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Remember when we used to make plans? It was so long ago now you may not remember, but we actually used to start booking our holiday travel in the summer before prices rose to unaffordable levels. That’s right: We could predict what the world would be like months in advance back then.Times have certainly changed; now, some travelers are starting to wonder whether and how to plan for the holidays. Does it make sense to buy plane tickets? What about using points and miles? And what are the chances of a second (or is it third?) wave of the pandemic?I’ve spent the last few months wading through COVID-19 travel policies, spreadsheets full of airfare and hotel data and other boring industry effluvia so you don’t have to. And I’ve got a few nuggets of advice for anyone thinking about booking holiday travel.For starters: Why rush?Should I book now?Years of conditioning have taught us all the perils of waiting until the last minute. But if you haven’t noticed, this year is not like the others, and travel demand is unlikely to reach normal no matter what happens in the next few months.In other words: You shouldn’t feel any rush to book travel until you’re ready.In fact, you might end up paying more if you book in advance rather than closer to your travel dates. Recently, I analyzed a bunch of hotel price data and found that the cost of booking the same room dropped dramatically when booking 15 days in advance, compared to booking four months in advance.That is, the same rooms cost an average of 7 when booked within 15 days compared to 2 when booked four months in advance. And while this trend might not hold into the winter or through the holidays, it’s certainly a good indication that you’re unlikely to save money by booking hotel rooms now.The trend isn’t quite as dramatic for airfare, though it’s possibly more remarkable, since booking within 15 days has historically been a recipe for getting fleeced.Which airline should I fly?This one’s easier: Delta.We performed a big analysis of airline policies in response to COVID-19 and found that Delta had the best overall rating, with Southwest and Alaska hot on its heels.I won’t bore you with all the details here, but some of the factors we took into consideration include:Mask policy enforcement.Blocking seats and limiting capacity.Offering flexible change and cancellation policies.This last bit is especially important when booking holiday travel this year: Make sure the tickets you purchase can be changed or canceled without incurring a fee. This has gotten significantly easier with various COVID-19 waivers and four major airlines, including Delta, all announcing the elimination of most change fees. Be aware of restrictions that remain around basic economy fares.What about points and miles?Hotel points and airline miles can usually offer good workarounds for sky-high holiday prices. Notice that pesky “usually.” Since cash prices are so low, using points and miles is unlikely to offer better than average value this year.That doesn’t mean you shouldn’t use miles, just that you won’t get especially good bang for your buck from them right now.Will it be safe?That’s the trillion-dollar question, isn’t it? I’m no epidemiologist, so I’m reluctant to wade into these waters, but there is something important to keep in mind: Where are you planning to travel in December?The Institute for Health Metrics and Evaluation at the University of Washington offers public projections for the pandemic broken down by country and state. These reveal some pretty startlingly different scenarios for different parts of the country.For example, the daily per capita infection rate in California is projected to rise from 42.6 per 100,000 today to 155 per 100,000 by December. New York state in December is projected at 30 per 100,000, up from the current 4.4. Utah’s rate is expected to skyrocket to 179 per 100,000 from today’s 13.5.Of course, these are only projections, and nobody knows what will actually happen by December, but it’s good to keep in mind when planning travel. You don’t want to go from a relatively safe spot into a hot zone (or a hot zone into a safe spot, for that matter).In fact, for everyone’s sake, my personal take is that we should all err on the side of staying home.More From NerdWalletAnalysis: How Have Hotel Prices Changed in 2020 vs. 2019?How to Plan Holiday Travel for Maximum Flexibility in 2020Why Won’t the FAA Require Masks?Sam Kemmis is a writer at NerdWallet. Email: skemmis@nerdwallet.com. Twitter: @samsambutdif. 4542

Publix supermarkets are recalling some ground beef products from chuck that may have E. coli, the US Department of Agriculture's Food Safety and Inspection Service said Thursday.A total of 18 people became sick between July 5 and July 25, the government agency said."Traceback information indicated that case-patients consumed ground chuck products purchased at various Publix Super Markets that was supplied by a yet-to-be determined source," the USDA said. 471

Racial disparities and bias in health care can be a double whammy for multi-generational families of color — specifically when Black men are the caregivers."We tend to think of the male caregiver as that individual that comes helicoptering in and pays the bills or take care of yard work. But that's not all that male family caregivers do," said Rita Choula, the director of caregiving at the AARP Public Policy Institute.AARP has found that there are nearly 3 million African-American men taking care of an adult family member or non-relative — usually someone with memory, emotional or mental health conditions.Conversations with those caregivers reveal the unique challenges and stereotypes they face, including health care bias."If he is going into a situation with an understanding that there may be a bias — when we talk about higher levels of stress, that would be one thing that could cause more stress for an African American male caregiver," Choula said.Black men are also less likely to ask for help, which can add to the stress. They're often still working essential jobs and facing financial impacts due to tough choices about balancing careers with their caregiving responsibilities.That stress has been amplified by the COVID-19 pandemic, as caregivers now face the risk of bringing the virus home to loved ones.But these Black men are dedicated. A majority of all African-American caregivers find a sense of purpose or meaning in that role — more so than other caregivers."Increasingly, male family caregivers are bathing their mothers. That's a difficult thing," Choula said. "So, as a provider, are you talking to that male caregiver about what that may mean to them emotionally?"Any caregivers seeking support — either in-person or online — can call the AARP Caregiver Hotline at 877-333-5885 or click here for more information. 1855

President Donald Trump will make two campaign stops in the upper Midwest Monday as he attempts to sway voters in crucial battleground states of Minnesota and Wisconsin.Trump's campaign stops will come the same day that Democrats will open their party convention — a convention originally scheduled to take place in nearby Milwaukee, Wisconsin, but which has since been rescheduled to take place virtually.According to the official White House schedule, Trump will first travel to Mankato, Minnesota and deliver remarks at North Star Aviation. He'll then fly to Oshkosh, Wisconsin, where he'll deliver a speech at the city's airport.Trump is expected to deliver a speech on "jobs and the economy" at both locations, according to the official White House schedule.The state of Wisconsin proved critical to Trump's victory in 2016, where he broke through the Democrats' "Blue Wall" in the Upper Midwest and edged out a close victory in the state. The state could again prove critical in 2020 election, and recent polls show presumptive Democratic nominee Joe Biden with a slight edge in the state.Former Secretary of State Hillary Clinton carried Minnesota during the 2016 election.Trump's comments come the same day that an ABC/Washington Post poll showed Biden leading nationally with 53% to 41% lead. 1308

President Donald Trump's ex-wife Ivana doesn't think he should run for reelection in 2020. In an interview with Page Six, Ivana Trump said her ex-husband should instead enjoy his fortunes. “I’ll tell you something, I don’t think it’s necessary,” she told Page Six. “He has a good life and he has everything. Donald is going to be 74, 73 for the next [election] and maybe he should just go and play golf and enjoy his fortune."Ivana Trump was married to Donald from 1977 to 1992. The couple had three children: Eric, Donald Jr. and Ivanka. Despite being divorced for 26 years, Ivana remains in close contact with the President, saying they talk at least once a month. Ivana Trump believes her ex-husband probably misses some of the freedoms he had before entering the White House. "I don’t think he probably knew how much is involved of being the President," she told Page Six. "It’s so [much] information — you have to know the whole world.”Ivana Trump added during the interview that she feels for Trump's current wife Melania as speculation swirls around Trump's sex life, and his alleged relationship with porn star Stormy Daniels. "I feel bad for [Melania] because I know how bad I did feel. It hurts a lot,” she told Page Six.During their 15-year marriage, Ivana said she never suspected Donald of cheating on her. “Donald was always in the office and coming home, so I had no idea how he had the time to cheat,” she told Page Six. To see the full interview, click here.  1564