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A small business in Brooklyn is taking on Congress, lobbying for insurance coverage for future pandemics. While not an easy battle, the National Retail Federation says these conversations have to be had now in order to keep retailers open.Ann Cantrell, speaking in front of the US House Financial Services Committee, said, "The past few months have been the darkest of my life.”The owner of "Annie's Blue Ribbon General Store" in Brooklyn said it's time for real solutions."Insurance companies should not be in the practice of denying policy holders coverage when they need it the most. What happened to 'you're in good hands' or 'like a good neighbor,' Cantrell said.Speaking on behalf of the National Retail Federation, Cantrell pleaded her case, saying, "We are a community store and people look to us as a pillar of light and hope in the neighborhood. Kids meet their friends at the shop to pick out a gift for their teacher, parents bribe their kids with a treat if they get a shot at the doctor or reward them if they get a good report card."The pandemic, she said, nearly shut her business down. She said she pays ,000 a year for what she calls "all risk" insurance. She was under the impression there was no risk that wouldn't be covered.“When we (were) closed by the governor (New York’s Andrew Cuomo), literally the government shut us down,” Cantrell said. “I put in another call, each time saying that viruses were not covered under business interruption insurance.”The National Retail Federation said Cantrell is a voice for retailers everywhere. And while it was able to get a hearing, the organization says many insurance companies aren't on board.“What they’re saying is this will not be isolated to one area, this seems to be unending and keeps going on and on and on so they’re afraid it’ll cost trillions of dollars,” said Leon Buck, the National Retail Federation’s vice president of banking and financial services. “But what we’re saying is we don’t think so. We think if we’re paying into the fund and the federal government has money, the insurance companies will be fine."“If we were in a COVID-21, for instance, if this happened again, maybe another virus, the business would be protected,” Buck added. “They’d file a claim with their insurance carrier whom they pay monthly premiums to and the federal government would help pick up the tab.”As for Cantrell, who has loved general stores since she was a kid, this is about speaking up because someone has to.“It's not just small companies like mine, it’s big companies. No one is covered under business interruption insurance,” Cantrell said.Luckily, she said she built a good website and the holidays and her Paycheck Protection Program loan will carry her through. She hopes the next Congress will take up the issue. In the meantime, she reminds everyone to shop small. 2855

A rural Oklahoma school system closed for two days earlier this week after a group of adults made threatening Facebook comments about a 12-year-old transgender girl, Achille Public Schools Superintendent Rick Beene said.The incident began after the student used the middle school girl's bathroom this year at Achille school system in southern Oklahoma, Beene said. In previous years at the district elementary school, she had used the staff bathroom.Two district parents complained about her use of the girl's bathroom in a private Facebook group called "Achille ISD Parents Group," which is not officially affiliated with the school, according to Beene.The threats escalated in severity and number when someone made the Facebook group public, Beene said, and some of the Facebook threats have been traced to other parts of Oklahoma and Texas.According to CNN affiliate KXII, Facebook commenters called the seventh grader, "it" and "thing." One Facebook poster suggested it was open hunting season for transgender people, and others advocated for the 12-year-old to be stabbed or beaten up."That's scary," Brandy Rose, the girl's mother, told KXII. "These are adults making threats to a child. I don't understand it."The Facebook page appears to have since been deleted. Still, Rose said the comments had scared her daughter."She's just an awesome kid. To see any kind of fear in her like that, because other people, especially adults, I can't explain how bad that hurts me," she said. 1498

A study led by researchers from Washington State University found 24 planets that may be more suitable for life than Earth.According to the study, which was published in the journal Astrobiology, the key points the researchers used to describe the "superhabitable" planets were between 5-8 billion years old, wetter, lightly larger, orbit around a particular star, and slightly warmer than Earth.Researchers also noted that some planets orbit stars that change slowly and have longer life-spans than the sun, which means life could thrive on the 24 planets.More than 4,000 exoplanets, which are planets outside our solar system, were researched before researchers settled on the 24 top contenders.None of the 24 planets checked off all the boxes, researchers said.The study stated that the superhabitable planets are located more than 100 light-years away. 864

A Miami police officer has been relieved of duty after a video showed him kicking a suspect in the head, as the man was lying on the ground and getting handcuffed."The video depicts a clear violation of policy," Miami Police Chief Jorge R. Colina said in a statement. "The officer has been relieved of duty and the Miami-Dade State Attorney's office has been contacted."A cell phone video shot by a witness shows a man lying in a yard with his hands on his head. The first police officer approaches him and starts putting handcuffs on the suspect. The suspect, identified as David Suazo in the police report, was not resisting and was lying on his stomach. His hands are being restrained. Suddenly, another officer can be seen running toward him and kicking him in the head.That officer then drops to the ground next to the suspect and appears to put him in a headlock.A woman can be heard expressing shock. "You didn't have to do all that, buddy. You tripping."CNN has attempted to reach the officer, Mario Figueroa, but has not yet gotten a response. A call to the Fraternal Order of Police was not returned. 1118

A Montana health official said Monday the increasing number of cases of COVID-19 is concerning, and the numbers will get worse if people don’t take appropriate prevention measures to keep from contracting or spreading the virus.On the day Montana set a new single-day high with 56 new COVID-19 cases, Yellowstone County, which encompasses Billings and surrounding areas, added 14 cases. Many of the new positive cases are coming from family get-togethers, according to Yellowstone County Health Officer John Felton.“Many of these cases are related to gatherings, like barbecues and weddings where summertime fun is turning into infection and disease," said Felton.Felton says most of the people testing positive have shown symptoms and only three positives have come from a recent community testing event at MetraPark. He is encouraging everyone to continue to social distance and says masks do make a difference."Clearly when people are masked they reduce the chance of spread of disease. The main thing that (a) mask does: it prevents that masked person from expressing droplets that could be infected. If both people in a conversation are masked they are each protecting each other. It's not controversial in public health. I understand that there is some kind of political and social elements to that, but it's not a public health controversy whatsoever," said Felton.Felton says he believes the driving force behind the increase in cases is clearly that people are getting together more than they were before.As of Monday, Yellowstone County has reported 55 active cases of COVID-19 and 165 cumulative cases since the beginning of the outbreak. Montana has seen a total of more than 940 cases total. This story originally reported by Russ Riesinger on ktvq.com. 1774