix at Starbucks.The popular coffee chain says its beloved fall seasonal menu returns to stores on Aug. 25.The lineup offers pumpkin-flavored beverages, treats and more.In addition to the pumpkin spice latte – now in its 17th year – you can sip on a pumpkin cream cold brew, a salted caramel mocha or a salted caramel Frappuccino.If you're hungry, pair your drink with a seasonal baked goods, like Starbucks' pumpkin scone, a pumpkin cream cheese muffin or a slice of pumpkin bread.Starbucks says the fall menu is available at all their U.S. and Canada locations for a limited time and while supplies last.This story was originally published by Mark Sundstrom at WPIX. 787

It's said a penny saved is a penny earned. But a penny exchanged with a 10% return rate is a financially friendly investment.From the Texas panhandle to southeast Wisconsin, banks across the country are launching coin buyback programs amid a nationwide shortage."We just wanted to be prepared to take care of all of our customers and not leave them short," Erik Schrader of Amarillo National Bank said.Schrader says anyone can bring in up to ,000 in coins to Amarillo National locations and swap them for 10% more in cash. So far, he says the trade-off is paying off for both people and banks."I've never seen a coin shortage. We have had lows throughout time, but never anything we thought was a problem," he said. "But luckily, we were able to get out ahead of this."Some customers aren't even looking to cash in. Neil Buchanan of Community State Bank in Wisconsin says many customers are simply exchanging the coins for bills and not taking the 5% incentive."We've had a lot of people come in and say, "No, no. I don't want the bonus. I just heard that there was a problem. I have this coin. I want to be part of the solution.,'" he said.Economic experts say the coin shortage is linked to the pandemic."There was a decline in supply of coins by the mints and there was an increase in demand for the coins as we all got back to getting the groceries," said Kishore Kulkarni, Ph.D., a professor of economics at MSU Denver.Kulkarni said countries around the world have suffered from coin shortages before, and while these types of coin buyback programs do help the economy, more transactions in the future will require less exact change."We are in a cashless society already, and we will be more so moving forward," Kulkarni said.Moving forward financially, Amarillo National Bank will continue exchanging coins for cash through Sept. 1. Community State Bank has received so many coins that it ended its buyback program. 1931

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