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Based on the one-year interest rate, the annual yield on deposits averaged at around 2.88 percent over the last decade, while the consumer price index (CPI), a main gauge of inflation, grew between 3 percent to 6 percent over the last few years, resulting in huge losses for the funds.
The government's currency ambition demands more reforms in economic and financial policies regarding the exchange rate, capital account management and interest rates, said some experts who attended a financial forum in Shanghai on Saturday.
Chinese Vice Minister of Commerce Chong Quan signed the agreements on behalf of his country while respective ministers signed on behalf of Zimbabwe.
The guideline also lowered the minimum shareholding of the main initiator for rural banks, which are usually major State-owned commercial lenders, from 20 percent to 15 percent, to stimulate private investors’ willingness to lend to rural residents and small enterprises.