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An alert for any brides-to-be: the wedding dress retailer David's Bridal announced this week it's planning to enter bankruptcy.So will brides with current orders be left out in the cold?David's Bridal CEO Scott Key said in a statement that for now the company's 300 stores will continue to operate and honor all orders and appointments.Jane Billingsley — who helps put together weddings at The Chapel in Nashville — says she can see why the wedding dress retailer may be facing tough financial times as more people buy wedding dresses online, or buy non-traditional styles."This millennial generation is coming up with things and it's like OK, we personalize it," Billingsley said.Billingsley says of the brides she sees, four out of five use David's Bridal in picking out a dress. 839

Americans are trying to form better financial habits in light of the recession, building emergency savings and paying down debt.However, many are finding savings accounts are now returning next to nothing in interest. That's because of the Federal Reserve's decision to keep interest rates low.Rates that were over 2.5% a year ago are down to under 1% now. But there are some other accounts that can get you a better return.“Something known as a rewards checking account might be a better option,” said Greg McBride, Chief Financial Analyst at Bankrate.com. “These are accounts that typically pay higher yields, higher than even online savings accounts, you might find 1.5, 2, 2.5%, but you have to meet certain qualifications each month to earn that deal.”Rewards checking accounts typically are offered by smaller community banks and credit unions. They usually come with monthly requirements though, like direct deposit, online bill pay, enrolling in e-statements, and using your debit card a certain amount of times. But those are things many people already use.In terms of saving versus paying down debt now, experts say to save.“That's really critical. No one knows what’s going to happen down the road in terms of jobs or income, so having some money put away will help you sleep at night,” said McBride.Just to give you an idea, you could make by saving around ,000 a year at 3% interest rate, which a rewards account might pay.That’s compared to just 60 cents in an average savings account, which only has about a .06% interest rate. 1556

Amid all of the retail chaos and change of 2020, at least one thing remains the same: the biggest sale day of the year.Black Friday — the day after Thanksgiving — has a reputation as the best time of the year to buy just about anything.But even though Black Friday still exists in 2020, it won’t be the same experience as before. Our guide can help you get the best bargains this Nov. 27.Buy: TelevisionsLow-priced electronics deals are a given on Black Friday. That won’t change this year.Last year, Target sold a 65-inch TV in stores for only 9.99. Walmart, too, had a 65-inch TV for just 8. This Black Friday, you’re guaranteed to find discounts on TVs, as well as tablets and laptops.As for some stocking stuffers to go along with your new TV, you’ll find video games, CDs, DVDs and Blu-rays deeply discounted from their original prices. In 2019, Walmart had over 50 movie titles for .96 apiece.Skip: ToysHistorically, it’s best to wait until closer to Christmas to purchase dolls, action figures, play sets and other toys. You run the risk that certain items will sell out, but you may also be able to find bigger savings on what’s left.In past years, select toys have been on sale for as much as 50% off in the final days before Christmas.Buy: Apple productsThere’s a specific electronic brand that’s popular on Black Friday: Apple. Major retail stores such as Best Buy, Target and Walmart discount Apple products each year, and previous-generation models usually see dramatic deals. These offers may include price cuts, free gift cards with purchase (up to 0 with a qualifying phone purchase on an installment plan), or a combination of both.Target devoted an entire page of its 2019 Black Friday ad to Apple. The Apple Watch Series 3 (GPS) started at 9.99 (regularly 9.99), and select App Store and iTunes gift cards were buy one, get one 30% off.Apple discounts likely won’t disappear this Black Friday. In fact, Apple items have already been on sale in pre-Black Friday sales. Keep an eye out for deals on MacBooks, iMacs, iPhones, iPads, Apple Watches and Apple TVs.Skip: BeddingYou’ve got the entertainment center covered, but hesitate before stocking up on supplies to refresh the look of your bedroom this Black Friday.Every January, retailers such as Overstock, Pottery Barn and Sears host “white sales.” During these seasonal promotions, discounts on bedding, pillows, towels and linens can hit up to 70%. Expect these to come around after Jan. 1.Buy: Gaming systemsBlack Friday is big for gamers. This year, look for savings on video game systems from retailers such as Best Buy, Walmart and GameStop. Expect deals on products from Xbox, PlayStation and Nintendo.You’ll also find particularly great offers on gaming bundles. These include the game console plus a combination of accessories or games.Skip: Winter clothingWinter clothing generally isn’t the best value on Black Friday. Retailers frequently offer big clearance sales on jackets when winter gives way to spring.But if you need something to keep you warm before then, you’ll be able to find some bargains this Black Friday. Year after year, department stores like to offer doorbuster deals on women’s boots with select pairs for just .99 each.If you miss Black Friday, don’t worry. Department stores and clothing retailers have been rolling out new sales almost daily.Buy: Christmas decorBlowout post-Christmas clearance sales happen every year on Dec. 26 as shoppers make their way to the store to return gifts. Christmas decorations, wrapping paper, tinsel and other seasonal trimmings reach super low prices (for obvious reasons). Prices also drop in the final weeks before Christmas.For those reasons, Christmas decorations used to be on our list of items to skip on Black Friday. But this year, it’s less likely you’ll be at the mall shortly before Christmas. And waiting to order online could spell shipping delays.So if you need decorations, consider scooping up deals on artificial trees and rolls of wrapping paper from home and craft stores on Black Friday. That way you’ll have your essentials in time for Christmas.Skip: Outdoor itemsOutdoor products, grills and patio furniture were already deeply discounted immediately after summer ended.If you didn’t pick up these products at the close of this summer, wait until Memorial Day and Labor Day sales roll around next year. Another viable option is the Spring Black Friday Sale that home improvement store Lowe’s usually holds each year.Buy: AppliancesBlack Friday brings big savings on washers, dryers, refrigerators and other kitchen appliances. Retailers typically mark down home appliances by 40%. Look for similar deep discounts again this year.You’ll find smaller appliances such as coffee makers, mixers, blenders or vacuum cleaners on sale, too. Expect deals from department stores such as Kohl’s, Macy’s and JCPenney.Shop: OnlineFor the ultimate combination of convenience, safety and savings, spring for online shopping. With so many stores closed on Thanksgiving, big-box retailers are bringing their doorbusters online this Thanksgiving and Black Friday.Online shoppers will usually enjoy free shipping. Or, you can choose to make your purchases online and pick them up at the store.More From NerdWalletHow to Get the Best Lowe’s Black Friday 2020 Deals13 Ways to Leave Scammers Empty-Handed This Holiday SeasonHow to Shop Black Friday Deals OnlineCourtney Jespersen is a writer at NerdWallet. Email: courtney@nerdwallet.com. Twitter: @CourtneyNerd. 5530

Amid movements such as “Me Too” and “Times Up," WalletHub has determined the best and worst states in America for women.According to WalletHub, although women make up 51 percent of the U.S. population, only 22 percent of U.S. Senators are women while only 19.3 percent of the House of Representatives is made up of women.To rank states, the site compared all 50 states and the District of Columbia across 23 indicators of living standards for women.RELATED: WalletHub ranks best and worst states for military retireesCalifornia didn’t rank as high on the list as some may think, coming in 19th overall.California also came in 23rd in the women’s economic and social well-being rank and 12th for women’s health and safety. Overall the best state for women was Minnesota and the worst was Louisiana.Below are the top five best states for women in 2018:  879

An Indiana man faces charges for leaving a loaded gun in the car with his family as he shopped, after his 3-year-old daughter accidentally shot her mother, police said.Shanique Thomas, the woman who was shot, told police she was unaware that Menzo Brazier, 21, was carrying his weapon when they left their residence in Michigan City, Indiana.They brought along their children, a 3-year-old and a 1-year-old, the Merrillville, Indiana, Police Department said. Brazier asked if Thomas wanted to join him as he went to a nearby store and tried on clothes.But Thomas is seven weeks pregnant and told police she was feeling ill. So she decided to stay in the car, which was parked in the lot in Merrillville, with the children while Brazier shopped.Brazier left the loaded Glock19 9mm handgun between the center armrest and the front passenger seat, police said. His 3-year-old daughter got hold of it, and Thomas told police she heard a "loud pop, like a balloon." Then she realized the blood she saw was coming from her own body.The bullet went through the driver's seat where she was sitting and struck her back.She got out of the car to make sure her children were safe. That's when she found the gun, now in the backseat. Brazier was charged with two counts of criminal recklessness and two counts of neglect of a dependent."We just heard screaming," Hadassah Zirkle, a Plato's Closet employee, told CNN affiliate WLS. "We ran outside with a bunch of other people."The children were placed in custody of the Indiana Department of Child Services and remain there."The first thought was to get the kids out of there," Rebecca Todd, another employee, told WLS. "We grabbed them. We brought them inside, and we just tried comforting them as best we could."According to police, Thomas had surgery for the injuries and suffered nerve damage. 1848

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