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SAN DIEGO (KGTV) - Owning a home is part of the American Dream. But trying to improve the home you live in can become a budget-busting nightmare.According to a new survey from the Freedom Debt Relief, 69 percent of homeowners plan to renovate within the next five years. But 60 percent of people surveyed say they can't afford needed upgrades.That's why 73 percent of the respondents plan to finance their renovation plans."People want to stay in their homes," says Michael Micheletti, the Communications Director for Freedom Debt Relief. "Once it becomes your house, it becomes your home. So, perhaps people are willing to take on more debt to stay in those communities and those school districts they've become accustomed to."Micheletti says most of the people who plan to renovation will spend either more than ,000 or between ,000 and ,000. With that much money at stake, it's important to know what projects are worth the cost."There's give and take" says Gregg Cantor, the CEO of construction company Murray Lampert. "You have to prioritize what's most important."According to the survey, the most popular upgrades are also the most expensive. New flooring topped the list at 59 percent, bathroom renovations were 53 percent, and new kitchens were 51 percent. After that, Landscaping (43%), Windows (31%), Fencing (28%), Roofing (27%) and Decks (26%) were the most popular.But Cantor says smaller, aesthetic-based upgrades can make your home more appealing to buyers. His list:Painting (inside and out)New baseboards or crown molding on the wallsNew SidingLandscapingGarage DoorsHe also says people doing renovations should follow three simple guidelines when they decide to renovate:1. Set a budget2. Find a company who will work within your budget3. Stick to the plan"Don't be rushed," says Cantor. "Make sure that whoever is handling the design and construction is going at a reasonable pace so that your questions are being answered and you feel comfortable and have a concise and complete price."As for how to pay, Micheletti with the Freedom Debt Network says to look for low-interest options like Home Equity Loans or Personal Loans rather than credit cards."If you're taking on high interest credit card debt to fund the project, it's probably not going to be a good idea for you," says Micheletti. "Try to leverage some of the equity in your house which you're getting the benefit of."Here is what people said they'd use to pay for home renovations:Cash/Savings: 58%Home Equity Loan: 29%Credit Card: 28%Personal Loan: 24%Home Equity Line of Credit: 19%Finally, Cantor says if you plan on staying in your home for a long time, spending more on the big ticket upgrades can be worth it."If you're talking 10 or 15 years, you might do some extra things that, maybe tomorrow you won't get your money back, but you're going to enjoy them over the years," says Cantor. 2892

SAN DIEGO (KGTV) -- Photos captured along the shores of San Diego show the return of a bioluminescent glow cause by a phenomenon known as the red tide. Pictures posted on social media show the eerie neon glow. According to several San Diego photographers who captured the phenomenon, the bioluminescence was captured along the shores of La Jolla and Torrey Pines State Beach Wednesday night. The glow is created by an algae bloom called the red tide. The algae bloom is filled with phytoplankton called "dinoflagellates.” The organisms react with bioluminescence when jostled by the moving water. "Where the wave crashes onto the shore, as it rolls over that’s where the turbulence is highest," said Clarissa Anderson at The Scripps Instutition of Oceanography. "That’s why those are really bright stripes of light. We don’t know the exact smoking gun yet. It’s a certain set of environmental conditions."PHOTOS: San Diegans capture 2018 neon glow of red tideAccording to scientists, the blue glow can be created by stepping in the water or by the crash of waves. It’s unclear exactly how long this year’s red tide will last; however, an algae bloom in September of 2013 lasted a week and a bloom in October of 2011 lasted a month, researchers say.According to the Scripps Institution of Oceanography, the red color of the tide is due to the high number of organisms in the water. 1389

SAN DIEGO (KGTV) -- Padres outfielder Tommy Pham is recovering after being stabbed in the back Sunday night, the team says.According to San Diego Police, Pham was stabbed during an altercation Sunday night.The Padres said Monday that Pham is in “good condition.” He is expected to make a full recovery.“We are aware of the incident last night involving Tommy Pham. He was treated at UC San Diego Health and is currently in good condition. He is expected to make a full recovery. The San Diego Police Department is actively investigating the incident and we will have no further comment at this time,” the Padres said.Pham Monday also thanked the medical staff in charge of his care.“I’d like to thank the incredible medical staff at UC San Diego Health for taking such great care of me last night. I truly appreciate the hard work of the SDPD as well as they continue their search for the suspects. While it was a very traumatic and eye-opening experience for me, I’m on the road to recovery and I know I’ll be back to my offseason training routine in no time,” Pham said.Anyone with information on the stabbing is asked to call San Diego Police at 619-692-4800. 1170

SAN DIEGO (KGTV) — Naval aviators and Marines from NAS North Island and Camp Pendleton are helping firefighters battle the Valley Fire.They joined four aircraft from the Army National Guard who came nearly straight from fighting fires in Northern California, according to Army National Guard officials."Due to the increased fire activity throughout the state of California up to and including Southern California, we are extremely short on resources, private, state, and federal resources. So we've enacted our emergency response agreement with the military here in San Diego including the Navy out of North Island and the Marine Corps out of Camp Pendleton and Miramar," Cal Fire Capt. Nick Clements said.San Diego County said the Cedar and Witch Creek/Guejito Fires were a "wake up call" and in 2008 created a new emergency operation plan partnering with the military as an added resource in a firefight.RELATED COVERAGEINTERACTIVE MAP: Valley Fire erupts in Japatul Valley areaPHOTOS: Valley Fire erupts in East CountyThree helicopters from the Navy's Third Fleet started making water drops Tuesday.The 3rd Marine Aircraft Wing has 6 choppers on standby at Camp Pendleton. They got the call Sunday night and 12 hours later they were coordinating with CAL FIRE."I knew it was a possibility but I didn't expect to go do it," Crew Chief Cpl. Michael Sennett said. They dropped 1,500 gallons of water on Monday, according to the Wing."It's cool because they use the same kinds of equipment we do so we're able to get tips and tricks from them." Sennett said they're used to flying low and carrying loads, from troops, to weapons, to any other resource.RELATED COVERAGESocial media reaction to Valley FireCheck today's weather forecast in your areaThis week their load was water, which can be tricky, he says, "sometimes we miss and it's like okay let's make a correction and adjust and we can hit it next time."Sennett said it's not the wind that makes the timing difficult, it's judging the motion of the Huey.He said Crew Chiefs coordinate critical parts of the mission. They lay on the floor of the chopper and watch the bucket fill with water, then call for the drop, when they're near the assigned target."It's definitely been a long couple days because from start-up to shut down, we come in at six, we have to land by 18[00] so it's a 12-hour day usually," Sennett said.Those long days paying off as the containment of the Valley Fire jumped from 1% - 32%."It feels invigorating to go out and do something that has a positive impact on the people around us. So much of Southern California supports what we do here and so it's good to give back to the local community," Pilot John Findley said. The crews flying out of Pendleton have years of training to qualify for this mission. It takes hundreds of hours of maintenance to keep the helicopters running during these missions.Thursday, the fire had burned about 17,565 acres and was 32% contained. The fire has destroyed 20 "habitable structures" and 17 "minor structures" and resulted in two injuries, though it was not clear if the victims were firefighters or civilians. 3137

SAN DIEGO (KGTV) -- Police Wednesday identified the Border Patrol agents and suspect they say knocked an agent off his ATV before being shot.Agents Micah Owens and Brandon Brandt reportedly shot the suspect, Francisco Javier Gutierrez-Alvarado, during the incident.Alvarado was taken to the hospital with non-life threatening injuries and no agents were seriously injured, police say.RELATED: Man shot by Border Patrol after knocking agent off ATV with rock, authorities sayDuring an initial investigation, authorities learned that a Border Patrol agent was on patrol on an ATV in the area of Spooner’s Mesa when he was hit with a rock and knocked off the vehicle by Alvarado.The suspect rode away on the ATV and was chased by several other agents before losing control and crashing into a fence.During the chase, both agents reportedly shot at Alvarado, striking him at least once. Alvarado is being charged with assaulting a federal officer. The San Diego Police Department is handling the investigation. 1019

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