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PINELLAS COUNTY, Fla. — Millions of drivers received refunds on their car insurance after the pandemic forced a national shutdown. But the I-Team found out at least one major insurance carrier is asking to raise rates for drivers across Florida.Pinellas County resident Robert Stickler and his wife started working from home after the pandemic shut down Florida in March. “My family hasn't been driving, the cars have been sitting," Stickler said.Their insurance carrier Geico and many other large auto insurers in the nation refunded drivers. The Sticklers were refunded 15 to 20 percent of premium costs after the pandemic delivered a drastic dip in accidents and claims. That credit was reflected on the Stickler family bill.Robert Stickler welcomed the refund but said they suffered sticker shock when Geico socked them with a 0 rate hike to their 6-month policy in June. The increase was approved by the state. “It was going to be over 4 a month for 3 older vehicles,” said Stickler.In a letter from Geico:"There are many factors that affect your insurance premium such as age, driving history, location and the increasing cost of vehicle repairs." But this driver says that explanation does not add up. “There had been no changes what-so-ever,” said Stickler.We reached out to Geico and have yet to hear back. The I-Team checked state records and found Geico petitioned the Florida Office of Insurance regulation between March and August for a separate rate hike of nearly 7 percent after the pandemic hit.Doug Heller is with the Consumer Federation of America, a watchdog group that called on Geico this past May to give back some of its profits the CFA claims the company raked in during the pandemic as drivers stayed off the road. “We are paying premiums as if the pandemic never happened,” said Heller.The I-Team reviewed second-quarter profit earnings for some of the nation’s largest insurance companies. We looked at overall profits which include their auto insurance and found Allstate, Progressive and Geico business shot up by hundreds of millions of dollars for the second quarter of this year compared to the second quarter of 2019.Geico's parent company reported to investors its 2020 overall insurance profits were, ”...largely attributable to unusually high earnings from Geico due to lower claims frequencies. These results are likely to be temporary…"Former Florida Deputy Insurance Commissioner Lisa Miller says there’s a state law that regulates how much insurance can profit. “We have very strict set of factors of what these insurance companies can profit," Miller said. No one is alleging that Geico or any other insurance company made an excessive profit. However, Miller says if state regulators find that any auto carrier made an excessive profit, customers could be refunded under a Florida law meant to protect consumers.The I-Team requested an interview with Florida's Insurance Commissioner David Altmaier. His spokesperson declined our request but said in a statement."OIR thoroughly reviews all filed auto insurance rates filings to ensure they comply with all applicable laws and are not excessive, inadequate, or unfairly discriminatory. "In its latest earnings report. Allstate credited its auto policy profits to "....Higher premiums earned and lower loss costs from reduced miles driven.”We asked the company if it planned to refund more money to customers, but have yet to hear back. Progressive told us it filed in June to reduce premiums in 35 states including Florida.Geico’s rate hike request is still pending. We plan to keep following that and let you know how it could affect your bills This story originally reported by Jackie Callaway on abcactionnews.com. 3739
MONTPELIER, Vt. – Among the maple trees in west Vermont, on the outskirts of Montpelier, sits Morse Farm and Sugar Works. Elliott Morse and his brother Burr Morse run the farm. Their families have been farmers in the region for seven generations. “We were dairy farmers for most of those generations,” said Burr. “My father didn’t like dairy farming, that just wasn’t what you wanted to do.” Under Harry Morse senior, Burr’s father, the farm focused on tapping maple. When it was Burr’s turn to run things, he thought the land was suited to do something else too. The farm had enough land and the right topography for cross country skiing. “This was a junction here and really the main entrance to the ski system,” Burr explained as he walked the farm’s ski trails. “Skiing livened the place up in the winter.” Cross-country skiing on Morse Farm became a popular local attraction in Montpelier for more than two decades. “Families had fun and year after year they’d come up to ski,” Burr added. However, Morse Farm had to close its ski trails last year as the weather has become more unpredictable, and the snowfall amounts have been inconsistent. Over the past decade, Vermont has had almost 200 inches of snow one year, and barely 50 inches the next. “It’s not easy, it’s not easy at all. Skiing was with us for 20 years and now it’s like it died,” said Burr. The change has been tough for Burr Morse to accept, but necessary. Now he can focus all his attention to maple sugaring in hopes of minimizing the unpredictable weather’s effect on that business. “There are a lot of sugar maker walking around like, there’s not a problem. Nothing’s wrong, nothing’s wrong. I don’t have the patience for that,” he said. “I am a realist. I have my eyes open on the farm and darn it all I am concerned.” He’s concerned over how long technology, like vacuum pumps hooked onto maple trees, will work to draw sap from the trees when the weather is unseasonable. But he’s also concerned over how many more generations of the Morse family will be able to enjoy running the family farm. “I have just one grandchild 6-year-old girl and we love her to pieces and if she wants to carry on this place someday that would be great,” Burr said. “But will the place be here for her if she makes that choice I don't know and that's what I worry about.” 2347
Martha Firestone Ford is stepping down as the owner of the Detroit Lions, the team announced on Tuesday. Her daughter, Sheila Ford Hamp, will succeed her mother as the team's principal owner and chair.Martha, who is 94, has owned the team for six years."It has been a great honor for our family to be association with the Lions and with the National Football League. I am gratified that this family tradition, which my husband and I began almost six decades ago, will continue under Sheila's guiding hand. It is clear to me that Sheila will provide superb leadership and is fully committed to competitive excellence and community involvement," Martha said in a statement."My mother has inspired all of us since taking on the leadership of the Lions over six years ago. She has been a tireless leader to our family, our team, and our community. Her smart decisions have given me a solid foundation to take the team forward. On behalf of the family and the team, I want to thank her for her countless contributions. I look forward to leading the Lions to excellence on and off the field," Sheila said in a statement.When she took over for the team after her husband, William Clay Ford died, she became a fixture at practices and at games.“I’m so impressed by the way that she handles things, runs the team, is involved. She was out at practice last week, it was 90-some degrees, stood out there the whole practice. I mean, she might be in better shape than some of the players,” New England Patriots Head Coach Bill Belichick said during the NFL Films interview. He was speaking of a joint practice between the Patriots and Lions in the summer of 2019.“We have meetings, two or three times a week during the season. We’re at training camp together so we can talk about players that we see. It’s just such a big part of my life, I don’t know where it begins or ends,” she said in an NFL Films clip. “I don’t pretend to be an expert on coaching, but I know enough to be on top of what’s going on.”Ford was one of ten female owners in the NFL. WXYZ was first to report this story. 2098
PALM BEACH COUNTY, Fla. – If you choose to bring a live Christmas tree into your home, you may want to be on the lookout for critters. One 152
Former Vice President Joe Biden issued spoke out publicly, as more women came forward, claiming interactions with him made them uncomfortable. In his career, Biden says he's always tried to make a human connection. "I shake hands. I hug people. I grab men and women by the shoulders and say, ‘You can do this,’" he said. However, the former vice president acknowledged social norms have begun to change and personal boundaries have been reset. “And I get it. I get it. I hear what they're saying, I understand it, and I’ll be much more mindful,” Biden expressed. “That's my responsibility. My responsibility and I’ll meet it.” Dr. Bud Bilanich, with the University of Denver, says in the late 60s and early 70s, when Biden started his career, the landscape was much different.According to TheSpruce.com, average comfort levels of personal space distance in the U.S. are approximately:0 to 20 inches for intimate couples1 1/2 feet to 3 feet for good friends and family membersApproximately 3 feet to 10 feet for casual acquaintances and coworkersMore than 4 feet for strangersMore than 12 feet for speaking to a large group. Biden promised to be more respectful of people's personal space. “The idea that I can't adjust to the fact that personal space is important, more important than it's ever been, is just not thinkable. I will, I will,” Biden promised. 1374